BJP Services
ActiveSummary
BJP Services has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €7k. Equity is growing by ~116.1% per year across the filed fiscal years. Its solvency ranks better than 33% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93▼-7
Solvency60▲+11
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.44 in 2024; short-term debt: 65.4% and cash: 65.5% of total assets), and 65.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.6%
Return on assets
19.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
14 d early
2024
23 d early
2023
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€12k▲ 125%
2024 · €5k
2023: €-354lowest in 3 years
2024: €5k▲ +1570% vs 2023
2025: €12k▲ +125% vs 2024highest in 3 years
2023 → 2025
Total assets
€34k▲ 56.2%
2024 · €22k
2023: €6klowest in 3 years
2024: €22k▲ +289% vs 2023
2025: €34k▲ +56.2% vs 2024highest in 3 years
2023 → 2025
Net result
€7k▲ 17.4%
2024 · €6k
2023: €-10klowest in 3 years
2024: €6k▲ +154% vs 2023
2025: €7k▲ +17.4% vs 2024highest in 3 years
2023 → 2025
Working capital
€10k▲ 57.1%
2024 · €7k
2023: €1klowest in 3 years
2024: €7k▲ +341% vs 2023
2025: €10k▲ +57.1% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-354-€5k€12k▲ 125%
2023: €-354lowest in 3 years
2024: €5k▲ +1570% vs 2023
2025: €12k▲ +125% vs 2024highest in 3 years
Operating result€-10k-€6k€13k▲ 126%
2023: €-10klowest in 3 years
2024: €6k▲ +154% vs 2023
2025: €13k▲ +126% vs 2024highest in 3 years
Net result€-10k-€6k€7k▲ 17.4%
2023: €-10klowest in 3 years
2024: €6k▲ +154% vs 2023
2025: €7k▲ +17.4% vs 2024highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 126% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34k
Fixed assets
€1k
Current assets
€33k
Equity and liabilities €34k
Equity
€12k ▲ 125%
Debt
€22k ▲ 34.4%
Debt's share of the balance-sheet total falls from 76.0% to 65.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€13k
Cash flow
€7k
Current ratio
1.47▲
2024 · 1.44
Debt to equity
1.89▼
2024 · 3.17
ROE
55.6%▼
2024 · 106.8%
ROA
19.2%▼
2024 · 25.6%
Interest coverage
92.46
Debt ≤ 1 year
€22k▲
2024 · €15k
Income taxes
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€22k€34k▲
Fixed assets21/28-€1k
Tangible fixed assets22/27-€1k
Other tangible fixed assets26-€1k
Current assets29/58€22k€33k▲
Amounts receivable within one year40/41€5k€8k▲
Trade receivables40€5k€8k▲
Cash at bank and in hand54/58€14k€22k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€22k€34k▲
Equity10/15€5k€12k▲
Contributions10/11€10k€10k=
Reserves13-€2k
Distributable reserves133-€2k
Profit (loss) carried forward14€-5k-
Amounts payable17/49€17k€22k▲
Amounts payable within one year42/48€15k€22k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€7k▲
Other amounts payable47/48€9k€11k▲
Accrued charges and deferred income492/3€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€75
Other operating charges640/8€778€120▼
Gross operating margin9900€6k€13k▲
Operating profit (loss)9901€6k€13k▲
Financial income75/76B€10€5▼
Recurring financial income75€10€5▼
Financial charges65/66B€55€138▲
Recurring financial charges65€55€138▲
Profit (loss) for the period before taxes9903€6k€13k▲
Income taxes67/77-€6k
Profit (loss) for the period9904€6k€7k▲
Profit (loss) for the period to be appropriated9905€6k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€2k▲
Profit (loss) brought forward from the previous period14P€-10k€-5k▲
Transfer to equity691/2-€2k
To other reserves6921-€2k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | €75 | - |
| Other operating charges640/8 | €321 | €778 | €120 | ▼ 84.6% |
