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BLOEM

Active
Dries(HEU) 43 ·9070 Destelbergen, Belgium
KBO/BCE: BE 0797.578.243
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Age3 yrs
Board2
Staff (FTE)0.1
Real estate1 parcel · 1,634 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BLOEM is 1.8% (moderate). The 2024 annual accounts show equity of €962 and a net result of €3k. Its solvency ranks better than 64% of 2546 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-08-2025, 8 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 08-08-2025 8 d late 2025-00365962
31-12-2023 31-07-2024 01-07-2024 30 d early 2024-00186613

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€3k
Working capital€593-94.7%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 08-08-2025 with the NBB · fiscal year 2024 · micro
€-5k€-3k€0€3k€5kOperating result 2023: €-2k€-2kNet result 2023: €-4k€-4kOperating result 2024: €4k€4kNet result 2024: €3k€3k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 73, Advertising & market research · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 67.9% 56.2%
better than 64% of 2546 sector peers
Net result €3k €19k
better than 27% of 2548 sector peers
Equity €962 €43k
better than 11% of 2546 sector peers
Gross operating margin €12k €37k
better than 27% of 2545 sector peers
Staff costs €7k €14k
higher than 45% of 375 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€4k
- 23-24
Net profit
€3k
- 23-24
Cash flow
€3k
- 23-24
Total assets
€1k
-94.3% 23-24
Equity
€962
- 23-24
Working capital
€593
-94.7% 23-24
Employees (FTE)
0
-75.0% 23-24
Staff costs
€7k
-62.3% 23-24
Debt
€455
-98.3% 23-24
Debt ≤ 1y
€455
-96.6% 23-24
Debt > 1y
€0
-100.0% 23-24
Current ratio
2.30
+26.3% 23-24
Quick ratio
2.30
+81.7% 23-24
Solvency
67.9%
- 23-24
Debt / equity
0.47
- 23-24
ROE
260.8%
-0.4% 23-24
ROA
177.1%
- 23-24
Interest coverage
2.76
- 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€4k
Net profit€3k
Cash flow€3k
Staff costs€7k
Income taxes-
Dividends-
Total assets€1k
Equity€962
Debt€455
of which ≤ 1y€455
of which > 1y€0
Working capital€593
Employees (FTE)0.1
Ratios (computed)
2024
Current ratio2.30
Quick ratio2.30
Working capital ratio41.9%
Solvency67.9%
Debt / equity0.47
Long-term debt ratio0.00
Interest coverage2.76
Gross margin-
Net margin-
ROA177.1%
ROE260.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1k
Fixed assets 21/28€369
Tangible fixed assets 22/27€369
Current assets 29/58€1k
Stocks & contracts in progress 3€0
Amounts receivable within one year 40/41€48
Cash & bank 54/58€0
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1k
Equity 10/15€962
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-2k
Amounts payable 17/49€455
Amounts payable after one year 17€0
Amounts payable within one year 42/48€455
Trade debts payable within one year 44€0
Income statement
Gross operating margin 9900€12k
Operating result 9901€4k
Financial income 75€25
Financial charges 65€1k
Result before taxes 9903€3k
Net result for the period 9904€3k
Result to be appropriated 9905€3k
You are seeing the latest fiscal year only. 1 prior year (figures + ratios) is in a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
96 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

3 directors
Current directors & mandates
  • Bernard Balcaen
    Director
    State Gazette act 26055750 (06-05-2026)
    Current
    01-06-2025 → present
  • Natacha De Vreese
    Director
    State Gazette act 26055750 (06-05-2026)
    Current
    01-06-2025 → present
Former directors (1)
  • Antonio Van Brussel
    Director
    State Gazette act 26055750 (06-05-2026)
    Former
    - → 01-06-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van adviesbureaus op het gebied van public relations en communicatie(73300)
Legal form Private limited company(610)
Incorporation24-01-2023
StatusActive
Postal code9070

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Dries(HEU) 439070 Destelbergen

Establishment units

1 location
BLOEM
Dries(HEU) 43, 9070 DestelbergenDetailhandel in bloemen, planten, zaden en kunstmeststoffen
since 20232.340.882.192
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,634 m²
Buildings1
Building footprint274 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44028B0157/00G000 Flanders 1,634 m² 1 · 274 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

3 acts
Address history · 2
06-05-2026
Seat change: to: Dries 43, 9070 Destelbergen, date: 2025-06-01, from: Gentseweg 528, 8793 Waregem
23-03-2023
v3.2
All acts · 3 updated 3 months ago
2026
06-05-2026 General meeting · Officer resignation · Officer discharge · Officer appointment Open-capture extraction
  • Filing: 2026-04-20 · BLOEM
  • General meeting: 2025-06-01 · BLOEM
  • Officer resignation: date: 2025-06-01, role: niet-statutaire bestuurder · Antonio Van Brussel
  • Officer discharge · Antonio Van Brussel
  • Officer appointment: date: 2025-06-01, role: niet-statutaire bestuurder, duration: onbepaalde duur · Bernard Balcaen
  • Mandate compensation: onbezoldigd · Bernard Balcaen
  • Officer appointment: date: 2025-06-01, role: niet-statutaire bestuurder, duration: onbepaalde duur · Natacha De Vreese
  • Mandate compensation: onbezoldigd · Natacha De Vreese
  • Seat change: to: Dries 43, 9070 Destelbergen, date: 2025-06-01, from: Gentseweg 528, 8793 Waregem · BLOEM
  • Power of attorney: purpose: uitvoering en verwerking en publicatie van de beslissingen van deze vergadering, duration: onbepaalde tijd · BLOEM
  • Power of attorney: purpose: publicatie van de beslissingen van deze vergadering · BLOEM
  • Power of attorney: purpose: publicatie van zijn ontslag in het Belgisch Staatsblad en de Kruispuntbank van Ondernemingen, duration: onbepaalde tijd · BLOEM
  • Publication: 2026-05-06
  • Act object: Zetel (zetelverplaatsing) - Benoemingen - Ontslagen
Summary: General meeting · Officer resignation · Officer discharge · Officer appointment
2023
23-03-2023 Registered office moved within Waregem Registered-office change
  • Gentseweg 532, 8793 Waregem → Gentseweg 528, 8793 Waregem
Summary: v3.2
26-01-2023 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health96Profitability100Solvency100Growth78Stability94
94 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 96
Profitability 100
Solvency 100
Growth 78
Stability 94

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 2,266 of the 13,476 companies in this sector. 320 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Detailhandel in wijnen en geestrijke dranken47251Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige technische testen en toetsen71209Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg74999Organisatie van congressen en beurzen82300Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL BLOEM
Registered office
Dries(HEU) 43
9070 Destelbergen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.