BM GLOBEX · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BM GLOBEX is 4.4% (elevated). The 2024 annual accounts show equity of €15k and a net result of €3k. Its solvency ranks better than 66% of 6697 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

4.4% Elevated

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate region +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2023 and 2024).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 10 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	09-10-2025	70 d late	2025-00540888
31-12-2023	31-07-2024	12-09-2024	43 d late	2024-00461559

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Financials

Turnover€45k+69.1%

EBIT margin7.7%-36.2pp

Net result€3k-77.6%

Working capital€12k+15.3%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 09-10-2025 with the NBB · fiscal year 2024 · micro

RevenueOperating resultNet result

Sector comparison

Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	36.8%	20.4%	better than 66% of 6697 sector peers
Net result	€3k	€4k	better than 46% of 6677 sector peers
Equity	€15k	€16k	better than 49% of 6711 sector peers
Gross operating margin	€35k	€24k	better than 58% of 6656 sector peers
Staff costs	€27k	€33k	higher than 44% of 3034 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€45k

+69.1% 23-24

EBITDA

€4k

- 23-24

Net profit

€3k

-77.6% 23-24

Cash flow

€3k

- 23-24

Total assets

€42k

+200.9% 23-24

Equity

€15k

+30.9% 23-24

Working capital

€12k

+15.3% 23-24

Staff costs

€27k

+87.5% 23-24

Debt

€26k

+1126.0% 23-24

Debt ≤ 1y

€6k

+165.5% 23-24

Debt > 1y

€21k

- 23-24

Current ratio

3.16

-47.1% 23-24

Quick ratio

3.16

-47.1% 23-24

Solvency

36.8%

-56.5% 23-24

Debt / equity

1.72

+836.5% 23-24

ROE

17.1%

-82.9% 23-24

ROA

6.3%

-92.6% 23-24

Net margin

5.8%

-86.7% 23-24

EBITDA margin

8.8%

- 23-24

Interest coverage

4.73

- 23-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	€45k
EBITDA	€4k
Net profit	€3k
Cash flow	€3k
Staff costs	€27k
Income taxes	-
Dividends	-
Total assets	€42k
Equity	€15k
Debt	€26k
of which ≤ 1y	€6k
of which > 1y	€21k
Working capital	€12k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	3.16
Quick ratio	3.16
Working capital ratio	29.6%
Solvency	36.8%
Debt / equity	1.72
Long-term debt ratio	1.35
Interest coverage	4.73
Gross margin	56.5%
Net margin	5.8%
ROA	6.3%
ROE	17.1%
EBITDA margin	8.8%
Days sales outstanding	19d
Days payable outstanding	73d
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €24k · 56.7% Current assets €18k · 43.3%

Equity & liabilities

Equity €15k · 36.8% Debt €26k · 63.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€42k
Fixed assets	21/28	€24k
Tangible fixed assets	22/27	€24k
Current assets	29/58	€18k
Amounts receivable within one year	40/41	€9k
Cash & bank	54/58	€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€42k
Equity	10/15	€15k
Contributions / capital	10/11	€1k
Accumulated profits (losses)	14	€14k
Amounts payable	17/49	€26k
Amounts payable after one year	17	€21k
Amounts payable within one year	42/48	€6k
Trade debts payable within one year	44	€4k
Income statement
Turnover	70	€45k
Gross operating margin	9900	€35k
Operating result	9901	€3k
Financial charges	65	€843
Result before taxes	9903	€3k
Net result for the period	9904	€3k
Result to be appropriated	9905	€3k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

88 / 100 Excellent

050100

Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location

BM GLOBEX

Blaesstraat 225, 1000 BrusselDetailhandel in huishoudtextiel en beddengoed

since 20232.345.646.377

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area80 m²

Buildings1

Building footprint82 m²

Volume (LiDAR)1,111 m³

Tallest building18.1 m · ±5 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21809K0632/00Z000	Brussels	80 m²	1 · 82 m²	18.1 m · 5 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes

78 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 88

Profitability 61

Solvency 80

Growth 68

Stability 94

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

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Company registry

Company registry (CBE)

Crossroads Bank

Activities

Overige niet-gespecialiseerde detailhandel47120Detailhandel in huishoudtextiel en beddengoed47512Detailhandel via postorderbedrijven of via internet47910Handelsbemiddeling in textiel, kleding, bont, schoeisel en lederwaren46160Handelsbemiddeling in de groothandel in textiel, kleding, bont, schoeisel en lederwaren46160Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200

Primary activity highlighted.

Names & trade names

Legal nameFR

BM GLOBEX

Registered office

Blaesstraat 225

1000 Brussel, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.