BM ENGINEERING INVEST
ActiveBM ENGINEERING INVEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €729k and a net result of €97k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 22% of 2383 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 2383 sector peers (2025).
NBB · sector comparisonPosition among 2383 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
24 d early
2023
6 d early
2022
42 d early
2021
41 d early
2020
30 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€729k▲ 15.4%
2024 · €631k
2018: €451k
2019: €378k
2020: €459k
2021: €453k
2022: €509k
2023: €561k
2024: €631k
2018 → 2025
Net result
€97k▲ 38.5%
2024 · €70k
2018: €173k
2019: €-73k
2020: €81k
2021: €-6k
2022: €56k
2023: €52k
2024: €70k
2018 → 2025
Total assets
€2.64M▼ 7.1%
2024 · €2.84M
2018: €3.56M
2019: €3.45M
2020: €3.49M
2021: €3.28M
2022: €3.15M
2023: €2.96M
2024: €2.84M
2018 → 2025
Solvency
27.6%▲ 5.4pp
2024 · 22.2%
2018: 12.7%
2019: 11.0%
2020: 13.2%
2021: 13.8%
2022: 16.1%
2023: 19.0%
2024: 22.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€453k-€509k▲ 12.3%€561k▲ 10.2%€631k▲ 12.5%€729k▲ 15.4%
Operating result€55k-€111k▲ 102%€113k▲ 2.1%€140k▲ 23.5%€168k▲ 20.4%
Net result€-6k-€56k€52k▼ 7.2%€70k▲ 36.0%€97k▲ 38.5%
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 20% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.64M
Fixed assets
€2.53M▼ 4.9%
Current assets
€113k▼ 39.1%
Equity and liabilities €2.64M
Equity
€729k▲ 15.4%
Debt
€1.91M▼ 13.6%
The debt ratio falls from 77.8% to 72.4%: equity grows while debt is paid down.
Key figures and ratios
Solvency
27.6%▲
2024 · 22.2%
ROE
13.4%▲
2024 · 11.1%
ROA
3.7%▲
2024 · 2.5%
Debt
€1.91M▼
2024 · €2.21M
Debt ≤ 1 year
€561k▼
2024 · €772k
Debt > 1 year
€1.30M▼
2024 · €1.41M
Income taxes
€31k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.84M€2.64M▼
Fixed assets21/28€2.66M€2.53M▼
Tangible fixed assets22/27€2.66M€2.53M▼
Land and buildings22€2.56M€2.44M▼
Furniture and vehicles24€95k€87k▼
Current assets29/58€186k€113k▼
Amounts receivable within one year40/41€39k€34k▼
Trade receivables40€39k€34k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€145k€76k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€2.84M€2.64M▼
Equity10/15€631k€729k▲
Contributions10/11€150k€150k=
Capital10€150k€150k=
Issued capital100€150k€150k=
Reserves13€15k€15k=
Non-distributable reserves130/1€15k€15k=
Legal reserve130€15k€15k=
Profit (loss) carried forward14€466k€564k▲
Amounts payable17/49€2.21M€1.91M▼
Amounts payable after more than one year17€1.41M€1.30M▼
Financial debts170/4€1.41M€1.30M▼
Amounts payable within one year42/48€772k€561k▼
Current portion of amounts payable after more than one year42€109k€110k▲
Trade debts44€13k€17k▲
Suppliers440/4€13k€17k▲
Taxes, remuneration and social security45€6k€9k▲
Taxes450/3€6k€9k▲
Other amounts payable47/48€645k€426k▼
Accrued charges and deferred income492/3€27k€48k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€171k€174k▲
Other operating charges640/8€14k€14k▲
Gross operating margin9900€324k€356k▲
Operating profit (loss)9901€140k€168k▲
Financial charges65/66B€46k€39k▼
Recurring financial charges65€46k€39k▼
Profit (loss) for the period before taxes9903€94k€129k▲
Income taxes67/77€24k€31k▲
Profit (loss) for the period9904€70k€97k▲
Profit (loss) for the period to be appropriated9905€70k€97k▲
Appropriation of the result
Profit (loss) to be appropriated9906€466k€564k▲
Profit (loss) brought forward from the previous period14P€396k€466k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €56k
Net result €56k after one loss-making year.
31-12
Financial
Equity above €500kEq €509k ▲12.3%
Equity rises from €453k to €509k.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €81k
Net result €81k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-73k ▼142%
Net result drops to €-73k, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 22 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beneluxlaan(Kor) 18500 KortrijkGround area
2.4 ha
Building footprint
4,836 m²
Volume, LiDAR
44,469 m³
Parcel 34354D0205/00C000, Flanders · tallest building 13.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BM ENGINEERING INVEST
since 20152.247.872.951
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34354D0205/00C000 | Flanders | 2.4 ha | 1 · 4,836 m² | 13.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 3,667 EUR awarded · 3,667 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 3,667 EUR |
| 2022 | 1 | 3,667 EUR | 0 EUR |
Schemes
Subsidies laadpalen (Relance)
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 13,244 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-10-2015
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.