BK 44
ActiveBK 44 has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €53k. Equity is shrinking by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 37% of 8663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency62▲+24
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.02 in 2024; short-term debt: 62.8% and cash: 32.3% of total assets), and 62.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.2%
Return on assets
26.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €74k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-07-2026, 6 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
6 d early
2024
34 d early
2023
8 d early
2022
20 d early
2021
16 d early
2020
31 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€53k▲ 4.0%
2024 · €51k
2018: €37k
2019: €36k
2020: €15k
2021: €53k
2022: €60k
2023: €71k
2024: €51k
2018 → 2025
Working capital
€61k▲ 1,701%
2024 · €3k
2018: €35k
2019: €100k
2020: €129k
2021: €89k
2022: €89k
2023: €50k
2024: €3k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€88k-€88k=€55k▼ 37.3%€20k▼ 63.1%€74k▲ 260%
Operating result€66k-€74k▲ 12.2%€91k▲ 21.9%€65k▼ 28.3%€68k▲ 4.0%
Net result€53k-€60k▲ 14.0%€71k▲ 19.3%€51k▼ 28.3%€53k▲ 4.0%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €198k
Fixed assets
€13k▼ 27.8%
Current assets
€185k▲ 31.0%
Equity and liabilities €198k
Equity
€74k▲ 260%
Debt
€124k▼ 10.4%
The debt ratio falls from 87.2% to 62.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€73k▲
2024 · €70k
Cash flow
€58k▲
2024 · €56k
Solvency
37.2%▲
2024 · 12.8%
Current ratio
1.49▲
2024 · 1.02
Quick ratio
1.49▲
2024 · 1.02
Debt / equity
1.69▼
2024 · 6.79
ROE
72.2%▼
2024 · 250.1%
ROA
26.9%▼
2024 · 32.1%
Interest coverage
124.32▲
2024 · 96.22
Debt
€124k▼
2024 · €139k
Debt ≤ 1 year
€124k▼
2024 · €138k
Income taxes
€14k▲
2024 · €13k
Staff costs
€14k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€159k€198k▲
Fixed assets21/28€18k€13k▼
Tangible fixed assets22/27€18k€13k▼
Furniture and vehicles24€15k€10k▼
Other tangible fixed assets26€3k€3k▼
Current assets29/58€141k€185k▲
Amounts receivable within one year40/41€33k€19k▼
Trade receivables40€30k€18k▼
Other amounts receivable41€3k€1k▼
Current investments50/53€100k€100k=
Cash at bank and in hand54/58€7k€64k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€159k€198k▲
Equity10/15€20k€74k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Reserves13€2k€55k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€53k
Amounts payable17/49€139k€124k▼
Amounts payable after more than one year17€931-
Financial debts170/4€931-
Amounts payable within one year42/48€138k€124k▼
Current portion of amounts payable after more than one year42€4k€931▼
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Advances received on contracts in progress46-€4k
Taxes, remuneration and social security45€16k€6k▼
Taxes450/3€16k€6k▼
Other amounts payable47/48€116k€109k▼
Income statement
Code20242025
Remuneration, social security and pensions62€20k€14k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€90k€87k▼
Operating profit (loss)9901€65k€68k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€725€585▼
Recurring financial charges65€725€585▼
Profit (loss) for the period before taxes9903€64k€67k▲
Income taxes67/77€13k€14k▲
Profit (loss) for the period9904€51k€53k▲
Profit (loss) for the period to be appropriated9905€51k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€53k▲
Transfer from equity791/2€35k-
Transfer to equity691/2-€53k
To other reserves6921-€53k
Profit to be distributed694/7€86k-
Return on contributions (dividend)694€86k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €71k ▲19.3%
Operating result €91k, net result €71k, both a record.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €15k ▼56.7%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 69 days late
2019
31-12
Financial
Liquidity times 5current ratio 10.48
Current ratio from 2.23 to 10.48; short-term debt falls from €28k to €11k.
31-12
Financial
Equity above €100kEq €120k ▲43.4%
2 profitable years in a row build equity to €120k.
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 7 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linkebeek · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Perkstraat 681630 LinkebeekGround area
642 m²
Building footprint
127 m²
Parcel 22003C0318/00C002, Flanders. Linked by address, not a title deed.
1 establishment unit
BK 44 CONSULTING
since 20162.255.204.270
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22003C0318/00C002 | Flanders | 642 m² | 1 · 127 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 293 EUR awarded · 293 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 293 EUR | 293 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 39,851 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2016
Fiscal year end31-12
Activities, NACEBEL
69109Other legal services
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.