belgian sales & consulting
ActiveSummary
belgian sales & consulting has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-173k) and a net result of €-7k. Equity is shrinking by ~26.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-6
Solvency0=
Growth22=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.18 against 0.2 in 2024; short-term debt: 547.8% and cash: 69.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-448.9%
Return on assets
-17.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-173k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
65 d early
2023
63 d early
2022
61 d early
2021
63 d early
2020
2 d early
2019
64 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€14k▼ 79.2%
2018 · €67k
2018: €67k
2018 → 2019
EBIT margin
-316.6%▼ 330.3pp
2018 · 13.8%
2018: 13.8%
2018 → 2019
Net result
€-7k▼ 27.0%
2024 · €-5k
2018: €4k
2019: €-49k
2020: €-41k
2021: €-40k
2022: €-26k
2023: €-32k
2024: €-5k
2018 → 2025
Working capital
€-172k▼ 4.0%
2024 · €-166k
2018: €37k
2019: €-11k
2020: €-53k
2021: €-93k
2022: €-119k
2023: €-152k
2024: €-166k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-103k-€-129k▼ 25.1%€-161k▼ 24.7%€-166k▼ 3.3%€-173k▼ 4.0%
Operating result€-36k-€-22k▲ 38.8%€-29k▼ 28.6%€-1k▲ 95.7%€-7k▼ 436%
Net result€-40k-€-26k▲ 36.1%€-32k▼ 23.2%€-5k▲ 83.4%€-7k▼ 27.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €1k in 2024; the loss grows.
Key figures and ratios
Solvency
-448.9%▼
2024 · -400.3%
Current ratio
0.18▼
2024 · 0.20
Debt to equity
-1.22▲
2024 · -1.25
ROA
-17.4%▼
2024 · -12.7%
Debt
€211k▲
2024 · €207k
Debt ≤ 1 year
€211k▲
2024 · €207k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€41k€38k▼
Current assets29/58€41k€38k▼
Amounts receivable within one year40/41€9k€12k▲
Trade receivables40€8k€3k▼
Other amounts receivable41€1k€8k▲
Cash at bank and in hand54/58€33k€27k▼
Deferred charges and accrued income490/1€238-
Equity and liabilities
Total equity and liabilities10/49€41k€38k▼
Equity10/15€-166k€-173k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-186k€-193k▼
Amounts payable17/49€207k€211k▲
Amounts payable within one year42/48€207k€211k▲
Trade debts44€1k€5k▲
Suppliers440/4€1k€5k▲
Other amounts payable47/48€206k€206k=
Accrued charges and deferred income492/3€404€404=
Income statement
Code20242025
Other operating charges640/8€433€889▲
Non-recurring operating charges66A€17-
Gross operating margin9900€-790€-6k▼
Operating profit (loss)9901€-1k€-7k▼
Financial income75/76B-€83
Recurring financial income75-€83
Financial charges65/66B€4k€136▼
Recurring financial charges65€4k€136▼
Profit (loss) for the period before taxes9903€-5k€-7k▼
Profit (loss) for the period9904€-5k€-7k▼
Profit (loss) for the period to be appropriated9905€-5k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-186k€-193k▼
Profit (loss) brought forward from the previous period14P€-181k€-186k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
28-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-49k ▼1334%
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bronstraat 48A1700 DilbeekGround area
1,778 m²
Building footprint
366 m²
Volume, LiDAR
1,167 m³
Parcel 23352F0128/00R002, Flanders · tallest building 19.4 m. Linked by address, not a title deed.
1 establishment unit
Belgian Sales & Consulting
since 20032.139.432.394
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23352F0128/00R002 | Flanders | 1,778 m² | 1 · 366 m² | 19.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 83 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 83 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
RESOLV
BE 0801.278.297
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Base Services
BE 0425.188.810
Kapellen · Eq €27,231
DLLS Services
BE 0745.539.723
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VIREO
BE 1025.006.522
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Axnet
BE 0688.744.738
Oud-Heverlee · Eq €27,223
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 33,631 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2003
Fiscal year end31-12
Abbreviation NL
belsaco
Activities, NACEBEL 2025
70200Business and other management consultancy
46120Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.