BEPASA
ActiveSummary
BEPASA has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €-6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▼-19
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
short-term debt: 0% and cash: 21.3% of total assets, and 0% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
-14.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-08-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
23 d late
2024
1 d early
2023
24 d late
2022
6 d early
2021
33 d late
2020
30 d late
2019
127 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▼ 12.5%
2024 · €46k
2018: €5k
2019: €15k
2020: €14k
2021: €4k
2022: €4k
2023: €51k
2024: €46k
2018 → 2025
Total assets
€40k▼ 34.5%
2024 · €61k
2018: €17k
2019: €26k
2020: €22k
2021: €10k
2022: €10k
2023: €66k
2024: €61k
2018 → 2025
Net result
€-6k
2024 · €664
2018: €-2k
2019: €11k
2020: €-1k
2021: €-10k
2022: €38
2023: €65k
2024: €664
2018 → 2025
Working capital
€32k▲ 19.6%
2024 · €27k
2018: €3k
2019: €14k
2020: €14k
2021: €4k
2022: €4k
2023: €26k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€4k▲ 0.9%€51k▲ 1,074%€46k▼ 10.5%€40k▼ 12.5%
Operating result€-5k-€5k€80k▲ 1,568%€5k▼ 93.9%€-4k
Net result€-10k-€38€65k▲ 171,604%€664▼ 99.0%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€8k ▼ 56.7%
Current assets
€32k ▼ 24.3%
Key figures and ratios
EBITDA
€7k▼
2024 · €15k
Cash flow
€5k▼
2024 · €11k
Solvency
100.0%▲
2024 · 74.8%
Debt to equity
0.00▼
2024 · 0.34
ROE
-14.3%▼
2024 · 1.4%
ROA
-14.3%▼
2024 · 1.1%
Interest coverage
15.20▼
2024 · 53.89
Debt
€0▼
2024 · €15k
Debt ≤ 1 year
€0▼
2024 · €15k
Income taxes
€1k▼
2024 · €4k
Staff costs
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€61k€40k▼
Fixed assets21/28€19k€8k▼
Tangible fixed assets22/27€19k€8k▼
Plant, machinery and equipment23€504€206▼
Furniture and vehicles24€19k€8k▼
Financial fixed assets28€42€42=
Current assets29/58€42k€32k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€14k€23k▲
Trade receivables40€1k€10k▲
Other amounts receivable41€13k€13k▼
Cash at bank and in hand54/58€28k€9k▼
Equity and liabilities
Total equity and liabilities10/49€61k€40k▼
Equity10/15€46k€40k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€44k€38k▼
Amounts payable17/49€15k€0▼
Amounts payable within one year42/48€15k€0▼
Trade debts44€34€0▼
Suppliers440/4€34€0▼
Taxes, remuneration and social security45€15k€0▼
Taxes450/3€15k€0▼
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62€4k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€11k▲
Other operating charges640/8€510€1k▲
Gross operating margin9900€19k€11k▼
Operating profit (loss)9901€5k€-4k▼
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€273€450▲
Recurring financial charges65€273€450▲
Profit (loss) for the period before taxes9903€5k€-5k▼
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€664€-6k▼
Profit (loss) for the period to be appropriated9905€664€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€38k▼
Profit (loss) brought forward from the previous period14P€43k€44k▲
Profit to be distributed694/7€0-
Directors or managers695€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 23 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
31-12
Financial
Highest result since 2018net €65k ▲171604%
Operating result €80k, net result €65k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €38
Net result €38 after 2 loss-making years.
02-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 33 days late
2021
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
05-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 127 days late
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
27-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 149 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place d' Obourg(O) 1-27034 MonsGround area
980 m²
Building footprint
182 m²
Volume, LiDAR
1,293 m³
Parcel 53062B0198/00H000, Wallonia · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BEPASA
since 20172.267.649.073
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53062B0198/00H000 | Wallonia | 980 m² | 1 · 182 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMons2.267.649.073
Similar companies · same sector, comparable size
TRADING PARTNERS INTERNATIONAL
BE 0473.462.245
Schilde · Eq €40,204
LightforPro
BE 0783.263.419
Lasne · Eq €39,933
Braeckman, Piet, en zonen
BE 0417.075.353
Haaltert · Eq €40,670
RODALIGHT – NEWLIGHTS
BE 0427.916.587
Evere · Eq €40,803
luminelec
BE 0894.234.783
Wavre · Eq €39,211
Of 766 companies in sector 47552 we hold annual accounts for 444. 304 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
47552Retail sale of lighting equipment
56309Food and beverage service activities
46190Agents in non-specialised wholesale trade
46474Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.