BIR BROTHERS
ActiveSummary
The computed 12-month bankruptcy probability of BIR BROTHERS is 1.6% (moderate). The 2025 annual accounts show equity of €37k and a net result of €232. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 67% of 18280 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability47▼-39
Solvency80▲+7
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.1 against 1.94 in 2024; short-term debt: 44.2% and cash: 14.5% of total assets), and 45.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.7%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
30 d early
2024
14 d late
2023
16 d late
2022
61 d late
2021
26 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▲ 0.6%
2024 · €36k
2021: €15k
2022: €24k
2023: €26k
2024: €36k
2021 → 2025
Total assets
€67k▼ 10.9%
2024 · €75k
2021: €90k
2022: €71k
2023: €70k
2024: €75k
2021 → 2025
Net result
€232▼ 97.8%
2024 · €10k
2021: €5k
2022: €10k
2023: €2k
2024: €10k
2021 → 2025
Working capital
€33k▼ 3.1%
2024 · €34k
2021: €5k
2022: €16k
2023: €21k
2024: €34k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€24k▲ 66.1%€26k▲ 6.3%€36k▲ 40.2%€37k▲ 0.6%
Operating result€5k-€8k▲ 56.3%€5k▼ 36.1%€17k▲ 218%€644▼ 96.2%
Net result€5k-€10k▲ 106%€2k▼ 84.1%€10k▲ 574%€232▼ 97.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€5k ▼ 18.7%
Current assets
€62k ▼ 10.2%
Equity and liabilities €67k
Equity
€37k ▲ 0.6%
Debt
€30k ▼ 21.7%
Debt's share of the balance-sheet total falls from 51.6% to 45.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2k▼
2024 · €18k
Cash flow
€1k▼
2024 · €12k
Current ratio
2.10▲
2024 · 1.94
Quick ratio
0.37▼
2024 · 0.61
Debt to equity
0.83▼
2024 · 1.07
ROE
0.6%▼
2024 · 28.7%
ROA
0.3%▼
2024 · 13.9%
Interest coverage
3.37▼
2024 · 11.92
Debt ≤ 1 year
€30k▼
2024 · €36k
Income taxes
€25▼
2024 · €5k
Staff costs
€23k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€75k€67k▼
Fixed assets21/28€6k€5k▼
Intangible fixed assets21€6k€5k▼
Tangible fixed assets22/27€118-
Furniture and vehicles24€118-
Current assets29/58€69k€62k▼
Stocks and contracts in progress3€47k€51k▲
Stocks30/36€47k€51k▲
Amounts receivable within one year40/41€511€1k▲
Trade receivables40€237€593▲
Other amounts receivable41€274€641▲
Cash at bank and in hand54/58€21k€10k▼
Equity and liabilities
Total equity and liabilities10/49€75k€67k▼
Equity10/15€36k€37k▲
Contributions10/11€10k€10k=
Reserves13€26k€27k▲
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€25k€26k▲
Amounts payable17/49€39k€30k▼
Amounts payable within one year42/48€36k€30k▼
Trade debts44€4k€9k▲
Suppliers440/4€4k€9k▲
Taxes, remuneration and social security45€12k-
Taxes450/3€4k-
Remuneration and social security454/9€8k-
Other amounts payable47/48€20k€21k▲
Accrued charges and deferred income492/3€3k€800▼
Income statement
Code20242025
Remuneration, social security and pensions62€28k€23k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€118€120▲
Gross operating margin9900€47k€25k▼
Operating profit (loss)9901€17k€644▼
Financial income75/76B-€136
Recurring financial income75-€136
Financial charges65/66B€2k€523▼
Recurring financial charges65€2k€523▼
Profit (loss) for the period before taxes9903€16k€257▼
Income taxes67/77€5k€25▼
Profit (loss) for the period9904€10k€232▼
Profit (loss) for the period to be appropriated9905€10k€232▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€232▼
Transfer to equity691/2€10k€232▼
To other reserves6921€10k€232▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €232 ▼97.8%
Net result drops to €232, the lowest in the series.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Highest result since 2021net €10k ▲574%
Operating result €17k, net result €10k, both a record.
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boudewijnlaan 942243 ZandhovenGround area
440 m²
Building footprint
234 m²
Volume, LiDAR
1,188 m³
Parcel 11034B0113/00A002, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BIR BROTHERS
since 20202.308.606.235
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11034B0113/00A002 | Flanders | 440 m² | 1 · 234 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteZandhoven2.308.606.235
Similar companies · same sector, comparable size
DAUBIQUE
BE 0612.952.995
Chastre · Eq €37,018
CLAMO
BE 0426.424.767
Eupen · Eq €36,109
AS
BE 1021.668.732
Roeselare · Eq €35,974
SANAA
BE 0508.576.641
Menen · Eq €38,136
Hadye
BE 0739.668.649
Hoogstraten · Eq €38,143
Of 418 companies in sector 47260 we hold annual accounts for 264. 209 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
47260Retail trade
47252Retail sale of beverages, general range
47621Retail sale of newspapers and periodicals
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.