BISANGA
ActiveBISANGA has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €21k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 47% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+88
Solvency78▲+7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.38 against 3.24 in 2024; short-term debt: 23.7% and cash: 3.9% of total assets), and 47.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.6%
Return on assets
16.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
71 d late
2023
31 d late
2022
32 d late
2021
29 d late
2020
4 d late
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€21k
2024 · €-15k
2018: €-12k
2019: €8k
2020: €-14k
2021: €38k
2022: €5k
2023: €3k
2024: €-15k
2018 → 2025
Working capital
€73k▲ 14.8%
2024 · €63k
2018: €-21k
2019: €13k
2020: €21k
2021: €57k
2022: €82k
2023: €72k
2024: €63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€58k-€62k▲ 7.1%€65k▲ 4.1%€49k▼ 23.9%€68k▲ 38.2%
Operating result€42k-€14k▼ 67.9%€8k▼ 42.7%€-16k€30k
Net result€38k-€5k▼ 87.1%€3k▼ 31.7%€-15k€21k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €30k after a loss of €16k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129k
Fixed assets
€26k▲ 60.4%
Current assets
€103k▲ 12.7%
Equity and liabilities €129k
Equity
€68k▲ 38.2%
Debt
€61k▲ 4.3%
The debt ratio falls from 54.4% to 47.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37k▲
2024 · €-4k
Cash flow
€28k▲
2024 · €-3k
Solvency
52.6%▲
2024 · 45.6%
Current ratio
3.38▲
2024 · 3.24
Quick ratio
3.38▲
2024 · 3.24
Debt / equity
0.90▼
2024 · 1.19
ROE
30.6%▲
2024 · -31.4%
ROA
16.1%▲
2024 · -14.3%
Interest coverage
110.13▲
2024 · -13.12
Debt
€61k▲
2024 · €59k
Debt ≤ 1 year
€31k▲
2024 · €28k
Debt > 1 year
€30k=
2024 · €30k
Income taxes
€9k▲
2024 · €383
Staff costs
€526▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€108k€129k▲
Fixed assets21/28€16k€26k▲
Intangible fixed assets21€671€312▼
Tangible fixed assets22/27€15k€25k▲
Plant, machinery and equipment23€1k€816▼
Furniture and vehicles24€14k€25k▲
Current assets29/58€92k€103k▲
Amounts receivable after more than one year29€55k€60k▲
Other amounts receivable291€55k€60k▲
Amounts receivable within one year40/41€5k€15k▲
Trade receivables40€3k€9k▲
Other amounts receivable41€2k€6k▲
Current investments50/53€2k€2k=
Cash at bank and in hand54/58€8k€5k▼
Deferred charges and accrued income490/1€23k€22k▼
Equity and liabilities
Total equity and liabilities10/49€108k€129k▲
Equity10/15€49k€68k▲
Contributions10/11€9k€9k=
Reserves13€40k€59k▲
Distributable reserves133€40k€59k▲
Profit (loss) carried forward14€0€294▲
Amounts payable17/49€59k€61k▲
Amounts payable after more than one year17€30k€30k=
Financial debts170/4€0-
Other amounts payable178/9€30k€30k=
Amounts payable within one year42/48€28k€31k▲
Current portion of amounts payable after more than one year42€533€0▼
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€3k€6k▲
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€18k€19k▲
Accrued charges and deferred income492/3€300€582▲
Income statement
Code20242025
Non-recurring operating income76A-€14k
Remuneration, social security and pensions62€0€526▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€7k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€9k€0▼
Other operating charges640/8€3k€1k▼
Non-recurring operating charges66A-€4k
Gross operating margin9900€8k€43k▲
Operating profit (loss)9901€-16k€30k▲
Financial income75/76B€1k€131▼
Recurring financial income75€1k€131▼
Financial charges65/66B€294€333▲
Recurring financial charges65€294€333▲
Profit (loss) for the period before taxes9903€-15k€30k▲
Income taxes67/77€383€9k▲
Profit (loss) for the period9904€-15k€21k▲
Profit (loss) for the period to be appropriated9905€-15k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€21k▲
Transfer from equity791/2€15k€0▼
Transfer to equity691/2€0€19k▲
To other reserves6921€0€19k▲
Profit to be distributed694/7€0€2k▲
Return on contributions (dividend)694€0-
Directors or managers695-€2k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
31-12
Financial
Weakest financial yearnet €-15k ▼562%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 31 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 32 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 29 days late
2021
31-12
Financial
Back to profitnet €38k
Net result €38k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.67
Current ratio from 1.26 to 2.67; short-term debt falls from €83k to €34k.
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
29-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aux Grands Champs 474052 ChaudfontaineGround area
722 m²
Building footprint
131 m²
Parcel 62012B0171/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Aux Grands Champs 47, 4052 Chaudfontaine
since 20122.205.366.759
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62012B0171/00C000 | Wallonia | 722 m² | 1 · 131 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Turnaround Management
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Coenen-Company
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VALUR
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Rotselaar · Eq €68k
BANDE A PART
BE 0472.404.450
Schaarbeek · Eq €68k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 39,552 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
73200Market research and public opinion polling
82300Organisation of conventions and trade shows
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.bisanga.be
E-mail:judith@bisanga.be