BLEVI
ActiveSummary
BLEVI has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €86k and a net result of €9k. Equity is shrinking by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+80
Solvency100=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 13.27 against 12.8 in 2024; short-term debt: 7.2% and cash: 89% of total assets), and 7.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.8%
Return on assets
10.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
50 d early
2023
49 d early
2022
59 d early
2021
4 d early
2020
51 d early
2019
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€86k▲ 12.3%
2024 · €77k
2018: €112k
2019: €105k
2020: €101k
2022: €142k
2023: €89k
2024: €77k
2018 → 2025
Total assets
€93k▲ 11.9%
2024 · €83k
2018: €204k
2019: €180k
2020: €174k
2022: €203k
2023: €99k
2024: €83k
2018 → 2025
Net result
€9k
2024 · €-12k
2018: €337
2019: €-6k
2020: €-5k
2022: €22k
2023: €15k
2024: €-12k
2018 → 2025
Working capital
€82k▲ 11.0%
2024 · €74k
2018: €100k
2019: €96k
2020: €93k
2022: €136k
2023: €85k
2024: €74k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€101k-€142k▲ 40.8%€89k▼ 37.4%€77k▼ 13.6%€86k▲ 12.3%
Operating result€-4k-€31k€25k▼ 19.6%€-12k€10k
Net result€-5k-€22k€15k▼ 34.2%€-12k€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €10k after a loss of €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€4k ▲ 49.9%
Current assets
€89k ▲ 10.6%
Equity and liabilities €93k
Equity
€86k ▲ 12.3%
Debt
€7k ▲ 7.1%
Debt's share of the balance-sheet total falls from 7.6% to 7.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▲
2024 · €-10k
Cash flow
€11k▲
2024 · €-10k
Current ratio
13.27▲
2024 · 12.80
Debt to equity
0.08▼
2024 · 0.08
ROE
10.9%▲
2024 · -15.7%
ROA
10.2%▲
2024 · -14.5%
Interest coverage
22.22▲
2024 · -21.34
Debt ≤ 1 year
€7k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€83k€93k▲
Fixed assets21/28€3k€4k▲
Tangible fixed assets22/27€3k€4k▲
Plant, machinery and equipment23€268€0▼
Furniture and vehicles24€2k€4k▲
Current assets29/58€80k€89k▲
Stocks and contracts in progress3€2k€0▼
Stocks30/36€2k€0▼
Amounts receivable within one year40/41€4k€5k▲
Trade receivables40-€240
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€74k€83k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€83k€93k▲
Equity10/15€77k€86k▲
Contributions10/11€19k€19k=
Reserves13€68k€68k=
Distributable reserves133€68k€68k=
Profit (loss) carried forward14€-10k€-773▲
Amounts payable17/49€6k€7k▲
Amounts payable within one year42/48€6k€7k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€73€374▲
Taxes450/3€73€374▲
Other amounts payable47/48€3k€5k▲
Accrued charges and deferred income492/3€0€23▲
Income statement
Code20242025
Non-recurring operating income76A€20k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€726€576▼
Gross operating margin9900€-9k€12k▲
Operating profit (loss)9901€-12k€10k▲
Financial income75/76B€295€344▲
Recurring financial income75€295€344▲
Financial charges65/66B€477€514▲
Recurring financial charges65€477€514▲
Profit (loss) for the period before taxes9903€-12k€9k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-12k€9k▲
Profit (loss) for the period to be appropriated9905€-12k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-773▲
Profit (loss) brought forward from the previous period14P-€-10k
Transfer from equity791/2€2k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-12k ▼182%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 9.86
Current ratio from 3.24 to 9.86; short-term debt falls from €61k to €10k.
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €22k
Net result €22k after 2 loss-making years.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudestraat 283272 Scherpenheuvel-ZichemGround area
4,616 m²
Building footprint
218 m²
Volume, LiDAR
1,068 m³
Parcel 24071A0203/00A002, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oudestraat 28, 3272 Scherpenheuvel-Zichem
since 20022.095.656.195
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24071A0203/00A002 | Flanders | 4,616 m² | 1 · 218 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ARTIBAT STAFF & STUC
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ONKELINX AFWERKING
BE 0550.534.980
Gingelom · Eq €86,305
ECOFOAM
BE 0752.839.269
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Het Klussertje
BE 0836.283.916
Beernem · Eq €85,846
ISOLEAD
BE 1013.548.248
Merbes-le-Château · Eq €85,744
Of 4,271 companies in sector 43230 we hold annual accounts for 1,241. 1,044 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-02-2002
Fiscal year end31-12
Activities, NACEBEL 2025
43230Insulation installation
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.