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BLD MANAGEMENT

Active
Private limited companyfounded 201214 yrs activeRue du Médecin, Warisoulx 13, 5080 La Bruyère, BelgiumKBO/BCE: BE 0842.567.041

BLD MANAGEMENT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €920k and a net result of €-6k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 79% of 3186 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
81 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+13
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity short (current ratio 0.51 against 2.92 in 2024; short-term debt: 15.3% and cash: 6.5% of total assets), and 15.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 14 years 0 20 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
84.7%
Return on assets
-0.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
63 d early
2024
31 d early
2023
33 d early
2022
61 d early
2021
89 d late
2020
61 d late
2019
61 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Name match with a sanctions list

1 entry
OOO BILDING MENEDZHMENTalias BLD MANAGEMENT
OFAC SDN list (United States) · programme RUSSIA-EO14024 · exact name match (100%)

A name match is not a finding that this company itself is on the list; check the entry at the source.

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-6k▲ 51.8%
2024 · €-12k
2018: €-5k 2019: €-9k 2020: €-29k 2021: €83k 2022: €16k 2023: €18k 2024: €-12k
2018 → 2025
Working capital
€-81k
2024 · €55k
2018: €59k 2019: €50k 2020: €25k 2021: €81k 2022: €72k 2023: €63k 2024: €55k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€934k-€920k▼ 1.5%€938k▲ 1.9%€926k▼ 1.2%€920k▼ 0.6%
Operating result€105k-€24k▼ 77.2%€20k▼ 16.8%€-10k€-5k▲ 53.8%
Net result€83k-€16k▼ 80.5%€18k▲ 9.3%€-12k€-6k▲ 51.8%
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100kOperating result 2021: €105k€105kNet result 2021: €83k€83kOperating result 2022: €24k€24kNet result 2022: €16k€16kOperating result 2023: €20k€20kNet result 2023: €18k€18kOperating result 2024: €-10k€-10kNet result 2024: €-12k€-12kOperating result 2025: €-5k€-5kNet result 2025: €-6k€-6k20212022202320242025
The operating result stays negative: a loss of €5k in 2025 against €10k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets €1.00M▲ 14.3%
Current assets €84k▲ 1.2%
Equity and liabilities €1.09M
Equity €920k▼ 0.6%
Debt €166k▲ 389%
The debt ratio rises from 3.5% to 15.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€10k
2024 · €5k
Cash flow
€9k
2024 · €4k
Solvency
84.7%
2024 · 96.5%
Current ratio
0.51
2024 · 2.92
Quick ratio
0.51
2024 · 2.92
Debt / equity
0.18
2024 · 0.04
ROE
-0.6%
2024 · -1.3%
ROA
-0.5%
2024 · -1.2%
Interest coverage
15.48
2024 · 4.57
Debt
€166k
2024 · €34k
Debt ≤ 1 year
€166k
2024 · €29k
Income taxes
€217
2024 · €231
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€960k€1.09M
Fixed assets21/28€876k€1.00M
Tangible fixed assets22/27€50k€35k
Furniture and vehicles24€48k€34k
Other tangible fixed assets26€2k€1k
Financial fixed assets28€826k€966k
Current assets29/58€83k€84k
Amounts receivable within one year40/41-€12k
Trade receivables40-€12k
Cash at bank and in hand54/58€82k€70k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€960k€1.09M
Equity10/15€926k€920k
Contributions10/11€12k€12k=
Reserves13€900k€900k=
Distributable reserves133€900k€900k=
Profit (loss) carried forward14€13k€8k
Amounts payable17/49€34k€166k
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€29k€166k
Current portion of amounts payable after more than one year42€12k€5k
Trade debts44€470€347
Suppliers440/4€470€347
Taxes, remuneration and social security45€16k€20k
Taxes450/3€12k€16k
Remuneration and social security454/9€4k€4k=
Other amounts payable47/48€45€140k
Accrued charges and deferred income492/3€42€43
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k
Other operating charges640/8€2k€2k
Non-recurring operating charges66A-€63
Gross operating margin9900€7k€12k
Operating profit (loss)9901€-10k€-5k
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€1k€650
Recurring financial charges65€1k€650
Profit (loss) for the period before taxes9903€-11k€-5k
Income taxes67/77€231€217
Profit (loss) for the period9904€-12k€-6k
Profit (loss) for the period to be appropriated9905€-12k€-6k
Appropriation of the result
Profit (loss) to be appropriated9906€13k€8k
Profit (loss) brought forward from the previous period14P€25k€13k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-05
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
28-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-05
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
28-10
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 89 days late
2021
31-12
Financial Back to profitnet €83k
Net result €83k after 3 loss-making years.
30-09
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
31-12
Financial Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
30-09
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 61 days late
2019
30-09
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 61 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
20-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Bruyère · 1 establishment unit since 2012
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Médecin, Warisoulx 135080 La Bruyère
Ground area
1,139 m²
Building footprint
113 m²
Parcel 92134B0199/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue du Médecin, Warisoulx 13, 5080 La Bruyère
Business consulting
since 20122.206.341.214
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92134B0199/00F000 Wallonia 1,139 m² 1 · 113 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 28,759 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-01-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
Phone:0495/511986
Enterprise
Phone:081/460108
Establishment La Bruyère 2.206.341.214