BETICA
ActiveSummary
BETICA has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72k and a net result of €30k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 45% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+4
Solvency70▼-5
Growth67▼-11
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 3.38 in 2024; short-term debt: 23.1% and cash: 17.8% of total assets), but 55.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.6%
Return on assets
18.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-03-2026, 56 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
56 d early
2024
56 d early
2023
49 d early
2022
52 d early
2021
52 d early
2020
51 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€210k▲ 3.7%
2024 · €203k
2024: €203k
2024 → 2025
EBIT margin
21.2%▲ 4.3pp
2024 · 16.9%
2024: 16.9%
2024 → 2025
Net result
€30k▲ 32.3%
2024 · €22k
2019: €-5k
2020: €36k
2021: €37k
2022: €24k
2023: €34k
2024: €22k
2019 → 2025
Working capital
€37k▼ 16.0%
2024 · €44k
2019: €1k
2020: €35k
2021: €57k
2022: €60k
2023: €75k
2024: €44k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€203k€210k▲ 3.7%
Equity€74k-€73k▼ 2.1%€84k▲ 15.0%€83k▼ 0.8%€72k▼ 13.2%
Operating result€49k-€35k▼ 29.0%€46k▲ 32.7%€34k▼ 26.1%€45k▲ 30.0%
Net result€37k-€24k▼ 33.6%€34k▲ 39.6%€22k▼ 33.6%€30k▲ 32.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 30% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €162k
Fixed assets
€87k ▼ 15.8%
Current assets
€75k ▲ 18.5%
Equity and liabilities €162k
Equity
€72k ▼ 13.2%
Debt
€90k ▲ 7.5%
Debt's share of the balance-sheet total rises from 50.1% to 55.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€71k▲
2024 · €50k
Cash flow
€56k▲
2024 · €38k
Current ratio
2.00▼
2024 · 3.38
Debt to equity
1.24▲
2024 · 1.00
ROE
41.2%▲
2024 · 27.1%
ROA
18.4%▲
2024 · 13.5%
Interest coverage
14.77▲
2024 · 13.48
Debt ≤ 1 year
€37k▲
2024 · €19k
Debt > 1 year
€51k▼
2024 · €64k
Income taxes
€10k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€167k€162k▼
Fixed assets21/28€104k€87k▼
Tangible fixed assets22/27€103k€87k▼
Furniture and vehicles24€6k€4k▼
Leasing and similar rights25€94k€78k▼
Other tangible fixed assets26€4k€6k▲
Financial fixed assets28€300€300=
Current assets29/58€63k€75k▲
Amounts receivable within one year40/41€44k€44k▲
Trade receivables40€40k€44k▲
Other amounts receivable41€4k€0▼
Cash at bank and in hand54/58€17k€29k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€167k€162k▼
Equity10/15€83k€72k▼
Contributions10/11€5k€2k▼
Reserves13€78k€70k▼
Distributable reserves133€78k€70k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€83k€90k▲
Amounts payable after more than one year17€64k€51k▼
Financial debts170/4€64k€51k▼
Amounts payable within one year42/48€19k€37k▲
Current portion of amounts payable after more than one year42€15k€17k▲
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€1k€4k▲
Taxes450/3€1k€4k▲
Other amounts payable47/48€1k€12k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Turnover70€203k€210k▲
Non-recurring operating income76A€0€0=
Goods, raw materials, services and sundry goods60/61€154k€142k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€26k▲
Other operating charges640/8€4k€3k▼
Non-recurring operating charges66A€49€763▲
Gross operating margin9900€54k€75k▲
Operating profit (loss)9901€34k€45k▲
Financial income75/76B€26€14▼
Recurring financial income75€26€14▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€31k€40k▲
Income taxes67/77€8k€10k▲
Profit (loss) for the period9904€22k€30k▲
Profit (loss) for the period to be appropriated9905€22k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€22k€30k▲
Transfer from equity791/2€23k€41k▲
Transfer to equity691/2€22k€30k▲
To other reserves6921€22k€30k▲
Profit to be distributed694/7€23k€41k▲
Return on contributions (dividend)694€23k€41k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity triplescurrent ratio 6.78
Current ratio from 2.55 to 6.78; short-term debt falls from €39k to €13k.
09-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2019net €37k ▲0.4%
Operating result €49k, net result €37k, both a record.
10-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
01-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stabroek · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogeind 242940 StabroekGround area
598 m²
Building footprint
117 m²
Volume, LiDAR
666 m³
Parcel 11044B0030/00M002, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BETICA
since 20192.283.685.450
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11044B0030/00M002 | Flanders | 597 m² | 1 · 117 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Café De Ster
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Optimas Admin
BE 0761.564.915
Hooglede · Eq €72,160
Logicare Solutions
BE 0811.965.323
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Hemaflo-W
BE 0578.939.748
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 7,106 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2019
Fiscal year end30-09
Activities, NACEBEL 2025
82990Other business support services
62200Computer consultancy and computer facilities management
85510Sports and recreation education
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.