Bjèvels Boke
ActiveBjèvels Boke has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €13k. Its solvency ranks better than 29% of 1544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability80
Solvency35
Growth-
Track record67
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.03; short-term debt: 53.5% and cash: 48% of total assets), and 90.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.7%
Return on assets
9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€14k
Total assets
€140k
Net result
€13k
Working capital
€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €140k
Fixed assets
€62k
Current assets
€77k
Equity and liabilities €140k
Equity
€14k
Debt
€126k
Debt finances 90.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€25k
Cash flow
€18k
Solvency
9.7%
Current ratio
1.03
Quick ratio
0.91
Debt / equity
9.30
ROE
92.6%
ROA
9.0%
Interest coverage
6.43
Debt
€126k
Debt ≤ 1 year
€75k
Debt > 1 year
€51k
Income taxes
€3k
Staff costs
€123k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€140k
Fixed assets21/28€62k
Intangible fixed assets21€5k
Tangible fixed assets22/27€57k
Plant, machinery and equipment23€53k
Furniture and vehicles24€4k
Financial fixed assets28€513
Current assets29/58€77k
Stocks and contracts in progress3€10k
Stocks30/36€10k
Amounts receivable within one year40/41€627
Trade receivables40€627
Cash at bank and in hand54/58€67k
Deferred charges and accrued income490/1€38
Equity and liabilities
Total equity and liabilities10/49€140k
Equity10/15€14k
Contributions10/11€1k
Reserves13€13k
Distributable reserves133€13k
Amounts payable17/49€126k
Amounts payable after more than one year17€51k
Financial debts170/4€51k
Amounts payable within one year42/48€75k
Current portion of amounts payable after more than one year42€7k
Trade debts44€24k
Suppliers440/4€24k
Taxes, remuneration and social security45€15k
Taxes450/3€6k
Remuneration and social security454/9€9k
Other amounts payable47/48€29k
Income statement
Code2025
Remuneration, social security and pensions62€123k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k
Other operating charges640/8€101
Gross operating margin9900€148k
Operating profit (loss)9901€20k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€4k
Recurring financial charges65€4k
Profit (loss) for the period before taxes9903€16k
Income taxes67/77€3k
Profit (loss) for the period9904€13k
Profit (loss) for the period to be appropriated9905€13k
Appropriation of the result
Profit (loss) to be appropriated9906€13k
Transfer to equity691/2€13k
To the legal reserve6920€13k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Korspelsesteenweg 323581 BeringenGround area
513 m²
Building footprint
517 m²
Parcel 71005B1282/00Y000, Flanders. Linked by address, not a title deed.
1 establishment unit
Bjèvels Boke
since 20252.370.907.355
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71005B1282/00Y000 | Flanders | 513 m² | 1 · 517 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeringen2.370.907.355
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Of 4,227 companies in sector 10712 we hold annual accounts for 1,871. 1,079 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2025
Fiscal year end31-12
Activities, NACEBEL
10712Artisanal bread and fresh pastry making
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.