Age3 yrs
Real estate1 parcel · 918 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of BETA-Group is 8.1% (elevated). The 2023 annual accounts show equity of €5k and a net result of €88. Its solvency ranks better than 35% of 242 sector peers (fiscal year 2023). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone8.1%
Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector
+Young company
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 04-06-2024, 57 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2023 | 31-07-2024 | 04-06-2024 | 57 d early | 2024-00107313 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€88
Working capital€4k
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 04-06-2024 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 53 · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 15.3% | 27.6% | |
| Net result | €88 | €6k | |
| Equity | €5k | €16k | |
| Gross operating margin | €55k | €31k | |
| Staff costs | €48k | €37k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2023 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €5k |
| Net profit | €88 |
| Cash flow | €437 |
| Staff costs | €48k |
| Income taxes | €746 |
| Dividends | - |
| Total assets | €33k |
| Equity | €5k |
| Debt | €28k |
| of which ≤ 1y | €23k |
| of which > 1y | - |
| Working capital | €4k |
| Employees (FTE) | 1.3 |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 1.19 |
| Quick ratio | 1.19 |
| Working capital ratio | 13.4% |
| Solvency | 15.3% |
| Debt / equity | 5.55 |
| Long-term debt ratio | - |
| Interest coverage | 1.35 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.3% |
| ROE | 1.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €33k |
| Fixed assets | 21/28 | €6k |
| Tangible fixed assets | 22/27 | €2k |
| Financial fixed assets | 28 | €3k |
| Current assets | 29/58 | €28k |
| Amounts receivable within one year | 40/41 | €28k |
| Cash & bank | 54/58 | €6 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €33k |
| Equity | 10/15 | €5k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €88 |
| Amounts payable | 17/49 | €28k |
| Amounts payable within one year | 42/48 | €23k |
| Trade debts payable within one year | 44 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €55k |
| Operating result | 9901 | €4k |
| Financial income | 75 | €1 |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €834 |
| Income taxes | 67/77 | €746 |
| Net result for the period | 9904 | €88 |
| Result to be appropriated | 9905 | €88 |
Ratios computed by Checked.
Health barometer
FY 2023 · computed43
/ 100
Weak
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationBETA-Group
since 20232.340.781.135
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area918 m²
Buildings1
Building footprint189 m²
Volume (LiDAR)963 m³
Tallest building8.0 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028B0461/00Z000 | Flanders | 918 m² | 1 · 189 m² | 8.0 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts Address history · 1
17-11-2023
Registered-office move
All acts · 1
updated 2 years ago
2023
17-11-2023 Registered office moved from Lochristi to HEUSDEN
- Kapelleken 33 bus 1, 9080 Lochristi → Moerenakker 45 9070 HEUSDEN
Analysis
Financial profile
4 of 5 axes measured39
/ 100
Fragile profile, watch profitability in particular.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
43
Profitability
9
Solvency
26
Growth
-
Stability
79
Credit advice
verdict per customer and amountSimilar
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We hold annual accounts for 470 of the 4,753 companies in this sector. 316 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Algemene elektrotechnische installatiewerken43211Overige posterijen en koeriers53200Overige posterijen en koeriers53200Algemene bouw van andere niet-residentiële gebouwen41003Algemene bouw van andere niet-residentiële gebouwen41203Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Loodgieterswerk43221Sanitaire werkzaamheden43221Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Detailhandel in onderdelen en accessoires van motorvoertuigen45320Detailhandel in onderdelen en accessoires van motorvoertuigen47820Exploitatie van taxi's49320Diensten voor personenvervoer op aanvraag per voertuig met chauffeur49330Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410
Primary activity highlighted.
Names & trade names
| Legal nameNL | BETA-Group |
Registered office
Moerenakker(HEU) 45
9070 Destelbergen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.