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BELZA

Active
Jules Lahayestraat 221 ·1090 Jette, Belgium
KBO/BCE: BE 0804.588.175
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age3 yrs
Board1
Real estate2 parcels · 3,301 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of BELZA is 1.4% (low). The 2024 annual accounts show equity of €24k and a net result of €-4k. Its solvency ranks better than 40% of 7336 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 22-08-2025 22 d late 2025-00395745
31-12-2023 31-07-2024 28-08-2024 28 d late 2024-00423888

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
1.4% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-4k
Working capital€-349

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 22-08-2025 with the NBB · fiscal year 2024 · micro
€-10k€0€10k€20k€30kOperating result 2023: €33k€33kNet result 2023: €26k€26kOperating result 2024: €-4k€-4kNet result 2024: €-4k€-4k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 56.9% 65.0%
better than 40% of 7336 sector peers
Net result €-4k €32k
better than 12% of 7333 sector peers
Equity €24k €58k
better than 26% of 7338 sector peers
Gross operating margin €6k €52k
better than 15% of 7327 sector peers
Total assets €43k €103k
better than 17% of 7339 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€6k
- 23-24
Net profit
€-4k
- 23-24
Cash flow
€6k
- 23-24
Total assets
€43k
+13.4% 23-24
Equity
€24k
-13.7% 23-24
Working capital
€-349
- 23-24
Income taxes
€7k
- 23-24
Debt
€18k
+94.0% 23-24
Debt ≤ 1y
€18k
+94.0% 23-24
Current ratio
0.98
-75.3% 23-24
Quick ratio
0.98
-75.3% 23-24
Solvency
56.9%
-23.9% 23-24
Debt / equity
0.76
+124.9% 23-24
ROE
-15.9%
- 23-24
ROA
-9.1%
- 23-24
Interest coverage
60.22
- 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€6k
Net profit€-4k
Cash flow€6k
Staff costs-
Income taxes-
Dividends-
Total assets€43k
Equity€24k
Debt€18k
of which ≤ 1y€18k
of which > 1y-
Working capital€-349
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.98
Quick ratio0.98
Working capital ratio-0.8%
Solvency56.9%
Debt / equity0.76
Long-term debt ratio-
Interest coverage60.22
Gross margin-
Net margin-
ROA-9.1%
ROE-15.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€43k
Fixed assets 21/28€25k
Tangible fixed assets 22/27€25k
Current assets 29/58€18k
Amounts receivable within one year 40/41€15k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€43k
Equity 10/15€24k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€22k
Amounts payable 17/49€18k
Amounts payable within one year 42/48€18k
Trade debts payable within one year 44€11k
Income statement
Gross operating margin 9900€6k
Operating result 9901€-4k
Financial charges 65€94
Result before taxes 9903€-4k
Net result for the period 9904€-4k
Result to be appropriated 9905€-4k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
45 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

2 directors
Current directors & mandates
  • MAHMOUDI ADEL
    Director
    State Gazette act 24107635 (17-07-2024)
    Current
    17-07-2024 → present
Former directors (1)
  • GHANNAN ZEINEB
    Director
    State Gazette act 24107635 (17-07-2024)
    Former
    - → 17-07-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten(62200)
Legal form Private limited company(610)
Incorporation04-08-2023
StatusActive
Postal code1090

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
BELZA
Computerconsultancy-activiteiten
since 20232.348.368.416
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area3,301 m²
Buildings2
Building footprint1,501 m²
Volume (LiDAR)22,455 m³
Tallest building23.2 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23642D0896/00W031 Flanders 2,856 m² 1 · 1,374 m² 23.2 m · 6 fl.
21463D0381/00R002 Brussels 445 m² 1 · 127 m² 18.4 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
Address history · 1
08-09-2025
Registered-office move
All acts · 2 updated 11 months ago
2025
08-09-2025 Registered office moved from Vilvoorde to Jette Registered-office change·Damien COLLON-WINDELINCKX
  • Stationlei 78 3/2 → rue Jules Lahaye 221
Notary: Damien COLLON-WINDELINCKX · Etterbeek
2024
17-07-2024 1 director appointed, 1 resigning Director changes
  • MAHMOUDI ADEL, Bestuurder
  • GHANNAN ZEINEB, Bestuurder

Analysis

Snowflake analysis

financial profile on 5 axes
Health45Profitability0Solvency75Growth32Stability94
49 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 45
Profitability 0
Solvency 75
Growth 32
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,997 of the 29,850 companies in this sector. 5,254 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL BELZA
Registered office
Jules Lahayestraat 221
1090 Jette, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.