Ben2Business Advisory
ActiveSummary
Ben2Business Advisory has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180k and a net result of €71k. Equity is growing by ~70.2% per year across the filed fiscal years. Its solvency ranks better than 76% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 4.87 against 4.07 in 2024; short-term debt: 20.3% and cash: 93.3% of total assets), and 20.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.5%
Return on assets
31.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
28 d early
2023
5 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€180k▲ 65.7%
2024 · €109k
2023: €28k
2024: €109k
2023 → 2025
Total assets
€227k▲ 57.8%
2024 · €144k
2023: €41k
2024: €144k
2023 → 2025
Net result
€71k▼ 12.1%
2024 · €81k
2023: €23k
2024: €81k
2023 → 2025
Working capital
€178k▲ 68.4%
2024 · €106k
2023: €28k
2024: €106k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€28k-€109k▲ 295%€180k▲ 65.7%
Operating result€28k-€104k▲ 265%€92k▼ 11.9%
Net result€23k-€81k▲ 261%€71k▼ 12.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €227k
Fixed assets
€2k ▼ 29.5%
Current assets
€224k ▲ 59.9%
Equity and liabilities €227k
Equity
€180k ▲ 65.7%
Debt
€46k ▲ 33.3%
Debt's share of the balance-sheet total falls from 24.2% to 20.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€93k▼
2024 · €105k
Cash flow
€72k▼
2024 · €82k
Current ratio
4.87▲
2024 · 4.07
Debt to equity
0.26▼
2024 · 0.32
ROE
39.6%▼
2024 · 74.7%
ROA
31.5%▼
2024 · 56.6%
Interest coverage
46.80▼
2024 · 67.98
Debt ≤ 1 year
€46k▲
2024 · €35k
Income taxes
€18k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€144k€227k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€1k€696▼
Current assets29/58€140k€224k▲
Amounts receivable within one year40/41€10k€11k▲
Trade receivables40€10k€11k▲
Other amounts receivable41€32-
Cash at bank and in hand54/58€128k€212k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€144k€227k▲
Equity10/15€109k€180k▲
Contributions10/11€5k€5k=
Reserves13€104k€175k▲
Distributable reserves133€104k€175k▲
Amounts payable17/49€35k€46k▲
Amounts payable within one year42/48€35k€46k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€33k€44k▲
Taxes450/3€33k€44k▲
Accrued charges and deferred income492/3€260€268▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€574€959▲
Other operating charges640/8€324€186▼
Gross operating margin9900€105k€93k▼
Operating profit (loss)9901€104k€92k▼
Financial income75/76B€1€228▲
Recurring financial income75€1€228▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€102k€90k▼
Income taxes67/77€21k€18k▼
Profit (loss) for the period9904€81k€71k▼
Profit (loss) for the period to be appropriated9905€81k€71k▼
Appropriation of the result
Profit (loss) to be appropriated9906€81k€71k▼
Transfer to equity691/2€81k€71k▼
To the legal reserve6920€81k€71k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €180k ▲65.7%
3 profitable years in a row build equity to €180k.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €81k ▲261%
Operating result €104k, net result €81k, both a record.
31-12
Financial
Equity above €100kEq €109k ▲295%
2 profitable years in a row build equity to €109k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Breevendreef(BOR) 502880 BornemGround area
1,126 m²
Building footprint
147 m²
Volume, LiDAR
826 m³
Parcel 12007D0254/00C002, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ben2Business Advisory
since 20232.350.152.622
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007D0254/00C002 | Flanders | 1,126 m² | 1 · 147 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SOURCE TO GROW
BE 0663.774.958
Lievegem · Eq €180,327
Dify Consulting
BE 0843.003.838
Kraainem · Eq €180,336
Audrey PETERS Mgmt
BE 0674.653.410
Grâce-Hollogne · Eq €180,339
STANBRIDGE CORPORATION
BE 0894.229.439
Brussel · Eq €180,323
MEASURES
BE 0882.908.351
Brakel · Eq €180,322
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 40,601 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
62100Computer programming
70100Activities of head offices
82300Organisation of conventions and trade shows
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.