Benoît Schleich
ActiveBenoît Schleich has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157k and a net result of €35k. Equity is growing by ~24.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 4157 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▲+13
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 17.73 against 3.81 in 2024; short-term debt: 4.1% and cash: 7% of total assets), and 4.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.9%
Return on assets
21.2%
Age of the figures
15 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
16 d early
2022
1 d early
2021
47 d early
2020
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€35k▲ 119%
2024 · €16k
2020: €17k
2021: €56k
2022: €43k
2023: €-6k
2024: €16k
2020 → 2025
Working capital
€113k▲ 48.1%
2024 · €76k
2020: €13k
2021: €29k
2022: €16k
2023: €2k
2024: €76k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€112k▲ 62.4%€107k▼ 5.2%€122k▲ 14.9%€157k▲ 28.3%
Operating result€61k-€59k▼ 2.9%€10k▼ 83.4%€19k▲ 93.7%€40k▲ 111%
Net result€56k-€43k▼ 23.0%€-6k€16k€35k▲ 119%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 111% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €164k
Fixed assets
€44k▼ 4.4%
Current assets
€120k▲ 15.7%
Equity and liabilities €164k
Equity
€157k▲ 28.3%
Debt
€7k▼ 75.1%
The debt ratio falls from 18.2% to 4.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49k▲
2024 · €28k
Cash flow
€43k▲
2024 · €25k
Solvency
95.9%▲
2024 · 81.8%
Current ratio
17.73▲
2024 · 3.81
Quick ratio
17.73▲
2024 · 3.81
Debt / equity
0.04▼
2024 · 0.22
ROE
22.1%▲
2024 · 12.9%
ROA
21.2%▲
2024 · 10.6%
Interest coverage
390.20▲
2024 · 224.31
Debt
€7k▼
2024 · €27k
Debt ≤ 1 year
€7k▼
2024 · €27k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€150k€164k▲
Fixed assets21/28€46k€44k▼
Tangible fixed assets22/27€46k€44k▼
Plant, machinery and equipment23€41k€37k▼
Furniture and vehicles24€5k€7k▲
Current assets29/58€104k€120k▲
Amounts receivable within one year40/41-€17k
Other amounts receivable41-€17k
Current investments50/53€91k€91k=
Cash at bank and in hand54/58€12k€11k▼
Equity and liabilities
Total equity and liabilities10/49€150k€164k▲
Equity10/15€122k€157k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Share premium1100/10€6k€6k=
Reserves13€93k€93k=
Non-distributable reserves130/1€93k€93k=
Reserves not available under the articles1311€2k€2k=
Own shares acquired1312€91k€91k=
Profit (loss) carried forward14€23k€58k▲
Amounts payable17/49€27k€7k▼
Amounts payable within one year42/48€27k€7k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€7k€6k▼
Taxes450/3€7k€6k▼
Other amounts payable47/48€18k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€384€2k▲
Gross operating margin9900€28k€51k▲
Operating profit (loss)9901€19k€40k▲
Financial charges65/66B€125€125=
Recurring financial charges65€125€125=
Profit (loss) for the period before taxes9903€19k€40k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€16k€35k▲
Profit (loss) for the period to be appropriated9905€16k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€58k▲
Profit (loss) brought forward from the previous period14P€7k€23k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Liquidity times 5current ratio 17.73
Current ratio from 3.81 to 17.73; short-term debt falls from €27k to €7k.
30-06
Financial
Equity above €150kEq €157k ▲28.3%
2 profitable years in a row build equity to €157k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
30-06
Financial
Liquidity quadruplescurrent ratio 3.81
Current ratio from 1.02 to 3.81; short-term debt falls from €101k to €27k.
15-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Weakest financial yearnet €-6k ▼113%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-06
Financial
Equity above €100kEq €112k ▲62.4%
3 profitable years in a row build equity to €112k.
2021
15-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
30-06
Financial
Highest result since 2020net €56k ▲231%
Operating result €61k, net result €56k, both a record.
30-06
Financial
Liquidity triplescurrent ratio 6.12
Current ratio from 2.27 to 6.12; short-term debt falls from €10k to €6k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Péruwelz · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Fort-Talon(WIE) 127608 PéruwelzGround area
2,858 m²
Building footprint
24 m²
Volume, LiDAR
2 m³
2 parcels, Wallonia · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
Benoît Schleich
since 20182.278.145.067
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57090A0231/00G000 | Wallonia | 2,847 m² | 1 · 24 m² | 0.1 m |
| 57003A0473/00Z000indicative | Wallonia | 11 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
APOTHEEK TONGEREN WEST
BE 0790.230.294
Tongeren-Borgloon · Eq €157k
Apotheek De Voogt
BE 0460.066.743
Antwerpen · Eq €157k
PHARMALYS
BE 0897.510.415
Farciennes · Eq €157k
APOTHEEK VAN GHYSEGHEM
BE 0898.934.137
Antwerpen · Eq €157k
Apotheek Holvoet
BE 0404.002.129
Antwerpen · Eq €157k
Of 5,222 companies in sector 47730 we hold annual accounts for 3,861. 3,566 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-2018
Fiscal year end30-06
Activities, NACEBEL
47730Retail sale of pharmaceutical products
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.