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Complete company report
Generated 05-09-2026
Active BE 1014.383.834Private limited company

BELLA NOVA

Route de Saint-Gérard(WP) 361 ·5100 Namur, Belgium· 1 yrs active
Sector: Business and other management consultancy (70200)
Conclusion Checked

BELLA NOVA has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €368k and a net result of €218k. Its solvency ranks better than 23% of 8388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €368k
Net result €218k
Better than sector 23%
Active 1 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health35Profitability100Solvency16Growth-Stability67
54 / 100

Mixed profile: strong on profitability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 35
Profitability 100
Solvency 16
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
35 / 100 Weak
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€13k
estimate, not credit advice
Score components
Liquidity Current ratio 0.34 (< 1.0) -10
Quick ratio Quick ratio 0.34 (< 0.6) -5
Leverage Debt/equity 3.77 (> 3.0) -10
Profitability ROE 59% (≥ 10%) +10
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 06-07-2026 with the NBB · fiscal year 2025 · abbreviated schema
Sector comparison
Fiscal year 2025 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 20.9% 53.1%
better than 23% of 8388 sector peers
Net result €218k €38k
better than 82% of 8389 sector peers
Equity €368k €354k
better than 51% of 8396 sector peers
Gross operating margin €192k €87k
better than 71% of 8368 sector peers
Total assets €1.76M €923k
better than 67% of 8390 sector peers
Figures by fiscal year and ratios
Fiscal year2025
Depositabbreviated schema
Revenue-
EBITDA-
Net profit€218k
Cash flow-
Staff costs-
Income taxes€35k
Dividends-
Total assets€1.76M
Equity€368k
Debt€1.39M
of which ≤ 1y€336k
of which > 1y€1.04M
Working capital€-222k
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.34
Quick ratio0.34
Working capital ratio-12.7%
Solvency20.9%
Debt / equity3.77
Long-term debt ratio2.82
Interest coverage-
Gross margin-
Net margin-
ROA12.4%
ROE59.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€1.76M
Fixed assets 21/28€1.64M
Financial fixed assets 28€1.64M
Current assets 29/58€113k
Amounts receivable within one year 40/41€94k
Cash & bank 54/58€19k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.76M
Equity 10/15€368k
Contributions / capital 10/11€150k
Accumulated profits (losses) 14€218k
Amounts payable 17/49€1.39M
Amounts payable after one year 17€1.04M
Amounts payable within one year 42/48€336k
Income statement
Gross operating margin 9900€192k
Operating result 9901€191k
Financial income 75€94k
Financial charges 65€32k
Result before taxes 9903€253k
Income taxes 67/77€35k
Net result for the period 9904€218k
Result to be appropriated 9905€218k
Legal Structure
NACE primary Business and other management consultancy(70200)
Legal form Private limited company(610)
Incorporation30-09-2024
StatusActive
Postal code5100
Establishment units 1 location
BELLA NOVA
Route de Saint-Gérard(WP) 361, 5100 NamurBusiness consulting
since 20242.365.326.984
Real-estate footprint Source: CBE × cadastre
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92135G0240/00A000 Wallonia 1.4 ha 1 · 836 m² 8.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events
2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Business and other management consultancy70200Business consulting70220
Names & trade names
Legal nameFR BELLA NOVA
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative