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BISTRO 'TILLE

Active
Private limited companyfounded 200224 yrs activeBisdomstraat(STJ) 3, 9982 Sint-Laureins, BelgiumKBO/BCE: BE 0478.154.372

BISTRO 'TILLE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €185k and a net result of €-53k. Equity is growing by ~11.8% per year across the filed fiscal years. Its solvency ranks better than 82% of 3620 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
52 / 100
Fair▼ -42 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-46
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.0 against 2.83 in 2024), and 35.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 24 years 0 30 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
64.7%
Return on assets
-18.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
17 d late
2023
9 d late
2022
39 d early
2021
34 d early
2020
32 d early
2019
31 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€185k▼ 26.1%
2024 · €250k
2019: €93k 2020: €70k 2021: €194k 2022: €223k 2023: €227k 2024: €250k
2019 → 2025
Total assets
€286k▼ 19.6%
2024 · €355k
2019: €245k 2020: €237k 2021: €375k 2022: €442k 2023: €377k 2024: €355k
2019 → 2025
Net result
€-53k
2024 · €23k
2019: €5k 2020: €-22k 2021: €124k 2022: €29k 2023: €4k 2024: €23k
2019 → 2025
Working capital
€136k▼ 18.1%
2024 · €166k
2019: €38k 2020: €64 2021: €151k 2022: €251k 2023: €187k 2024: €166k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€194k-€223k▲ 14.9%€227k▲ 1.6%€250k▲ 10.2%€185k▼ 26.1%
Operating result€163k-€42k▼ 74.5%€8k▼ 81.8%€33k▲ 340%€-50k
Net result€124k-€29k▼ 76.6%€4k▼ 87.7%€23k▲ 548%€-53k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200kOperating result 2021: €163k€163kNet result 2021: €124k€124kOperating result 2022: €42k€42kNet result 2022: €29k€29kOperating result 2023: €8k€8kNet result 2023: €4k€4kOperating result 2024: €33k€33kNet result 2024: €23k€23kOperating result 2025: €-50k€-50kNet result 2025: €-53k€-53k20212022202320242025
The operating result turns negative in 2025: a loss of €50k after €33k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €286k
Fixed assets €82k▼ 17.2%
Current assets €203k▼ 20.5%
Equity and liabilities €286k
Equity €185k▼ 26.1%
Debt €101k▼ 4.1%
The debt ratio rises from 29.6% to 35.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-28k
2024 · €55k
Cash flow
€-31k
2024 · €45k
Solvency
64.7%
2024 · 70.4%
Current ratio
3.00
2024 · 2.83
Quick ratio
2.81
2024 · 2.58
Debt / equity
0.55
2024 · 0.42
ROE
-28.6%
2024 · 9.2%
ROA
-18.5%
2024 · 6.5%
Interest coverage
-12.99
2024 · 40.41
Debt
€101k
2024 · €105k
Debt ≤ 1 year
€68k
2024 · €90k
Debt > 1 year
€7k
2024 · €15k
Income taxes
€155
2024 · €9k
Staff costs
€176k
2024 · €247k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€355k€286k
Fixed assets21/28€99k€82k
Tangible fixed assets22/27€99k€82k
Land and buildings22€72k€59k
Plant, machinery and equipment23€15k€14k
Furniture and vehicles24€12k€9k
Current assets29/58€256k€203k
Stocks and contracts in progress3€23k€12k
Stocks30/36€23k€12k
Amounts receivable within one year40/41€19k€61k
Trade receivables40-€46k
Other amounts receivable41€19k€15k
Cash at bank and in hand54/58€195k€124k
Deferred charges and accrued income490/1€20k€6k
Equity and liabilities
Total equity and liabilities10/49€355k€286k
Equity10/15€250k€185k
Contributions10/11€55k€1k
Reserves13€195k€184k
Distributable reserves133€195k€184k
Amounts payable17/49€105k€101k
Amounts payable after more than one year17€15k€7k
Financial debts170/4€15k€7k
Amounts payable within one year42/48€90k€68k
Current portion of amounts payable after more than one year42€20k€11k
Trade debts44€24k€904
Suppliers440/4€24k€904
Taxes, remuneration and social security45€17k€15k
Taxes450/3€7k€7k
Remuneration and social security454/9€10k€8k
Other amounts payable47/48€29k€41k
Accrued charges and deferred income492/3-€26k
Income statement Code20242025
Remuneration, social security and pensions62€247k€176k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k
Other operating charges640/8€1k€1k
Gross operating margin9900€304k€149k
Operating profit (loss)9901€33k€-50k
Financial income75/76B€2€37
Recurring financial income75€2€37
Financial charges65/66B€1k€2k
Recurring financial charges65€1k€2k
Profit (loss) for the period before taxes9903€32k€-53k
Income taxes67/77€9k€155
Profit (loss) for the period9904€23k€-53k
Profit (loss) for the period to be appropriated9905€23k€-53k
Appropriation of the result
Profit (loss) to be appropriated9906€23k€-53k
Transfer from equity791/2-€65k
Transfer to equity691/2€23k-
To other reserves6921€23k-
Profit to be distributed694/7-€13k
Return on contributions (dividend)694-€13k
Social balance
Average headcount (FTE)90879.710.5

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
30-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial Weakest financial yearnet €-53k ▼329%
Net result drops to €-53k, the lowest in the series.
17-02
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 17 days late
2024
09-02
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 9 days late
2022
23-12
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial Liquidity doublescurrent ratio 4.23
Current ratio from 2.06 to 4.23; short-term debt falls from €143k to €78k.
30-06
Financial Equity above €200kEq €223k ▲14.9%
2 profitable years in a row build equity to €223k.
2021
28-12
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial Back to profitnet €124k
Net result €124k after one loss-making year.
30-06
Financial Liquidity doublescurrent ratio 2.06
Current ratio from 1.00 to 2.06.
30-06
Financial Equity above €150kEq €194k ▲176%
Equity rises from €70k to €194k.
2020
30-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
31-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
21-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-12
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
28-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Laureins · 1 establishment unit since 2025
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bisdomstraat(STJ) 39982 Sint-Laureins
Ground area
435 m²
Building footprint
184 m²
Volume, LiDAR
1,053 m³
Parcel 43013C0226/00D000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bistro 'Tille
Bisdomstraat(STJ) 3, 9982 Sint-LaureinsFull-service restaurants
since 20252.380.261.521
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43013C0226/00D000 Flanders 435 m² 1 · 184 m² 9.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 8,624 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-08-2002
Fiscal year end30-06
Trade name NL Maison Odille
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.