| Gross operating margin9900 | €-10k | €6k | €13k | ▲ 101% |
| Operating profit (loss)9901 | €-10k | €6k | €13k | ▲ 126% |
| Financial income75/76B | €1 | €10 | €5 | ▼ 48.1% |
| Recurring financial income75 | €1 | €10 | €5 | ▼ 48.1% |
| Financial charges65/66B | - | €55 | €138 | ▲ 150% |
| Recurring financial charges65 | - | €55 | €138 | ▲ 150% |
| Profit (loss) for the period before taxes9903 | €-10k | €6k | €13k | ▲ 125% |
| Income taxes67/77 | - | - | €6k | - |
| Profit (loss) for the period9904 | €-10k | €6k | €7k | ▲ 17.4% |
| Profit (loss) for the period to be appropriated9905 | €-10k | €6k | €7k | ▲ 17.4% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €6k | €22k | €34k | ▲ 56.2% |
| Fixed assets21/28 | - | - | €1k | - |
| Tangible fixed assets22/27 | - | - | €1k | - |
| Other tangible fixed assets26 | - | - | €1k | - |
| Current assets29/58 | €6k | €22k | €33k | ▲ 49.9% |
| Amounts receivable within one year40/41 | €3k | €5k | €8k | ▲ 79.5% |
| Trade receivables40 | €3k | €5k | €8k | ▲ 79.5% |
| Other amounts receivable41 | €573 | - | - | - |
| Cash at bank and in hand54/58 | €2k | €14k | €22k | ▲ 62.8% |
| Deferred charges and accrued income490/1 | - | €3k | €2k | ▼ 43.5% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €6k | €22k | €34k | ▲ 56.2% |
| Equity10/15 | €-354 | €5k | €12k | ▲ 125% |
| Contributions10/11 | €10k | €10k | €10k | = |
| Reserves13 | - | - | €2k | - |
| Distributable reserves133 | - | - | €2k | - |
| Profit (loss) carried forward14 | €-10k | €-5k | - | - |
| Amounts payable17/49 | €6k | €17k | €22k | ▲ 34.4% |
| Amounts payable within one year42/48 | €4k | €15k | €22k | ▲ 46.7% |
| Trade debts44 | - | €3k | €4k | ▲ 43.4% |
| Suppliers440/4 | - | €3k | €4k | ▲ 43.4% |
| Taxes, remuneration and social security45 | - | €3k | €7k | ▲ 99.5% |
| Taxes450/3 | - | €3k | €7k | ▲ 99.5% |
| Other amounts payable47/48 | €4k | €9k | €11k | ▲ 27.6% |
| Accrued charges and deferred income492/3 | €2k | €1k | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €-10k | €6k | €7k | ▲ 17.4% |
| + Depreciation and write-downs630 | - | - | €75 | - |
| Operating cash flow (approximation) | €-10k | €6k | €7k | ▲ 18.7% |
| Change in cash | - | €11k | €9k | ▼ 24.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €7k ▲17.4%
Operating result €13k, net result €7k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Ground area
2,108 m²
Parcel 11811L3925/00H004, Flanders. Linked by address, not a title deed.
40
companies at this address
See who is registered here
1 establishment unit
BJP Services
since 20232.349.019.207
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3925/00H004 | Flanders | 2,108 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 259 EUR awarded · 259 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 168 EUR | 168 EUR |
| 2024 | 1 | 91 EUR | 91 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
EVIDENCIA
BE 0426.992.119
Gerpinnes · Eq €11,732
ESPACE A VALEUR AJOUTEE ARCHITECTURE
BE 0828.166.105
Vorst · Eq €11,731
LABE Architecture
BE 0769.902.559
Linkebeek · Eq €11,793
F-Constructions
BE 0675.483.551
Wevelgem · Eq €11,669
B4 - SOCIETE CIVILE D'ARCHITECTURE
BE 0478.215.443
Bouillon · Eq €11,818
Of 18,249 companies in sector 71111 we hold annual accounts for 6,319. 3,699 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-08-2023
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
74999Other professional, scientific and technical activities
85599Other education
93299Other amusement and recreation activities
Scores and ratios are computed by Checked and are not a credit decision.