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Complete company report
Generated 10-08-2026
Active BE 0451.931.908Non-profit association

Bindus

Brederodestraat 188 ·2018 Antwerpen, Belgium· 32 yrs active
Sector: NACE 85593 (85593)
Conclusion Checked

The computed 12-month bankruptcy probability of Bindus is < 0.1% (very low). The 2023 annual accounts show equity of €434k and a net result of €-95k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 60% of 85 sector peers (fiscal year 2023). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €434k
Net result €-95k
Staff (FTE) 5.9
Better than sector 60%
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health52Profitability0Solvency99Growth52Stability100
61 / 100

Strong profile, led by stability.

All 5 axes are computed from data Checked has read.

Health 52
Profitability 0
Solvency 99
Growth 52
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1994, 32 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
52 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview7 NBB filings
Annual accounts filed on 15-05-2024 with the NBB · fiscal year 2023 · verkort
€-200k€0€200k€400kOperating result 2018: €35k€35kNet result 2018: €289k€289kRevenue 2019: €4k€4kOperating result 2019: €34k€34kNet result 2019: €317k€317kOperating result 2021: €64k€64kNet result 2021: €58k€58kOperating result 2022: €78k€78kNet result 2022: €72k€72kOperating result 2023: €-90k€-90kNet result 2023: €-95k€-95k20182019202120222023
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Net result: declining trend of ~80.7%/year over 5 fiscal years, indicative, assuming unchanged policy.
€-400k€-200k€0€200k€400k2024: €-172k (€-180k - €-165k)2025: €-249k (€-257k - €-241k)2026: €-326k (€-334k - €-318k)2018: €289k2019: €317k2021: €58k2022: €72k2023: €-95k20182019202120222023202420252026
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 85 · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 64.1% 52.3%
better than 60% of 85 sector peers
Net result €-95k €19k
better than 6% of 85 sector peers
Equity €434k €229k
better than 54% of 85 sector peers
Gross operating margin €354k €118k
better than 70% of 67 sector peers
Staff costs €405k €510k
higher than 44% of 55 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€4k
- far above sector median
EBITDA
€-70k
- far below sector median
Net profit
€-95k
- far below sector median
Cash flow
€-75k
- far below sector median
Total assets
€677k
-25.8% far above sector median
Equity
€434k
-18.0% far above sector median
Working capital
€271k
-44.5% far above sector median
Employees (FTE)
6
-33.7% 18-23
Staff costs
€405k
-3.4% 18-23
Income taxes
€341
+17.1% -83% vs sector
Debt
€243k
-36.7% far above sector median
Debt ≤ 1y
€81k
-11.5% far above sector median
Debt > 1y
€162k
-11.5% far above sector median
Current ratio
4.33
-31.3% -76% vs sector
Quick ratio
4.33
-31.3% -76% vs sector
Solvency
64.1%
+10.6% -25% vs sector
Debt / equity
0.56
-22.8% +236% vs sector
ROE
-21.9%
- far below sector median
ROA
-14.1%
- -270% vs sector
Net margin
7273.5%
- far above sector median
EBITDA margin
1249.7%
- 18-23
Interest coverage
-11.74
- +7% vs sector
Figures by fiscal year
Fiscal year2023
Revenue-
EBITDA€-70k
Net profit€-95k
Cash flow€-75k
Staff costs€405k
Income taxes€341
Dividends-
Total assets€677k
Equity€434k
Debt€243k
of which ≤ 1y€81k
of which > 1y€162k
Working capital€271k
Employees (FTE)5.9
Ratios (computed)
2023
Current ratio4.33
Quick ratio4.33
Working capital ratio40.0%
Solvency64.1%
Debt / equity0.56
Long-term debt ratio0.37
Interest coverage-11.74
Gross margin-
Net margin-
ROA-14.1%
ROE-21.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€677k
Fixed assets 21/28€325k
Tangible fixed assets 22/27€322k
Financial fixed assets 28€3k
Current assets 29/58€352k
Amounts receivable within one year 40/41€148k
Cash & bank 54/58€196k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€677k
Equity 10/15€434k
Reserves 13€123k
Accumulated profits (losses) 14€312k
Amounts payable 17/49€243k
Amounts payable after one year 17€162k
Amounts payable within one year 42/48€81k
Trade debts payable within one year 44€30k
Income statement
Gross operating margin 9900€354k
Operating result 9901€-90k
Financial income 75€667
Financial charges 65€6k
Result before taxes 9903€-95k
Income taxes 67/77€341
Net result for the period 9904€-95k
Result to be appropriated 9905€-95k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary 85593
Legal form Non-profit association(017)
Incorporation03-01-1994
StatusActive
Postal code2018
Establishment units 3 locations
Bindus vzw
Brederodestraat 188, 2018 AntwerpenOverige verenigingen, n.e.g.
since 20072.160.024.902
Teutenweg 13, 3550 Heusden-Zolder
Overige verenigingen, neg
since 20222.339.837.067
Veeartsenstraat 47, 1070 Anderlecht
Overige verenigingen, neg
since 20262.389.448.213
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (66.7%) Brussels 1 (33.3%)
Parcel (capakey) Region Area Buildings Height / fl.
11811L3829/00N002 Flanders 6,537 m² 1 · 104 m² 5.5 m · 1 fl.
21305C0326/00L002
ProtectedMonument · Site or landscapeVeeartsenijschool van Kuregem en het park
 Brussels 719 m² 1 · 701 m² 30.1 m · 7 fl.
71025A1064/00E000 Flanders 674 m² 1 · 222 m² 12.2 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
28-10-2024
State Gazette act Director changes
15-05-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
05-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
22-04-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2020
09-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2019
06-05-2019
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2018
20-04-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
26-05-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2024
28-10-2024 1 director appointed, 6 reappointed Director changes
  • Maes Karen Jozef F, Bestuurder
  • Cakir Hikmet, Voorzitter
  • Sener Sinan, Secretaris
  • Aydin Resat, Penningmeester
  • Erkhembayar Nergui, Bestuurder
  • Stantcheva Svetla Varbanova, Bestuurder
  • Qureshi Zain, Bestuurder
Technical details 
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Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Sociaal-cultureel vormingswerk85593Sociaal-cultureel vormingswerk85593Overige verenigingen, n.e.g.91330Overige verenigingen, n.e.g.94999Overige verenigingen, neg94999Verhuur en exploitatie van eigen of geleasd niet-residentieel onroerend goed, exclusief terreinen68203Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen68203
Primary activity highlighted.
Names & trade names
Legal nameNL Bindus
Registered office
Brederodestraat 188
2018 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative