BME
ActiveSummary
BME has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-209k) and a net result of €10k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 6% of 45 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
Axes · tick = 2025
Profitability65▼-6
Solvency13▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.57; short-term debt: 101.5% and cash: 2.4% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Postal and courier activities (NACE 53)
about 277% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 45 sector peers (2025).
NBB · sector comparisonPosition among 45 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2025
2 d early
2024
141 d early
2023
154 d early
2022
30 d late
2021
12 d early
2020
127 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10k▼ 86.5%
2025 · €76k
2018: €-249k
2019: €-312k▼ -25.5% vs 2018lowest value
2020: €70k▲ +122% vs 2019
2021: €-127k▼ -281% vs 2020
2022: €-261k▼ -105% vs 2021
2023: €80k▲ +131% vs 2022
2024: €296k▲ +268% vs 2023highest value
2025: €76k▼ -74.3% vs 2024
2025: €10k
2018 → 2025
Working capital
€-762k▼ 5.5%
2025 · €-722k
2018: €-415khighest value
2019: €-806k▼ -94.5% vs 2018lowest value
2020: €-648k▲ +19.7% vs 2019
2021: €-800k▼ -23.5% vs 2020
2022: €-724k▲ +9.5% vs 2021
2023: €-676k▲ +6.6% vs 2022
2024: €-614k▲ +9.2% vs 2023
2025: €-722k▼ -17.6% vs 2024
2025: €-762k
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252025Trend
Equity€-671k-€-591k▲ 12.0%€-295k▲ 50.1%€-219k▲ 25.8%€-209k▲ 4.7%
2022: €-671klowest value
2023: €-591k▲ +12.0% vs 2022
2024: €-295k▲ +50.1% vs 2023
2025: €-219k▲ +25.8% vs 2024
2025: €-209khighest value
Operating result€-199k-€116k€397k▲ 241%€147k▼ 63.1%€42k▼ 71.3%
2022: €-199klowest value
2023: €116k▲ +159% vs 2022
2024: €397k▲ +241% vs 2023highest value
2025: €147k▼ -63.1% vs 2024
2025: €42k
Net result€-261k-€80k€296k▲ 268%€76k▼ 74.3%€10k▼ 86.5%
2022: €-261klowest value
2023: €80k▲ +131% vs 2022
2024: €296k▲ +268% vs 2023highest value
2025: €76k▼ -74.3% vs 2024
2025: €10k
Result per fiscal year
Operating resultNet result
Multiple fiscal year ends fall in the same calendar year; an annual trend is not displayed.
Balance-sheet composition
2025 in colour, 2025 as the grey bar beneath
Assets €1.74M
Fixed assets
€736k ▼ 6.6%
Current assets
€1.01M ▲ 5.3%
Key figures and ratios
EBITDA
€172k▼
2025 · €399k
Cash flow
€140k▼
2025 · €329k
Solvency
-12.0%▲
2025 · -12.5%
Current ratio
0.57▼
2025 · 0.57
Quick ratio
0.53▲
2025 · 0.52
Debt to equity
-9.36▼
2025 · -8.97
ROA
0.6%▼
2025 · 4.4%
Interest coverage
5.41▼
2025 · 5.67
Debt
€1.95M▼
2025 · €1.96M
Debt ≤ 1 year
€1.77M▲
2025 · €1.68M
Debt > 1 year
€168k▼
2025 · €268k
Income taxes
€88▼
2025 · €473
Staff costs
€285k▼
2025 · €628k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2025 · 59 lines
Balance sheet
Code20252025
Assets
Total assets20/58€1.75M€1.74M▼
Formation expenses20€177€0▼
Fixed assets21/28€789k€736k▼
Intangible fixed assets21€392k€401k▲
Tangible fixed assets22/27€386k€325k▼
Land and buildings22€85k€83k▼
Plant, machinery and equipment23€47k€34k▼
Furniture and vehicles24€9k€11k▲
Leasing and similar rights25€231k€185k▼
Other tangible fixed assets26€14k€11k▼
Financial fixed assets28€10k€10k=
Current assets29/58€956k€1.01M▲
Stocks and contracts in progress3€77k€63k▼
Stocks30/36€77k€63k▼
Amounts receivable within one year40/41€550k€847k▲
Trade receivables40€547k€847k▲
Other amounts receivable41€3k€603▼
Cash at bank and in hand54/58€260k€41k▼
Deferred charges and accrued income490/1€70k€55k▼
Equity and liabilities
Total equity and liabilities10/49€1.75M€1.74M▼
Equity10/15€-219k€-209k▲
Contributions10/11€1.11M€1.11M=
Capital10€1.11M€1.11M=
Issued capital100€1.11M€1.11M=
Profit (loss) carried forward14€-1.32M€-1.31M▲
Amounts payable17/49€1.96M€1.95M▼
Amounts payable after more than one year17€268k€168k▼
Financial debts170/4€268k€168k▼
Amounts payable within one year42/48€1.68M€1.77M▲
Current portion of amounts payable after more than one year42€182k€185k▲
