BERKMANS
ActiveSummary
BERKMANS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.43M and a net result of €202k. Equity is growing by ~22% per year across the filed fiscal years. Its solvency ranks better than 36% of 2045 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▼-14
Solvency57▼-3
Growth65▼-13
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €270k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.31 in 2024; short-term debt: 31.3% and cash: 12.6% of total assets), and 67.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.5%
Return on assets
1.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
16 d early
2023
124 d early
2022
60 d early
2021
4 d early
2020
30 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€18.48M▲ 1.9%
2024 · €18.13M
2024: €18.13M
2024 → 2025
EBIT margin
0.5%▼ 5.0pp
2024 · 5.5%
2024: 5.5%
2024 → 2025
Net result
€202k▼ 75.7%
2024 · €830k
2018: €96k
2019: €98k
2020: €645k
2021: €589k
2022: €691k
2023: €639k
2024: €830k
2018 → 2025
Working capital
€1.47M▲ 29.0%
2024 · €1.14M
2018: €417k
2019: €312k
2020: €511k
2021: €439k
2022: €1.45M
2023: €512k
2024: €1.14M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€18.13M€18.48M▲ 1.9%
Equity€2.27M-€2.86M▲ 25.8%€3.40M▲ 19.0%€4.23M▲ 24.4%€4.43M▲ 4.8%
Operating result€833k-€966k▲ 16.0%€909k▼ 5.9%€992k▲ 9.1%€90k▼ 91.0%
Net result€589k-€691k▲ 17.2%€639k▼ 7.6%€830k▲ 30.0%€202k▼ 75.7%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 91% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13.66M
Fixed assets
€7.91M ▲ 10.8%
Current assets
€5.75M ▲ 19.4%
Equity and liabilities €13.66M
Equity
€4.43M ▲ 4.8%
Debt
€9.23M ▲ 19.5%
Debt's share of the balance-sheet total rises from 64.6% to 67.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.04M▼
2024 · €1.81M
Cash flow
€1.15M▼
2024 · €1.65M
Current ratio
1.34▲
2024 · 1.31
Quick ratio
1.04▼
2024 · 1.11
Debt to equity
2.08▲
2024 · 1.82
ROE
4.6%▼
2024 · 19.6%
ROA
1.5%▼
2024 · 6.9%
Interest coverage
5.45▼
2024 · 12.56
Debt ≤ 1 year
€4.27M▲
2024 · €3.67M
Debt > 1 year
€4.91M▲
2024 · €4.05M
Income taxes
€2k▼
2024 · €243k
Staff costs
€2.36M▲
2024 · €2.36M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 82 lines
Balance sheet
Code20242025
Assets
Total assets20/58€11.95M€13.66M▲
Fixed assets21/28€7.14M€7.91M▲
Tangible fixed assets22/27€3.91M€4.93M▲
Land and buildings22€2.04M€3.16M▲
Plant, machinery and equipment23€909k€1.14M▲
Furniture and vehicles24€813k€620k▼
Leasing and similar rights25€157k€4k▼
Financial fixed assets28€3.23M€2.99M▼
Affiliated companies280/1€3.23M€2.99M▼
Participating interests280€3.23M€2.99M▼
Other financial fixed assets284/8€3k€3k▲
Amounts receivable and cash guarantees285/8€3k€3k▲
Current assets29/58€4.81M€5.75M▲
Stocks and contracts in progress3€735k€1.31M▲
Stocks30/36€65k€279k▲
Raw materials and consumables30/31-€279k
Goods purchased for resale34€65k€0▼
Contracts in progress37€671k€1.03M▲
Amounts receivable within one year40/41€2.88M€2.56M▼
Trade receivables40€2.75M€2.20M▼
Other amounts receivable41€130k€356k▲
Cash at bank and in hand54/58€1.12M€1.73M▲
Deferred charges and accrued income490/1€77k€157k▲
Equity and liabilities
Total equity and liabilities10/49€11.95M€13.66M▲
Equity10/15€4.23M€4.43M▲
Contributions10/11€130k€130k=
Reserves13€4.10M€4.30M▲
Distributable reserves133€4.10M€4.30M▲
Amounts payable17/49€7.72M€9.23M▲
Amounts payable after more than one year17€4.05M€4.91M▲
Financial debts170/4€4.05M€4.91M▲
Leasing and similar obligations172€57k€30k▼
Credit institutions173€3.99M€4.88M▲
Amounts payable within one year42/48€3.67M€4.27M▲
Current portion of amounts payable after more than one year42€875k€1.24M▲
Financial debts43€56k€56k▼
Credit institutions430/8€56k€56k▼
Trade debts44€2.26M€2.66M▲
Suppliers440/4€2.26M€2.66M▲
Taxes, remuneration and social security45€299k€161k▼
Taxes450/3€121k€3k▼
