BEGRAFENISSEN RERREN
ActiveSummary
BEGRAFENISSEN RERREN has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €473k and a net result of €49k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 94% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+67
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 5.76 against 5.6 in 2024; short-term debt: 10.1% and cash: 38.1% of total assets), and 10.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.9%
Return on assets
9.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
7 d late
2023
47 d late
2022
4 d early
2021
34 d early
2020
33 d early
2019
44 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€473k▲ 11.6%
2024 · €424k
2018: €304k
2019: €365k
2020: €473k
2021: €484k
2022: €539k
2023: €581k
2024: €424k
2018 → 2025
Total assets
€526k▲ 13.8%
2024 · €462k
2018: €354k
2019: €394k
2020: €501k
2021: €502k
2022: €593k
2023: €638k
2024: €462k
2018 → 2025
Net result
€49k
2024 · €-22k
2018: €39k
2019: €61k
2020: €109k
2021: €118k
2022: €56k
2023: €42k
2024: €-22k
2018 → 2025
Working capital
€253k▲ 43.2%
2024 · €177k
2018: €47k
2019: €133k
2020: €255k
2021: €227k
2022: €287k
2023: €350k
2024: €177k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€484k-€539k▲ 11.4%€581k▲ 7.8%€424k▼ 27.1%€473k▲ 11.6%
Operating result€155k-€80k▼ 48.5%€48k▼ 39.5%€-35k€66k
Net result€118k-€56k▼ 52.5%€42k▼ 24.7%€-22k€49k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €66k after a loss of €35k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €526k
Fixed assets
€220k ▼ 11.0%
Current assets
€307k ▲ 42.3%
Equity and liabilities €526k
Equity
€473k ▲ 11.6%
Debt
€53k ▲ 38.3%
Debt's share of the balance-sheet total rises from 8.3% to 10.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€93k▲
2024 · €-9k
Cash flow
€76k▲
2024 · €3k
Current ratio
5.76▲
2024 · 5.60
Quick ratio
5.51▲
2024 · 5.23
Debt to equity
0.11▲
2024 · 0.09
ROE
10.4%▲
2024 · -5.2%
ROA
9.4%▲
2024 · -4.7%
Interest coverage
403.21▲
2024 · -37.58
Debt ≤ 1 year
€53k▲
2024 · €38k
Income taxes
€16k▲
2024 · €142
Staff costs
€18k▼
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€462k€526k▲
Fixed assets21/28€247k€220k▼
Tangible fixed assets22/27€247k€220k▼
Land and buildings22€174k€172k▼
Plant, machinery and equipment23€4k€1k▼
Furniture and vehicles24€58k€39k▼
Other tangible fixed assets26€11k€8k▼
Current assets29/58€215k€307k▲
Stocks and contracts in progress3€14k€13k▼
Stocks30/36€14k€13k▼
Amounts receivable within one year40/41€54k€77k▲
Trade receivables40€47k€71k▲
Other amounts receivable41€7k€5k▼
Cash at bank and in hand54/58€135k€200k▲
Deferred charges and accrued income490/1€12k€16k▲
Equity and liabilities
Total equity and liabilities10/49€462k€526k▲
Equity10/15€424k€473k▲
Contributions10/11€12k€12k=
Reserves13€411k€461k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€46k€46k=
Distributable reserves133€363k€412k▲
Amounts payable17/49€38k€53k▲
Amounts payable within one year42/48€38k€53k▲
Trade debts44€15k€26k▲
Suppliers440/4€15k€26k▲
Taxes, remuneration and social security45€22k€26k▲
Taxes450/3€8k€18k▲
Remuneration and social security454/9€14k€8k▼
Other amounts payable47/48€792€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€66k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€27k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€60k€114k▲
Operating profit (loss)9901€-35k€66k▲
Financial income75/76B€13k€7▼
Recurring financial income75€6€7▲
Non-recurring financial income76B€13k-
Financial charges65/66B€246€230▼
Recurring financial charges65€246€230▼
Profit (loss) for the period before taxes9903€-22k€65k▲
Income taxes67/77€142€16k▲
Profit (loss) for the period9904€-22k€49k▲
Profit (loss) for the period to be appropriated9905€-22k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€49k▲
Transfer from equity791/2€157k-
Transfer to equity691/2-€49k
To other reserves6921-€49k
Profit to be distributed694/7€136k-
Return on contributions (dividend)694€136k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Back to profitnet €49k
Net result €49k after one loss-making year.
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-12
Financial
Weakest financial yearnet €-22k ▼152%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
16-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 47 days late
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €539k ▲11.4%
5 profitable years in a row build equity to €539k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €118k ▲8.1%
Net result €118k, the highest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity triplescurrent ratio 5.56
Current ratio from 1.99 to 5.56; short-term debt falls from €48k to €29k.
Show earlier events
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dijkstraat 14A3600 GenkGround area
1,708 m²
Building footprint
356 m²
Volume, LiDAR
1,736 m³
2 parcels, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dijkstraat 14 A, 3600 Genk
since 19982.089.183.822
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71303B0170/00K000 | Flanders | 1,269 m² | 1 · 292 m² | 8.1 m · 1 fl. |
| 71303B0170/00L000 | Flanders | 439 m² | 1 · 64 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AVEVE WAREGEM
BE 0474.258.734
Waregem · Eq €474,715
Ruth De Cooman
BE 0841.796.583
Sint-Martens-Latem · Eq €474,908
ATELIER VAN GASTEL
BE 0420.021.183
Schoten · Eq €467,424
Aquiflor
BE 0644.532.831
Beauvechain · Eq €467,165
DESCAPLANT
BE 0430.527.669
Kortrijk · Eq €467,120
Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 832 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded22-09-1998
Fiscal year end31-12
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
96301Funeral services
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.