Financial debts43€558k€522k▼
Credit institutions430/8€558k€522k▼
Trade debts44€866k€966k▲
Suppliers440/4€866k€966k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€73k€94k▲
Taxes450/3€22k€49k▲
Remuneration and social security454/9€50k€46k▼
Other amounts payable47/48€763€2k▲
Accrued charges and deferred income492/3€18k€15k▼
Income statement
Code20252025
Non-recurring operating income76A€77k€0▼
Remuneration, social security and pensions62€628k€285k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€253k€130k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-439€-6k▼
Other operating charges640/8€50k€28k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€1.08M€481k▼
Operating profit (loss)9901€147k€42k▼
Financial income75/76B€318€0▼
Recurring financial income75€318€0▼
Financial charges65/66B€70k€32k▼
Recurring financial charges65€70k€32k▼
Profit (loss) for the period before taxes9903€76k€10k▼
Income taxes67/77€473€88▼
Profit (loss) for the period9904€76k€10k▼
Profit (loss) for the period to be appropriated9905€76k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1.32M€-1.31M▲
Profit (loss) brought forward from the previous period14P€-1.40M€-1.32M▲
Social balance
Average headcount (FTE)90879.910.1▲
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €17k | €0 | €68k | €77k | €0 | - |
| Remuneration, social security and pensions62 | €606k | €334k | €652k | €628k | €285k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €214k | €109k | €244k | €253k | €130k | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €7k | €-439 | €-6k | - |
| Other operating charges640/8 | €48k | €20k | €49k | €50k | €28k | - |
| Non-recurring operating charges66A | €31k | €0 | - | - | €2k | - |
| Gross operating margin9900 | €700k | €580k | €1.35M | €1.08M | €481k | - |
| Operating profit (loss)9901 | €-199k | €116k | €397k | €147k | €42k | - |
| Financial income75/76B | €319 | €542 | €58 | €318 | €0 | - |
| Recurring financial income75 | €319 | €542 | €58 | €318 | €0 | - |
| Financial charges65/66B | €62k | €36k | €101k | €70k | €32k | - |
| Recurring financial charges65 | €62k | €36k | €101k | €70k | €32k | - |
| Profit (loss) for the period before taxes9903 | €-260k | €81k | €296k | €76k | €10k | - |
| Income taxes67/77 | €780 | €500 | €813 | €473 | €88 | - |
| Profit (loss) for the period9904 | €-261k | €80k | €296k | €76k | €10k | - |
| Profit (loss) for the period to be appropriated9905 | €-261k | €80k | €296k | €76k | €10k | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.47M | €1.49M | €1.71M | €1.75M | €1.74M | - |
| Formation expenses20 | €3k | €3k | €1k | €177 | €0 | - |
| Fixed assets21/28 | €902k | €860k | €805k | €789k | €736k | - |
| Intangible fixed assets21 | €264k | €277k | €305k | €392k | €401k | - |
| Tangible fixed assets22/27 | €634k | €579k | €496k | €386k | €325k | - |
| Land and buildings22 | €135k | €124k | €102k | €85k | €83k | - |
| Plant, machinery and equipment23 | €120k | €102k | €78k | €47k | €34k | - |
| Furniture and vehicles24 | €18k | €16k | €8k | €9k | €11k | - |
| Leasing and similar rights25 | €351k | €326k | €298k | €231k | €185k | - |
| Other tangible fixed assets26 | €9k | €11k | €10k | €14k | €11k | - |
| Financial fixed assets28 | €4k | €4k | €4k | €10k | €10k | - |
| Current assets29/58 | €564k | €630k | €906k | €956k | €1.01M | - |
| Stocks and contracts in progress3 | €69k | €83k | €74k | €77k | €63k | - |
| Stocks30/36 | €69k | €83k | €74k | €77k | €63k | - |
| Amounts receivable within one year40/41 | €439k | €476k | €476k | €550k | €847k | - |
| Trade receivables40 | €439k | €440k | €460k | €547k | €847k | - |
| Other amounts receivable41 | €7 | €36k | €16k | €3k | €603 | - |
| Cash at bank and in hand54/58 | €2k | €3k | €309k | €260k | €41k | - |
| Deferred charges and accrued income490/1 | €53k | €68k | €47k | €70k | €55k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.47M | €1.49M | €1.71M | €1.75M | €1.74M | - |
