Benoît Loffet
ActiveSummary
Benoît Loffet has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170k and a net result of €63k. Equity is growing by ~34.3% per year across the filed fiscal years. Its solvency ranks better than 68% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 3.98 against 7.73 in 2024; short-term debt: 24.8% and cash: 17.3% of total assets), and 24.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.2%
Return on assets
28%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
4 d early
2024
28 d early
2023
1 d late
2022
24 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€170k▲ 7.8%
2024 · €158k
2022: €51k
2023: €106k
2024: €158k
2022 → 2025
Total assets
€226k▲ 25.2%
2024 · €180k
2022: €74k
2023: €137k
2024: €180k
2022 → 2025
Net result
€63k▲ 24.0%
2024 · €51k
2022: €39k
2023: €56k
2024: €51k
2022 → 2025
Working capital
€167k▲ 8.7%
2024 · €154k
2022: €50k
2023: €102k
2024: €154k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€51k-€106k▲ 108%€158k▲ 47.9%€170k▲ 7.8%
Operating result€55k-€79k▲ 43.5%€67k▼ 15.9%€80k▲ 19.9%
Net result€39k-€56k▲ 43.9%€51k▼ 9.3%€63k▲ 24.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €226k
Fixed assets
€3k ▼ 31.0%
Current assets
€223k ▲ 26.4%
Equity and liabilities €226k
Equity
€170k ▲ 7.8%
Debt
€56k ▲ 146%
Debt's share of the balance-sheet total rises from 12.7% to 24.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€81k▲
2024 · €68k
Cash flow
€64k▲
2024 · €52k
Current ratio
3.98▼
2024 · 7.73
Debt to equity
0.33▲
2024 · 0.14
ROE
37.3%▲
2024 · 32.4%
ROA
28.0%▼
2024 · 28.3%
Interest coverage
40.60▲
2024 · 29.95
Debt ≤ 1 year
€56k▲
2024 · €23k
Income taxes
€16k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€180k€226k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€177k€223k▲
Amounts receivable within one year40/41€11k€21k▲
Trade receivables40€11k€21k▲
Other amounts receivable41-€363
Current investments50/53-€162k
Cash at bank and in hand54/58€164k€39k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€180k€226k▲
Equity10/15€158k€170k▲
Contributions10/11€12k€12k=
Reserves13€94k€94k=
Distributable reserves133€94k€94k=
Profit (loss) carried forward14€51k€63k▲
Amounts payable17/49€23k€56k▲
Amounts payable within one year42/48€23k€56k▲
Trade debts44€2k€881▼
Suppliers440/4€2k€881▼
Taxes, remuneration and social security45€20k€12k▼
Taxes450/3€20k€12k▼
Other amounts payable47/48€952€43k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8-€102
Gross operating margin9900€68k€81k▲
Operating profit (loss)9901€67k€80k▲
Financial income75/76B€27€2k▲
Recurring financial income75€27€2k▲
Non-recurring financial income76B€27€3▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Non-recurring financial charges66B€9€8▼
Profit (loss) for the period before taxes9903€64k€80k▲
Income taxes67/77€13k€16k▲
Profit (loss) for the period9904€51k€63k▲
Profit (loss) for the period to be appropriated9905€51k€63k▲
Appropriation of the result
Profit (loss) to be appropriated9906€51k€114k▲
Profit (loss) brought forward from the previous period14P-€51k
Profit to be distributed694/7-€51k
Return on contributions (dividend)694-€51k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €63k ▲24%
Operating result €80k, net result €63k, both a record.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €158k ▲47.9%
3 profitable years in a row build equity to €158k.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Equity above €100kEq €106k ▲108%
2 profitable years in a row build equity to €106k.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vijf Bunderlaan 171150 Sint-Pieters-WoluweGround area
208 m²
Building footprint
75 m²
Volume, LiDAR
733 m³
Parcel 21019A0110/00L009, Brussels · tallest building 11.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Benoît Loffet
since 20222.329.136.284
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0110/00L009 | Brussels | 208 m² | 1 · 75 m² | 11.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,195 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.