BINDSOL
ActiveSummary
The computed 12-month bankruptcy probability of BINDSOL is 2.8% (moderate). The 2025 annual accounts show equity of €3.57M and a net result of €3.55M. Its solvency ranks better than 76% of 11389 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2023
Profitability100=
Solvency99▲+46
Growth78
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €280k at 30 days acceptable
Liquidity ample (current ratio 3.81 against 0.96 in 2023; short-term debt: 23.2% and cash: 53.4% of total assets), and 25.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.1%
Return on assets
73.6%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-05-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
27 d late
2023
26 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€3.57M▲ 13,654%
2023 · €26k
2023: €26k
2025: €3.57M
2023 → 2025
Total assets
€4.82M▲ 5,169%
2023 · €92k
2023: €92k
2025: €4.82M
2023 → 2025
Net result
€3.55M▲ 14,693%
2023 · €24k
2023: €24k
2025: €3.55M
2023 → 2025
Working capital
€3.14M
2023 · €-3k
2023: €-3k
2025: €3.14M
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232025Trend
Equity€26k-€3.57M▲ 13,654%
2023: €26k
2025: €3.57M
Operating result€33k-€4.70M▲ 14,264%
2023: €33k
2025: €4.70M
Net result€24k-€3.55M▲ 14,693%
2023: €24k
2025: €3.55M
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €4.70M in 2025, compared with €33k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €4.82M
Fixed assets
€569k ▲ 1,888%
Current assets
€4.25M ▲ 6,661%
Equity and liabilities €4.82M
Equity
€3.57M ▲ 13,654%
Debt
€1.25M ▲ 1,805%
Debt's share of the balance-sheet total falls from 71.6% to 25.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4.89M▲
2023 · €33k
Cash flow
€3.73M▲
2023 · €25k
Current ratio
3.81▲
2023 · 0.96
Debt to equity
0.35▼
2023 · 2.52
ROE
99.3%▲
2023 · 92.3%
ROA
73.6%▲
2023 · 26.2%
Interest coverage
267.52▲
2023 · 67.11
Debt ≤ 1 year
€1.12M▲
2023 · €66k
Debt > 1 year
€131k
Income taxes
€1.15M▲
2023 · €8k
Staff costs
€55k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2023 · 49 lines
Balance sheet
Code20232025
Assets
Total assets20/58€92k€4.82M▲
Fixed assets21/28€29k€569k▲
Tangible fixed assets22/27€29k€562k▲
Plant, machinery and equipment23-€268k
Furniture and vehicles24€29k€95k▲
Leasing and similar rights25-€183k
Other tangible fixed assets26-€16k
Financial fixed assets28-€7k
Current assets29/58€63k€4.25M▲
Amounts receivable after more than one year29-€760k
Trade receivables290-€760k
Amounts receivable within one year40/41€38k€914k▲
Trade receivables40€36k€875k▲
Other amounts receivable41€2k€39k▲
Cash at bank and in hand54/58€25k€2.58M▲
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€92k€4.82M▲
Equity10/15€26k€3.57M▲
Contributions10/11€2k€2k=
Reserves13-€1,000k
Tax-exempt reserves132-€1,000k
Profit (loss) carried forward14€24k€2.57M▲
Amounts payable17/49€66k€1.25M▲
Amounts payable after more than one year17-€131k
Financial debts170/4-€131k
Amounts payable within one year42/48€66k€1.12M▲
Current portion of amounts payable after more than one year42-€32k
Trade debts44€55k€156k▲
Suppliers440/4€55k€156k▲
Taxes, remuneration and social security45€11k€929k▲
Taxes450/3€11k€926k▲
Remuneration and social security454/9-€4k
Other amounts payable47/48€477€629▲
Income statement
Code20232025
Remuneration, social security and pensions62-€55k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€621€184k▲
Other operating charges640/8-€6k
Gross operating margin9900€33k€4.95M▲
Operating profit (loss)9901€33k€4.70M▲
Financial income75/76B-€12k
Recurring financial income75-€12k
Financial charges65/66B€497€18k▲
Recurring financial charges65€497€18k▲
Profit (loss) for the period before taxes9903€32k€4.70M▲
Income taxes67/77€8k€1.15M▲
Profit (loss) for the period9904€24k€3.55M▲
Transfer to tax-exempt reserves689-€1,000k
Profit (loss) for the period to be appropriated9905€24k€2.55M▲
Appropriation of the result
Profit (loss) to be appropriated9906€24k€2.57M▲
