BENTEC
ActiveSummary
BENTEC has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €693k and a net result of €-18k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 91% of 1904 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+51
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days only on tighter terms
Liquidity ample (current ratio 5.57 against 6.23 in 2024; short-term debt: 10.4% and cash: 12.3% of total assets), and 10.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-18k
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-08-2026, 200 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
200 d late
2024
89 d late
2023
on the day
2022
on the day
2021
on the day
2020
22 d late
2019
40 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€693k▼ 2.6%
2024 · €712k
2019: €742k
2020: €744k
2021: €744k
2022: €740k
2023: €741k
2024: €712k
2019 → 2025
Total assets
€773k▼ 14.5%
2024 · €904k
2019: €895k
2020: €903k
2021: €1.01M
2022: €923k
2023: €932k
2024: €904k
2019 → 2025
Net result
€-18k▲ 37.8%
2024 · €-30k
2019: €3k
2020: €2k
2021: €533
2022: €-5k
2023: €2k
2024: €-30k
2019 → 2025
Working capital
€367k▼ 20.9%
2024 · €463k
2019: €387k
2020: €410k
2021: €426k
2022: €441k
2023: €467k
2024: €463k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€744k-€740k▼ 0.7%€741k▲ 0.2%€712k▼ 4.0%€693k▼ 2.6%
Operating result€6k-€-5k€4k€-30k€-18k▲ 38.7%
Net result€533-€-5k€2k€-30k€-18k▲ 37.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18k in 2025 against €30k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €773k
Fixed assets
€326k ▼ 7.3%
Current assets
€447k ▼ 19.0%
Equity and liabilities €773k
Equity
€693k ▼ 2.6%
Debt
€80k ▼ 58.3%
Debt's share of the balance-sheet total falls from 21.3% to 10.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€7k▲
2024 · €-4k
Cash flow
€7k▲
2024 · €-4k
Current ratio
5.57▼
2024 · 6.23
Quick ratio
3.90▼
2024 · 4.72
Debt to equity
0.12▼
2024 · 0.27
ROE
-2.7%▲
2024 · -4.2%
ROA
-2.4%▲
2024 · -3.3%
Interest coverage
127.90▲
2024 · -24.97
Debt ≤ 1 year
€80k▼
2024 · €89k
Debt > 1 year
€0▼
2024 · €100k
Staff costs
€2k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€904k€773k▼
Fixed assets21/28€352k€326k▼
Tangible fixed assets22/27€352k€326k▼
Land and buildings22€345k€322k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€374€174▼
Financial fixed assets28€50€50=
Current assets29/58€552k€447k▼
Stocks and contracts in progress3€134k€134k=
Stocks30/36€74k€74k=
Contracts in progress37€60k€60k=
Amounts receivable within one year40/41€305k€217k▼
Trade receivables40€263k€177k▼
Other amounts receivable41€42k€40k▼
Cash at bank and in hand54/58€112k€95k▼
Deferred charges and accrued income490/1€1k€854▼
Equity and liabilities
Total equity and liabilities10/49€904k€773k▼
Equity10/15€712k€693k▼
Contributions10/11€680k€680k=
Reserves13€61k€61k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€61k€61k=
Profit (loss) carried forward14€-30k€-48k▼
Amounts payable17/49€193k€80k▼
Amounts payable after more than one year17€100k€0▼
Financial debts170/4€100k€0▼
Amounts payable within one year42/48€89k€80k▼
Trade debts44€71k€70k▼
Suppliers440/4€71k€70k▼
Taxes, remuneration and social security45€1k€0▼
Taxes450/3€1k€0▼
Other amounts payable47/48€16k€10k▼
Accrued charges and deferred income492/3€4k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€4k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€26k=
Other operating charges640/8€5k€876▼
Non-recurring operating charges66A€0-
Gross operating margin9900€4k€10k▲
Operating profit (loss)9901€-30k€-18k▲
Financial income75/76B€494€0▼
Recurring financial income75€494€0▼
Financial charges65/66B€169€58▼
Recurring financial charges65€169€58▼
Profit (loss) for the period before taxes9903€-30k€-18k▲
Profit (loss) for the period9904€-30k€-18k▲
Profit (loss) for the period to be appropriated9905€-30k€-18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-48k▼
Profit (loss) brought forward from the previous period14P€194€-30k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 200 days late
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 89 days late
2024
30-06
Financial
Weakest financial yearnet €-30k ▼1785%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 22 days late
2020
11-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
21-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
06-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hollestraat 51570 PajottegemGround area
914 m²
Building footprint
209 m²
Volume, LiDAR
1,021 m³
Parcel 23087B0894/00R000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bentec
since 20142.233.424.406
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23087B0894/00R000 | Flanders | 914 m² | 1 · 209 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
S.I.E.
BE 0839.831.245
Tongeren-Borgloon · Eq €693k
INTRATECH
BE 0474.968.022
Oostrozebeke · Eq €694k
CLC PROTECT
BE 0508.923.663
Courcelles · Eq €690k
LESACO
BE 0426.931.939
Bree · Eq €697k
SOUDOMECA INDUSTRIES
BE 0860.503.628
Doische · Eq €698k
Of 3,986 companies in sector 25110 we hold annual accounts for 2,147. 1,470 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2014
Fiscal year end30-06
Activities, NACEBEL 2025
25110Manufacture of metal structures and parts of structures
33120Repair and maintenance of machinery
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:bentec@telenet.be
Phone:0496/052588