BEX KLEDING HEREN
ActiveSummary
BEX KLEDING HEREN has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.87M and a net result of €400k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+12
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €410k at 30 days acceptable
Liquidity ample (current ratio 28.62 against 22.01 in 2024; short-term debt: 3.3% and cash: 18.7% of total assets), and 3.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.7%
Return on assets
7.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
50 d early
2023
8 d early
2022
70 d early
2021
48 d early
2020
44 d early
2019
37 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4.87M▲ 8.9%
2024 · €4.47M
2018: €2.64M
2019: €3.16M
2020: €3.00M
2021: €3.39M
2022: €3.64M
2023: €4.02M
2024: €4.47M
2018 → 2025
Total assets
€5.04M▲ 7.8%
2024 · €4.68M
2018: €2.74M
2019: €3.31M
2020: €3.15M
2021: €3.56M
2022: €3.93M
2023: €4.27M
2024: €4.68M
2018 → 2025
Net result
€400k▼ 28.1%
2024 · €556k
2018: €321k
2019: €517k
2020: €91k
2021: €399k
2022: €241k
2023: €456k
2024: €556k
2018 → 2025
Working capital
€4.65M▲ 9.1%
2024 · €4.26M
2018: €2.29M
2019: €2.86M
2020: €2.69M
2021: €3.08M
2022: €3.38M
2023: €3.76M
2024: €4.26M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3.39M-€3.64M▲ 7.1%€4.02M▲ 10.5%€4.47M▲ 11.4%€4.87M▲ 8.9%
Operating result€514k-€588k▲ 14.4%€492k▼ 16.4%€507k▲ 3.2%€493k▼ 2.8%
Net result€399k-€241k▼ 39.5%€456k▲ 88.8%€556k▲ 22.0%€400k▼ 28.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.04M
Fixed assets
€224k ▲ 3.8%
Current assets
€4.82M ▲ 8.0%
Equity and liabilities €5.04M
Equity
€4.87M ▲ 8.9%
Debt
€168k ▼ 17.8%
Debt's share of the balance-sheet total falls from 4.4% to 3.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€541k▼
2024 · €565k
Cash flow
€448k▼
2024 · €614k
Current ratio
28.62▲
2024 · 22.01
Quick ratio
26.77▲
2024 · 20.49
Debt to equity
0.03▼
2024 · 0.05
ROE
8.2%▼
2024 · 12.4%
ROA
7.9%▼
2024 · 11.9%
Interest coverage
47.75▲
2024 · -9.69
Debt ≤ 1 year
€168k▼
2024 · €203k
Income taxes
€186k▼
2024 · €236k
Staff costs
€341k▼
2024 · €348k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.68M€5.04M▲
Fixed assets21/28€216k€224k▲
Tangible fixed assets22/27€216k€224k▲
Plant, machinery and equipment23€29k€22k▼
Furniture and vehicles24€31k€70k▲
Other tangible fixed assets26€156k€132k▼
Current assets29/58€4.46M€4.82M▲
Stocks and contracts in progress3€308k€312k▲
Stocks30/36€308k€312k▲
Amounts receivable within one year40/41€512€11k▲
Trade receivables40€412€2k▲
Other amounts receivable41€100€9k▲
Current investments50/53€2.71M€3.55M▲
Cash at bank and in hand54/58€1.43M€943k▼
Deferred charges and accrued income490/1€14k€6k▼
Equity and liabilities
Total equity and liabilities10/49€4.68M€5.04M▲
Equity10/15€4.47M€4.87M▲
Contributions10/11€19k€19k=
Reserves13€4.46M€4.86M▲
Distributable reserves133€4.46M€4.86M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€205k€168k▼
Amounts payable within one year42/48€203k€168k▼
Trade debts44€56k€33k▼
Suppliers440/4€56k€33k▼
Taxes, remuneration and social security45€142k€131k▼
Taxes450/3€121k€97k▼
Remuneration and social security454/9€21k€35k▲
Other amounts payable47/48€5k€5k▲
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€348k€341k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€48k▼
Other operating charges640/8€13k€12k▼
Non-recurring operating charges66A-€5k
Gross operating margin9900€926k€900k▼
Operating profit (loss)9901€507k€493k▼
Financial income75/76B€227k€104k▼
Recurring financial income75€227k€104k▼
Financial charges65/66B€-58k€11k▲
Recurring financial charges65€-58k€11k▲
Profit (loss) for the period before taxes9903€793k€586k▼
Income taxes67/77€236k€186k▼
Profit (loss) for the period9904€556k€400k▼
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€556k€400k▼
Appropriation of the result
Profit (loss) to be appropriated9906€556k€400k▼
Transfer from equity791/2€100k€0▼
Transfer to equity691/2€556k€400k▼
To other reserves6921€556k€400k▼
Profit to be distributed694/7€100k€0▼
Return on contributions (dividend)694€100k€0▼
Social balance
Average headcount (FTE)90878.18.0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €556k ▲22%
Net result €556k, the highest in the series.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €91k ▼82.4%
Net result drops to €91k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
15-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jannestraat 243512 HasseltGround area
6,208 m²
Building footprint
702 m²
Volume, LiDAR
4,617 m³
2 parcels, Flanders · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BEX KLEDING
since 19952.073.495.952
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71055A0156/00E000 | Flanders | 5,356 m² | 1 · 225 m² | 8.4 m · 2 fl. |
| 71055A0211/00Y000 | Flanders | 852 m² | 1 · 476 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500LNV8OCHT9G2555
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Of 1,311 companies in sector 46423 we hold annual accounts for 812. 242 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-08-1995
Fiscal year end31-12
Activities, NACEBEL 2025
46423Wholesale of clothing, excluding workwear and underwear
47712Retail trade
47120Other non-specialised retail sale
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.