Remuneration and social security454/9€179k€157k▼
Other amounts payable47/48€179k€151k▼
Accrued charges and deferred income492/3€2k€46k▲
Income statement
Code20242025
Operating income70/76A€18.43M€19.11M▲
Turnover70€18.13M€18.48M▲
Change in stocks of work in progress, finished goods and contracts in progress71€74k€356k▲
Other operating income74€232k€235k▲
Non-recurring operating income76A-€38k
Operating charges60/66A€17.44M€19.02M▲
Goods for resale, raw materials and consumables60€9.47M€10.11M▲
Purchases600/8€9.50M€10.33M▲
Change in stocks: decrease (increase)609€-31k€-215k▼
Services and other goods61€4.76M€5.52M▲
Remuneration, social security and pensions62€2.36M€2.36M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€817k€950k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€276€20k▲
Other operating charges640/8€40k€53k▲
Non-recurring operating charges66A-€500
Operating profit (loss)9901€992k€90k▼
Financial income75/76B€233k€322k▲
Recurring financial income75€233k€322k▲
Income from financial fixed assets750€204k€300k▲
Income from current assets751€29€3k▲
Other financial income752/9€29k€19k▼
Financial charges65/66B€152k€208k▲
Recurring financial charges65€152k€208k▲
Debt charges650€144k€191k▲
Other financial charges652/9€8k€18k▲
Profit (loss) for the period before taxes9903€1.07M€204k▼
Income taxes67/77€243k€2k▼
Taxes670/3€243k€2k▼
Profit (loss) for the period9904€830k€202k▼
Profit (loss) for the period to be appropriated9905€830k€202k▼
Appropriation of the result
Profit (loss) to be appropriated9906€830k€202k▼
Transfer from equity791/2€0-
From reserves792€0-
Transfer to equity691/2€830k€202k▼
To other reserves6921€830k€202k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)908735.435.9▲
The notes to these accounts (93 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Highest result since 2018net €830k ▲30%
Operating result €992k, net result €830k, both a record.
2023
28-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
01-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Equity above €2MEq €2.27M ▲35%
4 profitable years in a row build equity to €2.27M.
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 3 establishment units since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maatheide 1163920 LommelGround area
2.3 ha
Building footprint
1.0 ha
Volume, LiDAR
148,281 m³
3 parcels, Flanders · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
3 establishment units
BERKMANS BVBA
since 20002.096.396.662
BERKMANS BVBA
since 20182.275.535.371
BERKMANS BVBA
since 20182.275.535.569
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72342A1225/00F007 | Flanders | 1.5 ha | 1 · 8,897 m² | 17.5 m · 5 fl. |
| 72342A1235/02P000 | Flanders | 6,453 m² | 1 · 1,217 m² | 7.0 m · 2 fl. |
| 72344D0404/00T000 | Flanders | 927 m² | 1 · 157 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 14,827 EUR awarded · 13,082 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 4,307 EUR | 2,048 EUR |
| 2024 | 1 | 7,500 EUR | 8,016 EUR |
| 2023 | 1 | 1,671 EUR | 1,669 EUR |
| 2022 | 1 | 1,349 EUR | 1,349 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
9 categoriesBERKMANS BV26235
Legal Entity Identifier
8945006K1KFPL7BUKV23
Similar companies · same sector, comparable size
WONINGBOUW VERELST
BE 0420.647.527
Putte · Eq €4.35M
Cloet gebroeders
BE 0412.384.216
Pittem · Eq €4.56M
K.R.B.
BE 0421.879.724
Rijkevorsel · Eq €4.15M
Traen Gebroeders
BE 0412.964.434
Zedelgem · Eq €4.10M
DAMMAN
BE 0425.504.653
Tielt · Eq €4.09M
Of 1,365 companies in sector 43110 we hold annual accounts for 632. 143 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-02-2000
Fiscal year end30-09
Activities, NACEBEL 2025
43110Demolition
43120Site preparation
42110Construction of roads and motorways
46831Wholesale of construction materials, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.