Bento House

Active

Private limited companyfounded 20242 yrs activeOudburg 40, 9000 Gent, BelgiumKBO/BCE: BE 1013.503.213

The computed 12-month bankruptcy probability of Bento House is 4.2% (elevated). The 2025 annual accounts show equity of €20k and a net result of €262. Its solvency ranks better than 44% of 13090 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

49 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability69

Solvency49

Growth-

Track record67

Bankruptcy probability, 12 months

4.2% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days only on tighter terms

Liquidity short (current ratio 0.88; short-term debt: 76% and cash: 27.1% of total assets), and 76% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

24%

Return on assets

0.3%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

30 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€20k

Total assets

€84k

Net result

€262

Working capital

€-7k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €84k

32.9%

67.1%

Fixed assets €28k

Current assets €57k

Equity and liabilities €84k

24.0%

76.0%

Equity €20k

Debt €64k

Debt finances 76.0% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€9k

Cash flow

€7k

Solvency

24.0%

Current ratio

0.88

Quick ratio

0.88

Debt / equity

3.16

ROE

1.3%

ROA

0.3%

Interest coverage

7.31

Debt

€64k

Debt ≤ 1 year

€64k

Income taxes

€98

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€84k

Fixed assets21/28€28k

Tangible fixed assets22/27€28k

Plant, machinery and equipment23€24k

Furniture and vehicles24€4k

Current assets29/58€57k

Stocks and contracts in progress3€316

Stocks30/36€316

Amounts receivable within one year40/41€33k

Trade receivables40€33k

Cash at bank and in hand54/58€23k

Equity and liabilities

Total equity and liabilities10/49€84k

Equity10/15€20k

Contributions10/11€20k

Reserves13€262

Distributable reserves133€262

Amounts payable17/49€64k

Amounts payable within one year42/48€64k

Taxes, remuneration and social security45€2k

Taxes450/3€2k

Other amounts payable47/48€62k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k

Other operating charges640/8€7k

Gross operating margin9900€15k

Operating profit (loss)9901€2k

Financial charges65/66B€1k

Recurring financial charges65€1k

Profit (loss) for the period before taxes9903€361

Income taxes67/77€98

Profit (loss) for the period9904€262

Profit (loss) for the period to be appropriated9905€262

Appropriation of the result

Profit (loss) to be appropriated9906€262

Transfer to equity691/2€262

To other reserves6921€262

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

30-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 30 days late

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Gent · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oudburg 409000 Gent

Ground area

202 m²

Building footprint

155 m²

Volume, LiDAR

2,018 m³

Parcel 44021A0641/00K000, Flanders · tallest building 18.6 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

Bento House

Oudburg 40, 9000 GentFull-service restaurants

since 20242.365.033.907

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44021A0641/00K000 ProtectedTownscape or village viewPatershol en omgevingSource ↗	Flanders	202 m²	1 · 155 m²	18.6 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Recognitions · licences · registrations

Food safety, FASFC

1 site

Gent2.365.033.907

1 permission

Toelating · Eetgelegenheid · since 01-01-2025

Similar companies · same sector, comparable size

La Louvière · Eq €20k

Kara Company

BE 0724.604.153

Sint-Gillis-Waas · Eq €20k

Knokke-Heist · Eq €20k

Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 8,810 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-09-2024

Fiscal year end31-12

Activities, NACEBEL

56101Full-service restaurants

56111Full-service restaurants

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.