Profit (loss) brought forward from the previous period14P-€24k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | - | €55k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €621 | €184k | - |
| Other operating charges640/8 | - | €6k | - |
| Gross operating margin9900 | €33k | €4.95M | - |
| Operating profit (loss)9901 | €33k | €4.70M | - |
| Financial income75/76B | - | €12k | - |
| Recurring financial income75 | - | €12k | - |
| Financial charges65/66B | €497 | €18k | - |
| Recurring financial charges65 | €497 | €18k | - |
| Profit (loss) for the period before taxes9903 | €32k | €4.70M | - |
| Income taxes67/77 | €8k | €1.15M | - |
| Profit (loss) for the period9904 | €24k | €3.55M | - |
| Transfer to tax-exempt reserves689 | - | €1,000k | - |
| Profit (loss) for the period to be appropriated9905 | €24k | €2.55M | - |
| Line | 2023 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €92k | €4.82M | - |
| Fixed assets21/28 | €29k | €569k | - |
| Tangible fixed assets22/27 | €29k | €562k | - |
| Plant, machinery and equipment23 | - | €268k | - |
| Furniture and vehicles24 | €29k | €95k | - |
| Leasing and similar rights25 | - | €183k | - |
| Other tangible fixed assets26 | - | €16k | - |
| Financial fixed assets28 | - | €7k | - |
| Current assets29/58 | €63k | €4.25M | - |
| Amounts receivable after more than one year29 | - | €760k | - |
| Trade receivables290 | - | €760k | - |
| Amounts receivable within one year40/41 | €38k | €914k | - |
| Trade receivables40 | €36k | €875k | - |
| Other amounts receivable41 | €2k | €39k | - |
| Cash at bank and in hand54/58 | €25k | €2.58M | - |
| Deferred charges and accrued income490/1 | - | €4k | - |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €92k | €4.82M | - |
| Equity10/15 | €26k | €3.57M | - |
| Contributions10/11 | €2k | €2k | - |
| Reserves13 | - | €1,000k | - |
| Tax-exempt reserves132 | - | €1,000k | - |
| Profit (loss) carried forward14 | €24k | €2.57M | - |
| Amounts payable17/49 | €66k | €1.25M | - |
| Amounts payable after more than one year17 | - | €131k | - |
| Financial debts170/4 | - | €131k | - |
| Amounts payable within one year42/48 | €66k | €1.12M | - |
| Current portion of amounts payable after more than one year42 | - | €32k | - |
| Trade debts44 | €55k | €156k | - |
| Suppliers440/4 | €55k | €156k | - |
| Taxes, remuneration and social security45 | €11k | €929k | - |
| Taxes450/3 | €11k | €926k | - |
| Remuneration and social security454/9 | - | €4k | - |
| Other amounts payable47/48 | €477 | €629 | - |
| Line | 2023 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €24k | €3.55M | - |
| + Depreciation and write-downs630 | €621 | €184k | - |
| Operating cash flow (approximation) | €25k | €3.73M | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-09
Financial
Liquidity quadruplescurrent ratio 3.81
Current ratio from 0.96 to 3.81.
30-09
Financial
Equity above €2MEq €3.57M ▲13,654%
2 profitable years in a row build equity to €3.57M.
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 2 establishment units since 2022
Ground area
2.0 ha
Building footprint
4,960 m²
Volume, LiDAR
1,004 m³
2 parcels, Brussels, Flanders · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
BINDSOL
since 20222.338.580.027
Karel Van Miertstraat 4, 3070 Kortenberg
since 20242.363.025.413
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24055A0217/00A000 | Flanders | 2.0 ha | 1 · 4,871 m² | - |
| 21673D0154/00B026 | Brussels | 196 m² | 1 · 89 m² | 15.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FIMEVA TRADING
BE 0430.930.715
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LANDECO
BE 0836.805.043
Wielsbeke · Eq €3.59M
ROBINSON
BE 0437.771.292
Herentals · Eq €3.55M
J.L.
BE 0883.782.341
Roeselare · Eq €3.53M
AUCTIONPORT
BE 0686.968.747
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,571. 547 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-11-2022
Fiscal year end30-09
Activities, NACEBEL 2025
46120Wholesale trade
46190Agents in non-specialised wholesale trade
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.