BELLA
ActiveSummary
For BELLA, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €12k and a net result of €-16k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 24% of 15225 sector peers (fiscal year 2023). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability10▼-11
Solvency30▼-42
Growth41▼-30
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
5%
Return on assets
-6.6%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline24-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 14-11-2024, 106 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
106 d late
2022
93 d late
2021
458 d late
2020
150 d late
2019
151 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Turnover
€785k▲ 38.8%
2021 · €566k
2018: €598k
2019: €589k
2020: €568k
2021: €566k
2018 → 2022
EBIT margin
0.0%▼ 1.3pp
2021 · 1.4%
2018: -0.2%
2019: 1.1%
2020: 0.5%
2021: 1.4%
2018 → 2022
Net result
€-16k▼ 696%
2022 · €-2k
2018: €-5k
2019: €3k
2020: €4k
2021: €6k
2022: €-2k
2018 → 2023
Working capital
€6k▼ 69.8%
2022 · €19k
2018: €14k
2019: €15k
2020: €17k
2021: €20k
2022: €19k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Turnover€589k-€568k▼ 3.6%€566k▼ 0.3%€785k▲ 38.8%
Equity€19k-€23k▲ 23.1%€29k▲ 26.3%€27k▼ 6.7%€12k▼ 57.0%
Operating result€7k-€3k▼ 57.7%€8k▲ 172%€221▼ 97.2%€-3k
Net result€3k-€4k▲ 46.6%€6k▲ 40.1%€-2k€-16k▼ 696%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €3k after €221 in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €235k
Fixed assets
€6k ▼ 30.3%
Current assets
€229k ▲ 358%
Equity and liabilities €235k
Equity
€12k ▼ 57.0%
Debt
€224k ▲ 609%
Debt's share of the balance-sheet total rises from 53.5% to 95.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-587▼
2022 · €4k
Cash flow
€-13k▼
2022 · €2k
Current ratio
1.03▼
2022 · 1.59
Quick ratio
0.85▲
2022 · 0.59
Debt to equity
18.98▲
2022 · 1.15
ROE
-132.8%▼
2022 · -7.2%
ROA
-6.6%▼
2022 · -3.3%
Interest coverage
-0.09▼
2022 · 0.79
Debt ≤ 1 year
€224k▲
2022 · €32k
Income taxes
€6k
Staff costs
€39k▲
2022 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 54 lines
Balance sheet
Code20222023
Assets
Total assets20/58€59k€235k▲
Fixed assets21/28€9k€6k▼
Tangible fixed assets22/27€8k€6k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€6k€4k▼
Financial fixed assets28€422€422=
Current assets29/58€50k€229k▲
Stocks and contracts in progress3€32k€39k▲
Stocks30/36€32k€39k▲
Amounts receivable within one year40/41-€162k
Trade receivables40-€160k
Other amounts receivable41-€2k
Cash at bank and in hand54/58€18k€28k▲
Equity and liabilities
Total equity and liabilities10/49€59k€235k▲
Equity10/15€27k€12k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Legal reserve130€1k€1k=
Profit (loss) carried forward14€7k€-8k▼
Amounts payable17/49€32k€224k▲
Amounts payable within one year42/48€32k€224k▲
Financial debts43-€16
Credit institutions430/8-€16
Trade debts44€6k€140k▲
Suppliers440/4€6k€140k▲
Bills of exchange payable441-€256
Advances received on contracts in progress46-€66k
Taxes, remuneration and social security45€25k€2k▼
Taxes450/3€10k€2k▼
Remuneration and social security454/9€16k-
Other amounts payable47/48-€15k
Income statement
Code20222023
Turnover70€785k-
Non-recurring operating income76A-€9k
Goods, raw materials, services and sundry goods60/61€752k-
Remuneration, social security and pensions62€36k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Other operating charges640/8€2k€8k▲
Gross operating margin9900€41k€47k▲
Operating profit (loss)9901€221€-3k▼
Financial income75/76B€3k€4▼
Recurring financial income75€3k€4▼
Non-recurring financial income76B€3k-
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Non-recurring financial charges66B€9-
Profit (loss) for the period before taxes9903€-2k€-9k▼
Income taxes67/77-€6k
Profit (loss) for the period9904€-2k€-16k▼
Profit (loss) for the period to be appropriated9905€-2k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€-8k▼
Profit (loss) brought forward from the previous period14P€9k€7k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
14-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 106 days late
2023
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series.
01-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 93 days late
01-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 458 days late
2021
31-12
Financial
Highest result since 2018net €6k ▲40.1%
Operating result €8k, net result €6k, both a record.
28-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 150 days late
2020
29-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 151 days late
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
22-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 114 days late
2018
06-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 128 days late
2017
27-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 119 days late
2016
15-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 137 days late
2015
29-07
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Etang Derbaix(C.) 887033 MonsGround area
710 m²
Building footprint
396 m²
Volume, LiDAR
4,366 m³
2 parcels, Wallonia · tallest building 18.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Léopold II 13, 7000 Mons
since 19982.059.067.696
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53403E0740/00F013indicative | Wallonia | 458 m² | 1 · 280 m² | 18.7 m · 4 fl. |
| 53019B0362/00F000 | Wallonia | 252 m² | 1 · 115 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMons2.059.067.696
Similar companies · same sector, comparable size
VINCI
BE 0463.428.287
Sint-Gillis (bij-Brussel) · Eq €11,829
Sunset Babylone
BE 0454.364.430
Brussel · Eq €11,960
NOYAN FOOD
BE 1007.263.737
Wijnegem · Eq €12,050
ECONOMATO GONZALEZ
BE 0458.478.022
Anderlecht · Eq €12,234
CORPUS HEALTH & BEAUTY
BE 0480.774.362
Kaprijke · Eq €12,248
Of 699 companies in sector 46392 we hold annual accounts for 486. 155 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met onbeperkte aansprakelijkheid
Founded20-05-1992
Fiscal year end31-12
Activities, NACEBEL 2025
46392Non-specialised wholesale
47110Non-specialised retail sale with food, beverages or tobacco predominating
47722Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.