BJ DENTAL
ActiveSummary
The computed 12-month bankruptcy probability of BJ DENTAL is 10.4% (high). The 2025 annual accounts show equity of €95k and a net result of €-19k. Equity is growing by ~19% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-69
Solvency80▼-1
Growth52=
Track record86
Bankruptcy probability, 12 months
10.4%
High
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity ample (current ratio 3.36 against 3.21 in 2024; short-term debt: 29.8% of total assets), and 45.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.9%
Return on assets
-11%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
169 d early
2023
600 d late
2022
22 d late
2021
92 d late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€95k▼ 16.6%
2024 · €114k
2021: €33k
2022: €101k
2023: €80k
2024: €114k
2021 → 2025
Total assets
€173k▼ 15.3%
2024 · €205k
2021: €110k
2022: €205k
2023: €224k
2024: €205k
2021 → 2025
Net result
€-19k
2024 · €34k
2021: €96k
2022: €68k
2023: €13k
2024: €34k
2021 → 2025
Working capital
€122k▼ 13.5%
2024 · €141k
2021: €33k
2022: €109k
2023: €103k
2024: €141k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€101k▲ 203%€80k▼ 21.1%€114k▲ 42.7%€95k▼ 16.6%
Operating result€104k-€81k▼ 22.7%€11k▼ 86.1%€44k▲ 293%€-16k
Net result€96k-€68k▼ 29.6%€13k▼ 80.4%€34k▲ 157%€-19k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16k after €44k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €173k
Equity
€95k ▼ 16.6%
Debt
€78k ▼ 13.5%
Debt's share of the balance-sheet total rises from 44.2% to 45.1%. Equity and debt are lower.
Key figures and ratios
Current ratio
3.36▲
2024 · 3.21
Debt to equity
0.82▲
2024 · 0.79
ROE
-20.0%▼
2024 · 29.9%
ROA
-11.0%▼
2024 · 16.7%
Debt ≤ 1 year
€52k▼
2024 · €64k
Debt > 1 year
€27k=
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€205k€173k▼
Current assets29/58€205k€173k▼
Amounts receivable after more than one year29€205k€173k▼
Other amounts receivable291€205k€173k▼
Equity and liabilities
Total equity and liabilities10/49€205k€173k▼
Equity10/15€114k€95k▼
Contributions10/11€2k€2k=
Outside capital11€2k-
Other1109/19€2k-
Profit (loss) carried forward14€112k€93k▼
Amounts payable17/49€90k€78k▼
Amounts payable after more than one year17€27k€27k=
Other amounts payable178/9€27k€27k=
Amounts payable within one year42/48€64k€52k▼
Financial debts43€7k€7k▼
Credit institutions430/8€7k€7k▼
Trade debts44€22k-
Suppliers440/4€22k-
Taxes, remuneration and social security45€35k€45k▲
Taxes450/3€35k€45k▲
Income statement
Code20242025
Non-recurring operating charges66A€29k-
Gross operating margin9900€73k€-16k▼
Operating profit (loss)9901€44k€-16k▼
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€43k€-19k▼
Income taxes67/77€9k-
Profit (loss) for the period9904€34k€-19k▼
Profit (loss) for the period to be appropriated9905€34k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€112k€93k▼
Profit (loss) brought forward from the previous period14P€78k€112k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
23-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 600 days late
2025
31-12
Financial
Weakest financial yearnet €-19k ▼156%
Net result drops to €-19k, the lowest in the series.
22-08
KBO administration
Address struck
Doverstraat 39 1070 Die Sitzadresse Rue de Douvres / Dover-
Anderlecht · event 10-08-2025
12-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €114k ▲42.7%
4 profitable years in a row build equity to €114k.
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Equity above €100kEq €101k ▲203%
2 profitable years in a row build equity to €101k.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
690 m²
Building footprint
612 m²
Volume, LiDAR
12,719 m³
3 parcels, Brussels · tallest building 34.5 m, ±11 floors. Linked by address, not a title deed.
2 establishment units
BJ DENTAL
since 20212.316.870.635
BJ DENTAL
since 20212.316.870.734
3 parcels
Brussels
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21013B0303/00N019 | Brussels | 387 m² | 1 · 387 m² | 34.5 m · 11 fl. |
| 21464E0002/02Z003 | Brussels | 196 m² | 1 · 116 m² | 17.4 m · 4 fl. |
| 21001A0570/00L015 | Brussels | 107 m² | 1 · 109 m² | 19.0 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:dr.aminebenjabeur@gmail.com
Phone:+32470062440