Bel Technics
ActiveSummary
The computed 12-month bankruptcy probability of Bel Technics is 1.6% (moderate). The 2025 annual accounts show equity of €11k and a net result of €7k. Its solvency ranks better than 83% of 982 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+96
Solvency100▲+20
Growth78
Track record82
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.84 against 2.22 in 2024; short-term debt: 25.2% and cash: 0% of total assets), and 25.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 42
Relative position
BE, all sectors
reference
Sector 42
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.8%
Return on assets
47.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
16 d early
2024
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€11k▲ 171%
2024 · €4k
2024: €4k
2024 → 2025
Total assets
€15k▲ 99.4%
2024 · €7k
2024: €7k
2024 → 2025
Net result
€7k
2024 · €-974
2024: €-974
2024 → 2025
Working capital
€10k▲ 159%
2024 · €4k
2024: €4k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€4k-€11k▲ 171%
Operating result€-941-€9k
Net result€-974-€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €941 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15k
Fixed assets
€487
Current assets
€14k
Equity and liabilities €15k
Equity
€11k ▲ 171%
Debt
€4k ▲ 11.6%
Debt's share of the balance-sheet total falls from 45.0% to 25.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€9k
Cash flow
€7k
Current ratio
3.84▲
2024 · 2.22
Debt to equity
0.34▼
2024 · 0.82
ROE
63.1%▲
2024 · -24.2%
ROA
47.3%▲
2024 · -13.3%
Interest coverage
64.27
Debt ≤ 1 year
€4k▲
2024 · €3k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7k€15k▲
Fixed assets21/28-€487
Tangible fixed assets22/27-€487
Plant, machinery and equipment23-€487
Current assets29/58€7k€14k▲
Amounts receivable within one year40/41€7k€14k▲
Trade receivables40€6k€4k▼
Other amounts receivable41€1k€10k▲
Cash at bank and in hand54/58€2€1▼
Equity and liabilities
Total equity and liabilities10/49€7k€15k▲
Equity10/15€4k€11k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-974€6k▲
Amounts payable17/49€3k€4k▲
Amounts payable within one year42/48€3k€4k▲
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45-€2k
Taxes450/3-€2k
Other amounts payable47/48€3k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€74
Other operating charges640/8€501€737▲
Gross operating margin9900€-440€10k▲
Operating profit (loss)9901€-941€9k▲
Financial income75/76B-€252
Recurring financial income75-€252
Financial charges65/66B€33€138▲
Recurring financial charges65€33€138▲
Profit (loss) for the period before taxes9903€-974€9k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-974€7k▲
Profit (loss) for the period to be appropriated9905€-974€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-974€6k▲
Profit (loss) brought forward from the previous period14P-€-974
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 01-02-2026
- Registered-office move, Joseph Lonckestraat 95, 9100 Sint-Niklaas
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Joseph Lonckestraat 959100 Sint-NiklaasGround area
1,028 m²
Building footprint
50 m²
Volume, LiDAR
400 m³
Parcel 46443E0660/00B019, Flanders · tallest building 8.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Bel Technics
since 20242.359.951.008
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46443E0660/00B019 | Flanders | 1,028 m² | 1 · 50 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
Bs.Services
BE 0797.493.715
Zele · Eq €10,724
ELPARO
BE 0825.507.909
Hamont-Achel · Eq €11,185
DM GROUP
BE 1007.028.858
Mechelen · Eq €11,194
ERFA
BE 1017.550.190
Maasmechelen · Eq €11,245
LJ INVEST
BE 0780.431.613
Sint-Genesius-Rode · Eq €10,578
Of 1,825 companies in sector 42220 we hold annual accounts for 958. 525 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-2024
Fiscal year end31-12
Activities, NACEBEL 2025
42220Construction of utility projects for electricity and telecommunications
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.