BHIMO
ActiveBHIMO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €847k and a net result of €-315k. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 9041 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 2.19 against 5.43 in 2024), and 14.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€315k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
20 d early
2023
55 d early
2022
56 d early
2021
26 d late
2020
24 d late
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€847k▼ 40.4%
2024 · €1.42M
2018: €1.18M
2019: €1.30M
2020: €1.63M
2021: €1.59M
2022: €1.55M
2023: €1.46M
2024: €1.42M
2018 → 2025
Total assets
€990k▼ 37.7%
2024 · €1.59M
2018: €2.41M
2019: €2.40M
2020: €1.96M
2021: €1.79M
2022: €1.73M
2023: €1.79M
2024: €1.59M
2018 → 2025
Net result
€-315k▼ 747%
2024 · €-37k
2018: €-125k
2019: €124k
2020: €279k
2021: €-41k
2022: €-39k
2023: €-94k
2024: €-37k
2018 → 2025
Working capital
€44k▼ 75.2%
2024 · €175k
2018: €-77k
2019: €45k
2020: €259k
2021: €52k
2022: €39k
2023: €5k
2024: €175k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.59M-€1.55M▼ 2.4%€1.46M▼ 6.0%€1.42M▼ 2.5%€847k▼ 40.4%
Operating result€-52k-€-52k▲ 0.4%€3k€-51k€-69k▼ 37.1%
Net result€-41k-€-39k▲ 5.5%€-94k▼ 143%€-37k▲ 60.2%€-315k▼ 747%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €69k in 2025 against €51k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €990k
Fixed assets
€910k▼ 33.8%
Current assets
€80k▼ 62.7%
Equity and liabilities €990k
Equity
€847k▼ 40.4%
Provisions
€104k▼ 8.9%
Debt
€38k▼ 26.9%
The debt ratio rises from 3.3% to 3.8%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-8k▼
2024 · €9k
Cash flow
€-253k▼
2024 · €22k
Solvency
85.6%▼
2024 · 89.5%
Current ratio
2.19▼
2024 · 5.43
Quick ratio
2.19▼
2024 · 5.43
Debt / equity
0.04▲
2024 · 0.04
ROE
-37.2%▼
2024 · -2.6%
ROA
-31.8%▼
2024 · -2.3%
Interest coverage
-27.71▼
2024 · 0.41
Debt
€38k▼
2024 · €52k
Debt ≤ 1 year
€37k▼
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.59M€990k▼
Fixed assets21/28€1.37M€910k▼
Tangible fixed assets22/27€891k€872k▼
Land and buildings22€889k€870k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24-€1k
Financial fixed assets28€483k€37k▼
Current assets29/58€215k€80k▼
Amounts receivable after more than one year29€40k€40k=
Other amounts receivable291€40k€40k=
Amounts receivable within one year40/41€131k€28k▼
Trade receivables40€5k€2k▼
Other amounts receivable41€127k€26k▼
Cash at bank and in hand54/58€16k€10k▼
Deferred charges and accrued income490/1€27k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.59M€990k▼
Equity10/15€1.42M€847k▼
Contributions10/11€97k€97k=
Reserves13€1.32M€1.03M▼
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Tax-exempt reserves132€343k€312k▼
Distributable reserves133€968k€708k▼
Profit (loss) carried forward14€6k€-279k▼
Provisions and deferred taxes16€114k€104k▼
Deferred taxes168€114k€104k▼
Amounts payable17/49€52k€38k▼
Amounts payable within one year42/48€40k€37k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€23k€31k▲
Suppliers440/4€23k€31k▲
Taxes, remuneration and social security45€11k€6k▼
Taxes450/3€11k€6k▼
Other amounts payable47/48€5k€0▼
Accrued charges and deferred income492/3€13k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€4k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€62k▲
Other operating charges640/8€8k€8k▲
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€19k€343▼
Operating profit (loss)9901€-51k€-69k▼
Financial income75/76B€25k€8k▼
Recurring financial income75€25k€8k▼
Financial charges65/66B€22k€264k▲
Recurring financial charges65€22k€275▼
Non-recurring financial charges66B€0€264k▲
Profit (loss) for the period before taxes9903€-47k€-325k▼
Transfer from deferred taxes780€10k€10k=
Income taxes67/77€0-
Profit (loss) for the period9904€-37k€-315k▼
Transfer from tax-exempt reserves789€31k€31k=
Profit (loss) for the period to be appropriated9905€-7k€-284k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-279k▼
Profit (loss) brought forward from the previous period14P€12k€6k▼
Transfer from equity791/2-€260k
Profit to be distributed694/7-€260k
Return on contributions (dividend)694-€260k
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €-315k
Net result drops to €-315k, the lowest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity times 5current ratio 5.43
Current ratio from 1.03 to 5.43; short-term debt falls from €199k to €40k.
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
31-12
Financial
Highest result since 2018net €279k ▲125%
Net result €279k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 2.75
Current ratio from 1.27 to 2.75; short-term debt falls from €167k to €148k.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €124k
Net result €124k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.27
Current ratio from 0.50 to 1.27.
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
10-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 1992
Ground area
1,710 m²
Building footprint
445 m²
Volume, LiDAR
2,125 m³
Parcel 32016B0303/00B000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lepelstraat(RN) 22, 8600 Diksmuide
since 19922.055.934.497
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32016B0303/00B000 | Flanders | 1,710 m² | 1 · 445 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,965 companies in sector 68203 we hold annual accounts for 5,943. 4,181 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-1991
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 09-09-2026. Scores and ratios are computed by Checked and are not a credit decision.