BI-CONSULT INTERNATIONAL
ActiveSummary
BI-CONSULT INTERNATIONAL has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €345k and a net result of €128k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 89% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+15
Solvency100=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 11.48 against 4.94 in 2024; short-term debt: 8.5% and cash: 20.8% of total assets), and 8.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.1%
Return on assets
33.9%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €345k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
33 d early
2024
29 d early
2023
29 d early
2022
117 d early
2021
131 d early
2020
129 d early
2019
92 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€345k▲ 59.2%
2024 · €217k
2019: €226k
2020: €244k
2021: €290k
2022: €212k
2023: €229k
2024: €217k
2019 → 2025
Total assets
€379k▲ 40.5%
2024 · €270k
2019: €250k
2020: €261k
2021: €313k
2022: €374k
2023: €242k
2024: €270k
2019 → 2025
Net result
€128k▲ 268%
2024 · €35k
2019: €18k
2020: €19k
2021: €46k
2022: €69k
2023: €16k
2024: €35k
2019 → 2025
Working capital
€337k▲ 61.6%
2024 · €209k
2019: €218k
2020: €230k
2021: €281k
2022: €205k
2023: €220k
2024: €209k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€290k-€212k▼ 26.9%€229k▲ 7.7%€217k▼ 5.1%€345k▲ 59.2%
Operating result€66k-€101k▲ 52.4%€25k▼ 74.9%€51k▲ 102%€182k▲ 255%
Net result€46k-€69k▲ 50.2%€16k▼ 76.2%€35k▲ 113%€128k▲ 268%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 255% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €379k
Fixed assets
€10k ▲ 17.5%
Current assets
€370k ▲ 41.2%
Equity and liabilities €379k
Equity
€345k ▲ 59.2%
Debt
€34k ▼ 36.4%
Debt's share of the balance-sheet total falls from 19.6% to 8.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€186k▲
2024 · €56k
Cash flow
€133k▲
2024 · €40k
Current ratio
11.48▲
2024 · 4.94
Debt to equity
0.10▼
2024 · 0.24
ROE
37.2%▲
2024 · 16.1%
ROA
33.9%▲
2024 · 12.9%
Interest coverage
158.78▼
2024 · 254.85
Debt ≤ 1 year
€32k▼
2024 · €53k
Income taxes
€57k▲
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€270k€379k▲
Fixed assets21/28€8k€10k▲
Tangible fixed assets22/27€7k€8k▲
Furniture and vehicles24€5k€7k▲
Other tangible fixed assets26€2k€779▼
Financial fixed assets28€2k€2k=
Current assets29/58€262k€370k▲
Amounts receivable within one year40/41€37k€37k▲
Trade receivables40€33k€37k▲
Other amounts receivable41€4k€307▼
Current investments50/53€150k€250k▲
Cash at bank and in hand54/58€73k€79k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€270k€379k▲
Equity10/15€217k€345k▲
Contributions10/11€6k€6k=
Reserves13€199k€328k▲
Distributable reserves133€199k€328k▲
Profit (loss) carried forward14€12k€12k=
Amounts payable17/49€53k€34k▼
Amounts payable within one year42/48€53k€32k▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€3k€29k▲
Taxes450/3€3k€29k▲
Other amounts payable47/48€47k€0▼
Accrued charges and deferred income492/3€0€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€58k€188k▲
Operating profit (loss)9901€51k€182k▲
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€219€1k▲
Recurring financial charges65€219€1k▲
Profit (loss) for the period before taxes9903€54k€185k▲
Income taxes67/77€19k€57k▲
Profit (loss) for the period9904€35k€128k▲
Profit (loss) for the period to be appropriated9905€35k€128k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€140k▲
Profit (loss) brought forward from the previous period14P€12k€12k=
Transfer from equity791/2€47k€0▼
Transfer to equity691/2€35k€128k▲
To other reserves6921€35k€128k▲
Profit to be distributed694/7€47k€0▼
Return on contributions (dividend)694€47k€0▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €128k ▲268%
Operating result €182k, net result €128k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 11.48
Current ratio from 4.94 to 11.48; short-term debt falls from €53k to €32k.
02-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €16k ▼76.2%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity times 8current ratio 18.59
Current ratio from 2.27 to 18.59; short-term debt falls from €161k to €12k.
2022
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
27-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Steenokkerzeel · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Esdoornlaan 221820 SteenokkerzeelGround area
991 m²
Building footprint
191 m²
Volume, LiDAR
1,080 m³
Parcel 23081A0052/00C003, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Esdoornlaan 22, 1820 Steenokkerzeel
since 20022.096.255.023
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23081A0052/00C003 | Flanders | 991 m² | 1 · 191 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 75 EUR awarded · 120 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 75 EUR | 120 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 4,660 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2002
Fiscal year end30-06
Activities, NACEBEL 2025
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.