| Equity10/15 | €-671k | €-591k | €-295k | €-219k | €-209k | - |
| Contributions10/11 | €1.11M | €1.11M | €1.11M | €1.11M | €1.11M | - |
| Capital10 | €1.11M | €1.11M | €1.11M | €1.11M | €1.11M | - |
| Issued capital100 | €1.11M | €1.11M | €1.11M | €1.11M | €1.11M | - |
| Profit (loss) carried forward14 | €-1.78M | €-1.70M | €-1.40M | €-1.32M | €-1.31M | - |
| Amounts payable17/49 | €2.14M | €2.08M | €2.01M | €1.96M | €1.95M | - |
| Amounts payable after more than one year17 | €794k | €729k | €437k | €268k | €168k | - |
| Financial debts170/4 | €794k | €729k | €437k | €268k | €168k | - |
| Amounts payable within one year42/48 | €1.29M | €1.31M | €1.52M | €1.68M | €1.77M | - |
| Current portion of amounts payable after more than one year42 | €132k | €128k | €209k | €182k | €185k | - |
| Financial debts43 | €513k | €546k | €549k | €558k | €522k | - |
| Credit institutions430/8 | €513k | €546k | €549k | €558k | €522k | - |
| Trade debts44 | €550k | €568k | €627k | €866k | €966k | - |
| Suppliers440/4 | €550k | €568k | €627k | €866k | €966k | - |
| Advances received on contracts in progress46 | €3k | €0 | €76k | €0 | - | - |
| Taxes, remuneration and social security45 | €90k | €64k | €59k | €73k | €94k | - |
| Taxes450/3 | €26k | €8k | €8k | €22k | €49k | - |
| Remuneration and social security454/9 | €64k | €56k | €51k | €50k | €46k | - |
| Other amounts payable47/48 | €585 | €595 | €578 | €763 | €2k | - |
| Accrued charges and deferred income492/3 | €58k | €47k | €50k | €18k | €15k | - |
| Line | 2022 | 2023 | 2024 | 2025 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-261k | €80k | €296k | €76k | €10k | - |
| + Depreciation and write-downs630 | €214k | €109k | €244k | €253k | €130k | - |
| Operating cash flow (approximation) | €-47k | €189k | €540k | €329k | €140k | - |
| Investment in fixed assets (approximation) | - | €-67k | €-189k | €-236k | - | - |
| Change in cash | - | €952 | €306k | €-49k | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
12-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Highest result since 2018net €296k ▲268%
Operating result €397k, net result €296k, both a record.
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
30-06
Financial
Back to profitnet €80k
Net result €80k after 2 loss-making years.
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
26-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 238 days late
2020
31-12
Financial
Back to profitnet €70k
Net result €70k after 2 loss-making years.
2019
31-12
Financial
Weakest financial yearnet €-312k
Net result drops to €-312k, the lowest in the series; recovery starts the following year.
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 55 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 14 acts read
About the unread acts
We know of 14 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
14 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2009
Ground area
1.8 ha
Building footprint
1.1 ha
Parcel 71305F1334/00A050, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
BME
since 20092.181.851.682
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71305F1334/00A050 | Flanders | 1.8 ha | 1 · 1.1 ha | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 11,555 EUR awarded · 11,555 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 3,960 EUR |
| 2024 | 1 | 6,224 EUR | 2,264 EUR |
| 2022 | 2 | 5,331 EUR | 5,331 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Food safety, FASFC
1 siteGenk2.181.851.682
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Elsene · FTE 4
Of 429 companies in sector 53100 we hold annual accounts for 127. 17 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded29-09-2009
Fiscal year end31-12
Activities, NACEBEL 2025
53100Postal and courier activities
62100Computer programming
52100Warehousing and storage
53200Other postal and courier activities
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
Contact
Scores and ratios are computed by Checked and are not a credit decision.