BEspoke Technologies
ActiveSummary
BEspoke Technologies has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52k and a net result of €21k. Its solvency ranks better than 75% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth52
Track record82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 4.8 against 4.28 in 2024; short-term debt: 18.4% and cash: 60.3% of total assets), and 19.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.7%
Return on assets
32.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€52k▲ 66.6%
2024 · €31k
2024: €31k
2024 → 2025
Total assets
€64k▲ 55.3%
2024 · €41k
2024: €41k
2024 → 2025
Net result
€21k▼ 23.5%
2024 · €27k
2024: €27k
2024 → 2025
Working capital
€45k▲ 41.8%
2024 · €32k
2024: €32k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€31k-€52k▲ 66.6%
Operating result€35k-€27k▼ 22.3%
Net result€27k-€21k▼ 23.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64k
Fixed assets
€7k
Current assets
€57k
Equity and liabilities €64k
Equity
€52k ▲ 66.6%
Debt
€12k ▲ 20.9%
Debt's share of the balance-sheet total falls from 24.8% to 19.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€29k
Cash flow
€22k
Current ratio
4.80▲
2024 · 4.28
Debt to equity
0.24▼
2024 · 0.33
ROE
40.0%▼
2024 · 87.1%
ROA
32.3%▼
2024 · 65.5%
Interest coverage
19.81
Debt ≤ 1 year
€12k▲
2024 · €10k
Income taxes
€5k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€41k€64k▲
Fixed assets21/28-€7k
Tangible fixed assets22/27-€7k
Plant, machinery and equipment23-€4k
Furniture and vehicles24-€3k
Current assets29/58€41k€57k▲
Amounts receivable within one year40/41€24k€18k▼
Trade receivables40€22k€11k▼
Other amounts receivable41€2k€7k▲
Cash at bank and in hand54/58€18k€39k▲
Equity and liabilities
Total equity and liabilities10/49€41k€64k▲
Equity10/15€31k€52k▲
Contributions10/11€4k€4k=
Reserves13€27k€48k▲
Distributable reserves133€27k€48k▲
Amounts payable17/49€10k€12k▲
Amounts payable within one year42/48€10k€12k▲
Trade debts44€164€1k▲
Suppliers440/4€164€1k▲
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Other amounts payable47/48€5k€5k▲
Accrued charges and deferred income492/3€600€600=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€2k
Other operating charges640/8€597€76▼
Gross operating margin9900€36k€29k▼
Operating profit (loss)9901€35k€27k▼
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€34k€26k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€27k€21k▼
Profit (loss) for the period to be appropriated9905€27k€21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€21k▼
Transfer to equity691/2€27k€21k▼
To other reserves6921€27k€21k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kompelstraat 183582 BeringenGround area
410 m²
Building footprint
117 m²
Parcel 71522D0412/00H003, Flanders. Linked by address, not a title deed.
1 establishment unit
BEspoke Technologies
since 20242.359.529.354
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71522D0412/00H003 | Flanders | 410 m² | 1 · 117 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 6,813 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
59113Video and film production, excluding cinema and television films
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.