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BLEND

Active
Private limited companyfounded 20197 yrs activeMoststraat(HOM) 5, 2811 Mechelen, BelgiumKBO/BCE: BE 0729.715.360

BLEND has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €21k. Equity is growing by ~46.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 16745 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
100 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 8.58 against 3.99 in 2024), and 11.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
88.5%
Return on assets
21.1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
26 d late
2024
58 d late
2023
29 d late
2022
52 d late
2021
90 d late
2020
26 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
07-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€87k▲ 31.3%
2024 · €67k
2020: €14k 2021: €20k 2022: €31k 2023: €46k 2024: €67k
2020 → 2025
Total assets
€99k▲ 12.7%
2024 · €88k
2020: €36k 2021: €34k 2022: €46k 2023: €65k 2024: €88k
2020 → 2025
Net result
€21k▲ 1.3%
2024 · €21k
2020: €13k 2021: €6k 2022: €10k 2023: €15k 2024: €21k
2020 → 2025
Working capital
€85k▲ 40.2%
2024 · €60k
2020: €7k 2021: €16k 2022: €24k 2023: €35k 2024: €60k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€20k-€31k▲ 50.6%€46k▲ 49.8%€67k▲ 44.7%€87k▲ 31.3%
Operating result€9k-€14k▲ 65.3%€22k▲ 49.3%€29k▲ 35.5%€29k▲ 0.1%
Net result€6k-€10k▲ 69.5%€15k▲ 48.1%€21k▲ 34.6%€21k▲ 1.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2021: €9k€9kNet result 2021: €6k€6kOperating result 2022: €14k€14kNet result 2022: €10k€10kOperating result 2023: €22k€22kNet result 2023: €15k€15kOperating result 2024: €29k€29kNet result 2024: €21k€21kOperating result 2025: €29k€29kNet result 2025: €21k€21k20212022202320242025
The operating result has risen four years in a row; 2025 is 0% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99k
Fixed assets €3k▼ 58.8%
Current assets €96k▲ 18.9%
Equity and liabilities €99k
Equity €87k▲ 31.3%
Debt €11k▼ 46.0%
The debt ratio falls from 24.1% to 11.5%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€33k
2024 · €34k
Cash flow
€25k
2024 · €25k
Solvency
88.5%
2024 · 75.9%
Current ratio
8.58
2024 · 3.99
Quick ratio
8.58
2024 · 3.99
Debt / equity
0.13
2024 · 0.32
ROE
23.8%
2024 · 30.9%
ROA
21.1%
2024 · 23.5%
Interest coverage
245.94
2024 · 153.87
Debt
€11k
2024 · €21k
Debt ≤ 1 year
€11k
2024 · €20k
Income taxes
€8k
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€88k€99k
Fixed assets21/28€7k€3k
Tangible fixed assets22/27€7k€3k
Plant, machinery and equipment23€3k€2k
Furniture and vehicles24€4k€1k
Current assets29/58€81k€96k
Amounts receivable within one year40/41€29k€52k
Trade receivables40€22k€49k
Other amounts receivable41€7k€2k
Cash at bank and in hand54/58€52k€44k
Equity and liabilities
Total equity and liabilities10/49€88k€99k
Equity10/15€67k€87k
Contributions10/11€1k€1k=
Reserves13€66k€86k
Distributable reserves133€66k€86k
Amounts payable17/49€21k€11k
Amounts payable within one year42/48€20k€11k
Trade debts44€40€43
Suppliers440/4€40€43
Taxes, remuneration and social security45€16k€11k
Taxes450/3€16k€11k
Other amounts payable47/48€4k-
Accrued charges and deferred income492/3€900€225
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k
Other operating charges640/8€1k€903
Gross operating margin9900€35k€34k
Operating profit (loss)9901€29k€29k
Financial income75/76B€8-
Recurring financial income75€8-
Financial charges65/66B€220€136
Recurring financial charges65€220€136
Profit (loss) for the period before taxes9903€29k€29k
Income taxes67/77€8k€8k
Profit (loss) for the period9904€21k€21k
Profit (loss) for the period to be appropriated9905€21k€21k
Appropriation of the result
Profit (loss) to be appropriated9906€21k€21k
Transfer to equity691/2€21k€21k
To other reserves6921€21k€21k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial Highest result since 2020net €21k ▲1.3%
Operating result €29k, net result €21k, both a record.
31-12
Financial Liquidity doublescurrent ratio 8.58
Current ratio from 3.99 to 8.58; short-term debt falls from €20k to €11k.
27-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
21-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
2022
29-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 90 days late
2021
31-12
Financial Weakest financial yearnet €6k ▼54.2%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
26-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2019
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Moststraat(HOM) 52811 Mechelen
Ground area
392 m²
Building footprint
152 m²
Volume, LiDAR
654 m³
Parcel 12016D0136/00F000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BLEND
Moststraat(HOM) 5, 2811 MechelenReal estate development
since 20192.291.114.660
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12016D0136/00F000 Flanders 392 m² 1 · 152 m² 7.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,863 companies in sector 62200 we hold annual accounts for 18,244. 15,470 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded03-07-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.