BIG-MAX CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of BIG-MAX CONSTRUCT is 4.9% (elevated). The 2025 annual accounts show equity of €3k and a net result of €2k. Equity is shrinking by ~44.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 18% of 9982 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency89▲+55
Growth54=
Track record94
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
balance sheet total too small for a liquidity verdict.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9982 sector peers (2024).
NBB · sector comparisonPosition among 9982 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
55 d late
2024
54 d late
2023
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€44k▲ 19.0%
2023 · €37k
2023: €37k
2024: €44k▲ +19.0% vs 2023
2023 → 2024
EBIT margin
-10.5%▼ 18.3pp
2023 · 7.8%
2023: 7.8%
2024: -10.5%▼ -234% vs 2023
2023 → 2024
Net result
€2k
2024 · €-5k
2023: €3khighest in 3 years
2024: €-5k▼ -263% vs 2023lowest in 3 years
2025: €2k▲ +151% vs 2024
2023 → 2025
Working capital
€3k▲ 1,567%
2024 · €156
2024: €156
2025: €3k▲ +1567% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€37k-€44k▲ 19.0%
2023: €37k
2024: €44k▲ +19.0% vs 2023
Equity€5k-€156▼ 96.8%€3k▲ 1,567%
2023: €5khighest in 3 years
2024: €156▼ -96.8% vs 2023lowest in 3 years
2025: €3k▲ +1567% vs 2024
Operating result€3k-€-5k€3k
2023: €3khighest in 3 years
2024: €-5k▼ -260% vs 2023lowest in 3 years
2025: €3k▲ +158% vs 2024
Net result€3k-€-5k€2k
2023: €3khighest in 3 years
2024: €-5k▼ -263% vs 2023lowest in 3 years
2025: €2k▲ +151% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3k after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €4k
Equity
€3k ▲ 1,567%
Debt
€1k ▼ 4.7%
Debt's share of the balance-sheet total falls from 90.9% to 36.3%. Equity is higher and debt is lower.
Key figures and ratios
Debt ≤ 1 year
€1k▼
2024 · €2k
Ratios withheld: a balance sheet total of €4k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 28 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2k€4k▲
Current assets29/58€2k€4k▲
Amounts receivable within one year40/41€820€2k▲
Other amounts receivable41€820€2k▲
Cash at bank and in hand54/58€896€2k▲
Equity and liabilities
Total equity and liabilities10/49€2k€4k▲
Equity10/15€156€3k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-2k€606▲
Amounts payable17/49€2k€1k▼
Amounts payable within one year42/48€2k€1k▼
Trade debts44€437€1k▲
Suppliers440/4€437€1k▲
Other amounts payable47/48€1k-
Income statement
Code20242025
Turnover70€44k-
Goods, raw materials, services and sundry goods60/61€49k-
Other operating charges640/8€610€111▼
Gross operating margin9900€-4k€3k▲
Operating profit (loss)9901€-5k€3k▲
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€97€249▲
Recurring financial charges65€97€249▲
Profit (loss) for the period before taxes9903€-5k€2k▲
Profit (loss) for the period9904€-5k€2k▲
Profit (loss) for the period to be appropriated9905€-5k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€606▲
Profit (loss) brought forward from the previous period14P€3k€-2k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Turnover70 | €37k | €44k | - | - |
| Goods, raw materials, services and sundry goods60/61 | €28k | €49k | - | - |
| Remuneration, social security and pensions62 | €6k | - | - | - |
| Other operating charges640/8 | €209 | €610 | €111 | ▼ 81.8% |
| Gross operating margin9900 | €9k | €-4k | €3k | ▲ 169% |
| Operating profit (loss)9901 | €3k | €-5k | €3k | ▲ 158% |
| Financial income75/76B | €5 | €0 | €1 | ▲ 241% |
| Recurring financial income75 | €5 | €0 | €1 | ▲ 241% |
| Financial charges65/66B | - | €97 | €249 | ▲ 156% |
| Recurring financial charges65 | - | €97 | €249 | ▲ 156% |
| Profit (loss) for the period before taxes9903 | €3k | €-5k | €2k | ▲ 151% |
| Profit (loss) for the period9904 | €3k | €-5k | €2k | ▲ 151% |
| Profit (loss) for the period to be appropriated9905 | €3k | €-5k | €2k | ▲ 151% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €5k | €2k | €4k | ▲ 138% |
| Current assets29/58 | €5k | €2k | €4k | ▲ 138% |
| Amounts receivable within one year40/41 | €5k | €820 | €2k | ▲ 202% |
| Other amounts receivable41 | €5k | €820 | €2k | ▲ 202% |
| Cash at bank and in hand54/58 | €193 | €896 | €2k | ▲ 80.3% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €5k | €2k | €4k | ▲ 138% |
| Equity10/15 | €5k | €156 | €3k | ▲ 1,567% |
| Contributions10/11 | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €3k | €-2k | €606 | ▲ 133% |
| Amounts payable17/49 | - | €2k | €1k | ▼ 4.7% |
| Amounts payable within one year42/48 | - | €2k | €1k | ▼ 4.7% |
| Trade debts44 | - | €437 | €1k | ▲ 240% |
| Suppliers440/4 | - | €437 | €1k | ▲ 240% |
| Other amounts payable47/48 | - | €1k | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €3k | €-5k | €2k | ▲ 151% |
| Operating cash flow (approximation) | €3k | €-5k | €2k | ▲ 151% |
| Change in cash | - | €703 | €719 | ▲ 2.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 55 days late
2025
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.75
Current ratio from 1.10 to 2.75; short-term debt falls from €2k to €1k.
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 54 days late
2024
31-12
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2023
Ground area
383 m²
Building footprint
370 m²
Volume, LiDAR
3,875 m³
2 parcels, Brussels, Flanders · tallest building 18.6 m, ±5 floors. Linked by address, not a title deed.
487
companies at this address
See who is registered here
1 establishment unit
BIG-MAX CONSTRUCT
since 20232.344.959.657
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016D0063/00W002 | Flanders | 300 m² | 1 · 299 m² | 12.6 m · 3 fl. |
| 21808H0191/00G002 | Brussels | 82 m² | 1 · 71 m² | 18.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 318 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.