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BLOK.

Active
Private limited company·Algemene bouw van residentiële gebouwen· 4 yrs active
Industrieterrein Kanaal-Noord 1650 ·3960 Bree, Belgium
KBO/BCE: BE 0785.983.476
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Age4 yrs
Board1
Real estate1 parcel · 7,823 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BLOK. is 2.4% (moderate). The 2024 annual accounts show equity of €30k and a net result of €2k. Its solvency ranks better than 94% of 3827 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 94% of 3827 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 18-06-2025 43 d early 2025-00159848
31-12-2023 31-07-2024 18-06-2024 43 d early 2024-00154889

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.4% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€2k-90.2%
Working capital€30k+6.7%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 18-06-2025 with the NBB · fiscal year 2024 · micro
€0€10k€20k€30kOperating result 2023: €27k€27kNet result 2023: €19k€19kOperating result 2024: €3k€3kNet result 2024: €2k€2k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 84.2% 39.4%
better than 94% of 3827 sector peers
Net result €2k €9k
better than 30% of 3824 sector peers
Equity €30k €29k
better than 51% of 3832 sector peers
Gross operating margin €3k €26k
better than 16% of 3822 sector peers
Total assets €35k €85k
better than 22% of 3828 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€29k
- 23-24
Net profit
€2k
-90.2% 23-24
Cash flow
€21k
- 23-24
Total assets
€35k
-42.4% 23-24
Equity
€30k
+6.7% 23-24
Working capital
€30k
+6.7% 23-24
Income taxes
€618
-86.9% 23-24
Debt
€6k
-83.3% 23-24
Debt ≤ 1y
€6k
-83.3% 23-24
Current ratio
6.34
+245.5% 23-24
Quick ratio
6.34
+245.5% 23-24
Solvency
84.2%
+85.1% 23-24
Debt / equity
0.19
-84.4% 23-24
ROE
6.2%
-90.8% 23-24
ROA
5.3%
-82.9% 23-24
Interest coverage
5.66
- 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€2k
Cash flow-
Staff costs-
Income taxes€618
Dividends-
Total assets€35k
Equity€30k
Debt€6k
of which ≤ 1y€6k
of which > 1y-
Working capital€30k
Employees (FTE)-
Ratios (computed)
2024
Current ratio6.34
Quick ratio6.34
Working capital ratio84.2%
Solvency84.2%
Debt / equity0.19
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA5.3%
ROE6.2%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€35k
Current assets 29/58€35k
Amounts receivable within one year 40/41€11k
Cash & bank 54/58€24k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€35k
Equity 10/15€30k
Contributions / capital 10/11€9k
Accumulated profits (losses) 14€21k
Amounts payable 17/49€6k
Amounts payable within one year 42/48€6k
Trade debts payable within one year 44€235
Income statement
Gross operating margin 9900€3k
Operating result 9901€3k
Financial charges 65€368
Result before taxes 9903€2k
Income taxes 67/77€618
Net result for the period 9904€2k
Result to be appropriated 9905€2k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
78 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

3 directors
Current directors & mandates
  • eRPee BVLegal entity
    Director
    State Gazette act 24111902 (24-07-2024)
    Current
    01-01-2024 → present
Former directors (2)
  • Everts Robin
    Director
    State Gazette act 25004271 (08-01-2025)
    Former
    - → 08-01-2025
  • Peeters Ruben
    Director
    State Gazette act 24111902 (24-07-2024)
    Former
    - → 01-01-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Private limited company(610)
Incorporation12-05-2022
StatusActive
Postal code3960

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Industrieterrein Kanaal-Noord 16503960 Bree

Establishment units

1 location
BLOK.
Industrieterrein Kanaal-Noord 1650, 3960 BreeVervaardiging en montage van gesmede werkstukken voor de bouw : trapleuningen, borstweringen, enz.
since 20222.331.275.234
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area7,823 m²
Buildings1
Building footprint1,301 m²
Tallest building0.1 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72403A1508/00A000 Flanders 7,823 m² 1 · 1,301 m² 0.1 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
All acts · 3 updated 1 year ago
2025
28-05-2025 Discharge granted to the board Director changes·Liselotte Schotsmans
Notary: Liselotte Schotsmans · Bree
08-01-2025 Everts Robin resigns as director Director changes
  • Everts Robin, Bestuurder
2024
24-07-2024 1 director appointed, 1 resigning Director changes
  • eRPee BV, Bestuurder
  • Peeters Ruben, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health78Profitability31Solvency100Growth52Stability94
71 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 78
Profitability 31
Solvency 100
Growth 52
Stability 94

Ask AI about this company

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AI due-diligence brief

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,317 of the 29,570 companies in this sector. 4,755 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
Legal nameNL BLOK.
Registered office
Industrieterrein Kanaal-Noord 1650
3960 Bree, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.