BETONexpertise
ActiveSummary
BETONexpertise has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178k and a net result of €-7k. Equity is growing by ~31.8% per year across the filed fiscal years. Its solvency ranks better than 25% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-36
Solvency50=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.69 against 0.83 in 2024; short-term debt: 32% and cash: 5.9% of total assets), and 74.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
42 d late
2024
31 d early
2023
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€178k▼ 3.8%
2024 · €184k
2023: €65k
2024: €184k
2023 → 2025
Total assets
€699k▼ 4.8%
2024 · €735k
2023: €226k
2024: €735k
2023 → 2025
Net result
€-7k
2024 · €120k
2023: €63k
2024: €120k
2023 → 2025
Working capital
€-68k▼ 63.5%
2024 · €-42k
2023: €1k
2024: €-42k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€65k-€184k▲ 186%€178k▼ 3.8%
Operating result€77k-€164k▲ 112%€9k▼ 94.8%
Net result€63k-€120k▲ 91.6%€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €699k
Fixed assets
€544k ▲ 3.3%
Current assets
€156k ▼ 25.3%
Equity and liabilities €699k
Equity
€178k ▼ 3.8%
Debt
€522k ▼ 5.2%
Debt's share of the balance-sheet total falls from 74.9% to 74.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€67k▼
2024 · €199k
Cash flow
€51k▼
2024 · €155k
Current ratio
0.69▼
2024 · 0.83
Debt to equity
2.94▼
2024 · 2.98
ROE
-3.9%▼
2024 · 65.0%
ROA
-1.0%▼
2024 · 16.3%
Interest coverage
4.31▼
2024 · 18.28
Debt ≤ 1 year
€224k▼
2024 · €250k
Debt > 1 year
€298k▼
2024 · €300k
Staff costs
€85k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€735k€699k▼
Fixed assets21/28€526k€544k▲
Tangible fixed assets22/27€526k€541k▲
Land and buildings22€391k€384k▼
Plant, machinery and equipment23€70k€104k▲
Furniture and vehicles24€65k€53k▼
Financial fixed assets28€102€3k▲
Current assets29/58€208k€156k▼
Amounts receivable within one year40/41€139k€114k▼
Trade receivables40€139k€106k▼
Other amounts receivable41€37€8k▲
Cash at bank and in hand54/58€69k€42k▼
Equity and liabilities
Total equity and liabilities10/49€735k€699k▼
Equity10/15€184k€178k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€182k€176k▼
Amounts payable17/49€550k€522k▼
Amounts payable after more than one year17€300k€298k▼
Financial debts170/4€300k€298k▼
Amounts payable within one year42/48€250k€224k▼
Current portion of amounts payable after more than one year42€65k€25k▼
Trade debts44€105k€163k▲
Suppliers440/4€105k€163k▲
Taxes, remuneration and social security45€70k€36k▼
Taxes450/3€67k€36k▼
Remuneration and social security454/9€3k€745▼
Other amounts payable47/48€10k-
Income statement
Code20242025
Remuneration, social security and pensions62€15k€85k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€58k▲
Other operating charges640/8€398€3k▲
Gross operating margin9900€214k€155k▼
Operating profit (loss)9901€164k€9k▼
Financial income75/76B€7€10▲
Recurring financial income75€7€10▲
Financial charges65/66B€11k€16k▲
Recurring financial charges65€11k€16k▲
Profit (loss) for the period before taxes9903€153k€-7k▼
Income taxes67/77€33k-
Profit (loss) for the period9904€120k€-7k▼
Profit (loss) for the period to be appropriated9905€120k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€182k€176k▼
Profit (loss) brought forward from the previous period14P€63k€182k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 42 days late
2025
31-12
Financial
Weakest financial yearnet €-7k ▼106%
Net result drops to €-7k, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €120k ▲91.6%
Operating result €164k, net result €120k, both a record.
31-12
Financial
Equity above €150kEq €184k ▲186%
2 profitable years in a row build equity to €184k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Amstelstraat 1392100 AntwerpenGround area
7,907 m²
Building footprint
3,028 m²
Volume, LiDAR
21,043 m³
2 parcels, Flanders · tallest building 8.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BETONexpertise
since 20232.341.662.845
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0226/00T000 | Flanders | 7,740 m² | 1 · 2,884 m² | 8.3 m · 2 fl. |
| 11012A0119/00C006 | Flanders | 166 m² | 1 · 144 m² | 8.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 48 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 48 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,550 companies in sector 71121 we hold annual accounts for 6,563. 5,200 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:karel.verlinde@betonexpertise.com