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BLMA

Active
Private limited company·Activiteiten van holdings· 5 yrs active
Hofkwartier(HRT) 30 ·2200 Herentals, Belgium
KBO/BCE: BE 0758.515.056
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Age5 yrs
Connections3

Summary

Conclusion

the dossier summarised in one paragraph

BLMA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €499k and a net result of €-21k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 72% of 1407 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.

Trust signals

2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€499k-4.0%
Net result€-21k
Total assets€807k+0.6%
Solvency61.9%-3.0pp

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 26-07-2025 with the NBB · fiscal year 2024 · verkort
€-100k€0€100k€200kOperating result 2020: €28k€28kNet result 2020: €23k€23kOperating result 2021: €8k€8kNet result 2021: €210k€210kOperating result 2022: €26k€26kNet result 2022: €21k€21kOperating result 2023: €3k€3kNet result 2023: €13k€13kOperating result 2024: €-35k€-35kNet result 2024: €-21k€-21k20202021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 5 fiscal years (±1.7%/year).
€300k€400k€500k€600k2025: €503k (€457k - €549k)2026: €495k (€421k - €568k)2027: €486k (€386k - €587k)2020: €354k2021: €564k2022: €567k2023: €520k2024: €499k20202021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 61.9% 37.4%
better than 72% of 1407 sector peers
Net result €-21k €46k
better than 13% of 1406 sector peers
Equity €499k €362k
better than 57% of 1407 sector peers
Gross operating margin €-24k €65k
better than 9% of 1405 sector peers
Total assets €807k €1.41M
better than 37% of 1407 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P72
2020: P93 · n=2732021: P89 · n=4572022: P90 · n=8372023: P76 · n=11262024: P72 · n=14072020 2024
Weakening position over 2020-2024 · n=273-1407
Net result P13
2020: P51 · n=2732021: P83 · n=4572022: P44 · n=8362023: P34 · n=11262024: P13 · n=14062020 2024
Weakening position over 2020-2024 · n=273-1406
Equity P57
2020: P45 · n=2732021: P62 · n=4572022: P66 · n=8372023: P63 · n=11262024: P57 · n=14072020 2024
Stable position over 2020-2024 · n=273-1407
Gross operating margin P9
2020: P34 · n=2682021: P26 · n=4522022: P40 · n=8322023: P21 · n=11212024: P9 · n=14052020 2024
Weakening position over 2020-2024 · n=268-1405
Describes the position versus peers, not a forecast.
Net profit
€-21k
- far below sector median
Total assets
€807k
+0.6% -99% vs sector
Equity
€499k
-4.0% -99% vs sector
Income taxes
€223
-91.7% -98% vs sector
Dividends
€0
-100.0% -100% vs sector
Debt
€308k
+9.2% -99% vs sector
Debt ≤ 1y
€299k
+5.8% -99% vs sector
Solvency
61.9%
-4.6% +32% vs sector
ROE
-4.2%
- far below sector median
ROA
-2.6%
- far below sector median
Figures by fiscal year
Fiscal year2024
Revenuen/a
EBITDAn/a
Net profit€-21k
Cash flown/a
Staff costs-
Income taxes€223
Dividends€0
Total assets€807k
Equity€499k
Debt€308k
of which ≤ 1y€299k
of which > 1y-
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency61.9%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA-2.6%
ROE-4.2%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€807k
Fixed assets 21/28€94k
Tangible fixed assets 22/27€19k
Financial fixed assets 28€75k
Current assets 29/58€713k
Amounts receivable within one year 40/41€601k
Cash & bank 54/58€26k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€807k
Equity 10/15€499k
Contributions / capital 10/11€34k
Reserves 13€465k
Accumulated profits (losses) 14€0
Amounts payable 17/49€308k
Amounts payable within one year 42/48€299k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€-24k
Operating result 9901€-35k
Financial income 75€23k
Financial charges 65€8k
Result before taxes 9903€-21k
Income taxes 67/77€223
Net result for the period 9904€-21k
Result to be appropriated 9905€-21k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Connections & network

3 connected companies
GOOSSENS ELECTRO, Subsidiary GEGOOSSENSELECTROK & F ELECTRO-TECHNIEK, Subsidiary K&K & FELECTRO-…HNIEKK&F Group, Subsidiary KGK&F GroupBLMA BLMA0758.515.056
Group structure
Group structure
GOOSSENS ELECTRO
Subsidiary · 1 location
K & F ELECTRO-TECHNIEK
Subsidiary · 1 location
K&F Group
Subsidiary · 1 subsidiary · 1 location
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Establishment units

1 location
BLMA
Hofkwartier(HRT) 30, 2200 HerentalsHoldings
since 20202.310.238.607
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,018 m²
Buildings1
Building footprint946 m²
Volume (LiDAR)7,504 m³
Tallest building14.8 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13302G0239/00N000 Flanders 1,018 m² 1 · 946 m² 14.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 12 days ago
2026
28-07-2026 Act object · General meeting · Board meeting · Officer appointment Open-capture extraction
  • Act object: ONTSLAGEN, BENOEMINGEN · K & F ELECTRO-TECHNIEK
  • Publication: 28/07/2026 · K & F ELECTRO-TECHNIEK
  • Filing: 24-07-2026 · K & F ELECTRO-TECHNIEK
  • General meeting: 8 juli 2026 · K & F ELECTRO-TECHNIEK
  • Board meeting: 8 juli 2026 · K & F ELECTRO-TECHNIEK
  • Officer appointment: role: bestuurder, start_date: 2026-07-08 · SIMA Invest
  • Officer resignation: date: 2026-07-08, role: persoon belast met het dagelijks bestuur · SIMA Invest
  • Officer appointment: role: gedelegeerd bestuurder, term: voor de duur van haar mandaat als bestuurder van de Vennootschap, start_date: 2026-07-08 · SIMA Invest
  • Permanent representative · David Van Genechten
  • Permanent representative · Ynse Van den Broeck
  • Power of attorney: scope: individuele bijzondere volmacht voor overheidsopdrachten, publieke aanbestedingen of concessies (max EUR 4.000.000 excl. BTW), duration: 3 jaar · BLMA BV
  • Power of attorney: scope: individuele bijzondere volmacht voor overheidsopdrachten, publieke aanbestedingen of concessies (max EUR 4.000.000 excl. BTW), duration: 3 jaar · SIMA Invest
  • Power of attorney: scope: individuele bijzondere volmacht voor overheidsopdrachten, publieke aanbestedingen of concessies (max EUR 4.000.000 excl. BTW), duration: 3 jaar · HAELEC BV
  • Filing representative · Leeuw Adriaan
Summary: Act object · General meeting · Board meeting · Officer appointment

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability0Solvency99Growth52Stability94
49 / 100

Mixed profile: strong on solvency, weaker on health.

Health 0
Profitability 0
Solvency 99
Growth 52
Stability 94

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Overige kredietverstrekking, n.e.g.64929Overige kredietverstrekking n.e.g.64929Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL BLMA
Registered office
Hofkwartier(HRT) 30 bus A
2200 Herentals, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.