Bilani business solutions
ActiveSummary
Bilani business solutions has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €10k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 25% of 925 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability57▼-14
Solvency42▲+5
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 1.81 in 2024; short-term debt: 11.7% and cash: 0.7% of total assets), but 83.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.7%
Return on assets
3.9%
Age of the figures
12 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €43k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-04-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
3 d early
2023
82 d early
2022
26 d late
2021
64 d early
2020
8 d early
2019
58 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10k▲ 137%
2024 · €4k
2018: €4k
2019: €-2k
2020: €2k
2021: €12k
2022: €32k
2023: €28k
2024: €4k
2018 → 2025
Working capital
€30k▲ 20.8%
2024 · €25k
2018: €60k
2019: €58k
2020: €59k
2021: €67k
2022: €99k
2023: €26k
2024: €25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€100k▲ 47.7%€29k▼ 71.6%€33k▲ 14.7%€43k▲ 30.4%
Operating result€19k-€46k▲ 137%€37k▼ 19.9%€9k▼ 75.3%€22k▲ 144%
Net result€12k-€32k▲ 177%€28k▼ 13.0%€4k▼ 85.1%€10k▲ 137%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 144% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €256k
Fixed assets
€196k ▼ 5.8%
Current assets
€60k ▲ 8.8%
Equity and liabilities €256k
Equity
€43k ▲ 30.4%
Debt
€213k ▼ 7.5%
Debt's share of the balance-sheet total falls from 87.6% to 83.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36k▲
2024 · €22k
Cash flow
€24k▲
2024 · €17k
Current ratio
1.99▲
2024 · 1.81
Debt to equity
5.00▼
2024 · 7.04
ROE
23.3%▲
2024 · 12.8%
ROA
3.9%▲
2024 · 1.6%
Interest coverage
4.05▼
2024 · 8.84
Debt ≤ 1 year
€30k▼
2024 · €30k
Debt > 1 year
€183k▼
2024 · €200k
Income taxes
€3k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€263k€256k▼
Fixed assets21/28€208k€196k▼
Tangible fixed assets22/27€207k€195k▼
Land and buildings22€202k€194k▼
Furniture and vehicles24€5k€1k▼
Financial fixed assets28€1k€1k=
Current assets29/58€55k€60k▲
Amounts receivable within one year40/41€42k€48k▲
Trade receivables40€7k€15k▲
Other amounts receivable41€34k€33k▼
Cash at bank and in hand54/58€13k€2k▼
Deferred charges and accrued income490/1-€10k
Equity and liabilities
Total equity and liabilities10/49€263k€256k▼
Equity10/15€33k€43k▲
Contributions10/11€12k€12k=
Capital10€12k€12k=
Issued capital100€19k€19k=
Uncalled capital101€6k€6k=
Reserves13€20k€30k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€18k€28k▲
Amounts payable17/49€230k€213k▼
Amounts payable after more than one year17€200k€183k▼
Financial debts170/4€200k€183k▼
Amounts payable within one year42/48€30k€30k▼
Current portion of amounts payable after more than one year42€3k-
Financial debts43€7k€7k▼
Credit institutions430/8€7k€7k▼
Trade debts44€7k€10k▲
Suppliers440/4€277€10k▲
Bills of exchange payable441€7k-
Taxes, remuneration and social security45€13k€13k▲
Taxes450/3€13k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€23k€37k▲
Operating profit (loss)9901€9k€22k▲
Financial income75/76B€10-
Recurring financial income75€10-
Financial charges65/66B€3k€9k▲
Recurring financial charges65€3k€9k▲
Profit (loss) for the period before taxes9903€7k€13k▲
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€4k€10k▲
Profit (loss) for the period to be appropriated9905€4k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€10k▲
Transfer to equity691/2€4k€10k▲
To other reserves6921€4k€10k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
27-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
08-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
26-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 26 days late
2022
30-09
Financial
Highest result since 2018net €32k ▲177%
Operating result €46k, net result €32k, both a record.
30-09
Financial
Equity above €100kEq €100k ▲47.7%
3 profitable years in a row build equity to €100k.
25-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
22-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
03-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-09
Financial
Weakest financial yearnet €-2k ▼140%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
25-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
21-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
12-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Giervalkenlaan 101170 Watermaal-BosvoordeGround area
1.5 ha
Building footprint
526 m²
Volume, LiDAR
16,753 m³
2 parcels, Brussels · tallest building 40.7 m, ±12 floors. Linked by address, not a title deed.
1 establishment unit
Bilani business solutions
since 20092.177.380.477
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21017D0214/00F000 | Brussels | 1.4 ha | 1 · 398 m² | 40.7 m · 12 fl. |
| 21446D0180/00G003 | Brussels | 273 m² | 1 · 129 m² | 18.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 6,777 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2009
Fiscal year end30-09
Abbreviation FR
BBS
Activities, NACEBEL 2025
82990Other business support services
70200Business and other management consultancy
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.