BENEWEAVE
ActiveSummary
BENEWEAVE has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.19M and a net result of €22k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 68% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▲+1
Solvency89▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 0.96 in 2024; short-term debt: 13% and cash: 1.6% of total assets), and 35.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.1%
Return on assets
1.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
2 d late
2023
2 d early
2022
11 d early
2021
40 d early
2020
11 d early
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.19M▲ 1.9%
2024 · €1.16M
2018: €395k
2019: €973k
2020: €1.10M
2021: €1.15M
2022: €1.14M
2023: €1.16M
2024: €1.16M
2018 → 2025
Total assets
€1.85M▼ 2.8%
2024 · €1.90M
2018: €2.20M
2019: €2.51M
2020: €2.38M
2021: €2.42M
2022: €2.51M
2023: €2.37M
2024: €1.90M
2018 → 2025
Net result
€22k▲ 374%
2024 · €5k
2018: €8k
2019: €579k
2020: €124k
2021: €56k
2022: €-9k
2023: €15k
2024: €5k
2018 → 2025
Working capital
€10k
2024 · €-10k
2018: €-790k
2019: €-494k
2020: €-381k
2021: €-354k
2022: €232k
2023: €92k
2024: €-10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.15M-€1.14M▼ 0.8%€1.16M▲ 1.3%€1.16M▲ 0.4%€1.19M▲ 1.9%
Operating result€78k-€99k▲ 26.7%€15k▼ 84.4%€26k▲ 69.1%€39k▲ 50.7%
Net result€56k-€-9k€15k€5k▼ 69.2%€22k▲ 374%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 51% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.85M
Fixed assets
€1.60M ▼ 4.0%
Current assets
€251k ▲ 5.6%
Equity and liabilities €1.85M
Equity
€1.19M ▲ 1.9%
Debt
€663k ▼ 10.1%
Debt's share of the balance-sheet total falls from 38.8% to 35.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€107k▲
2024 · €84k
Cash flow
€90k▲
2024 · €63k
Current ratio
1.04▲
2024 · 0.96
Debt to equity
0.56▼
2024 · 0.63
ROE
1.8%▲
2024 · 0.4%
ROA
1.2%▲
2024 · 0.2%
Interest coverage
10.44▲
2024 · 7.21
Debt ≤ 1 year
€241k▼
2024 · €248k
Debt > 1 year
€422k▼
2024 · €490k
Income taxes
€10k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.90M€1.85M▼
Fixed assets21/28€1.66M€1.60M▼
Tangible fixed assets22/27€1.29M€1.22M▼
Land and buildings22€537k€514k▼
Plant, machinery and equipment23€37k€29k▼
Furniture and vehicles24€122k€88k▼
Other tangible fixed assets26€592k€592k=
Financial fixed assets28€375k€375k=
Current assets29/58€238k€251k▲
Amounts receivable within one year40/41€184k€217k▲
Trade receivables40€38k€39k▲
Other amounts receivable41€146k€178k▲
Cash at bank and in hand54/58€52k€30k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.90M€1.85M▼
Equity10/15€1.16M€1.19M▲
Contributions10/11€211k€211k=
Reserves13€953k€975k▲
Distributable reserves133€953k€975k▲
Amounts payable17/49€738k€663k▼
Amounts payable after more than one year17€490k€422k▼
Financial debts170/4€490k€422k▼
Amounts payable within one year42/48€248k€241k▼
Current portion of amounts payable after more than one year42€66k€68k▲
Trade debts44€2k€13k▲
Suppliers440/4€2k€13k▲
Taxes, remuneration and social security45€19k€27k▲
Taxes450/3€19k€24k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€160k€133k▼
Accrued charges and deferred income492/3-€126
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€68k▲
Other operating charges640/8€3k€8k▲
Gross operating margin9900€87k€115k▲
Operating profit (loss)9901€26k€39k▲
Financial income75/76B€8k€2k▼
Recurring financial income75€8k€2k▼
Financial charges65/66B€12k€10k▼
Recurring financial charges65€12k€10k▼
Profit (loss) for the period before taxes9903€23k€31k▲
Income taxes67/77€18k€10k▼
Profit (loss) for the period9904€5k€22k▲
Profit (loss) for the period to be appropriated9905€5k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€22k▲
Transfer to equity691/2€5k€22k▲
To other reserves6921€5k€22k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
02-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 2 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-9k ▼116%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 1.32
Current ratio from 0.39 to 1.32.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €1MEq €1.10M ▲12.7%
3 profitable years in a row build equity to €1.10M.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Highest result since 2018net €579k ▲7513%
Net result €579k, the highest in the series.
Show earlier events
31-12
Financial
Equity above €500kEq €973k ▲147%
2 profitable years in a row build equity to €973k.
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
02-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 186 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guldenbergplantsoen(Kor) 3-128500 KortrijkGround area
2,240 m²
Building footprint
614 m²
Volume, LiDAR
9,296 m³
Parcel 34353H0634/00R000, Flanders · tallest building 18.4 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Guldenbergplantsoen(Kor) 3-12, 8500 Kortrijk
since 19922.052.370.837
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34353H0634/00R000 | Flanders | 2,240 m² | 1 · 614 m² | 18.4 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NOEL DIEUSAERT EN CO
BE 0432.386.408
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Dodi
BE 0422.505.175
Anderlecht · Eq €1,196,988
JMG - SOGESTION
BE 0417.730.795
Binche · Eq €1,173,544
KOVANTEX
BE 0423.332.546
Harelbeke · Eq €1,169,670
LAUPHIL
BE 0430.199.552
Anderlecht · Eq €1,169,055
Of 687 companies in sector 46412 we hold annual accounts for 517. 316 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-1991
Fiscal year end31-12
Activities, NACEBEL 2025
46412Wholesale of household textiles and bedding
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
47512Retail sale of household textiles and bedding
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.