Summary
BEDDINGTON is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €13.37M and a net result of €101k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 77% of 2399 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
5 d late
2023
90 d late
2022
9 d late
2021
4 d early
2020
19 d early
2019
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€13.37M▲ 0.8%
2024 · €13.27M
2019: €10.09M
2020: €10.11M
2021: €10.16M
2022: €13.33M
2023: €13.30M
2024: €13.27M
2019 → 2025
Net result
€101k
2024 · €-28k
2019: €22k
2020: €19k
2021: €54k
2022: €3.17M
2023: €-37k
2024: €-28k
2019 → 2025
Total assets
€14.95M▼ 0.5%
2024 · €15.02M
2019: €12.52M
2020: €12.42M
2021: €12.49M
2022: €15.15M
2023: €15.16M
2024: €15.02M
2019 → 2025
Solvency
89.5%▲ 1.1pp
2024 · 88.4%
2019: 80.6%
2020: 81.4%
2021: 81.4%
2022: 88.0%
2023: 87.7%
2024: 88.4%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€660k-€630k▼ 4.5%€360k▼ 42.9%€360k=€485k▲ 34.7%
Equity€10.16M-€13.33M▲ 31.2%€13.30M▼ 0.3%€13.27M▼ 0.2%€13.37M▲ 0.8%
Operating result€14k-€16k▲ 13.3%€9k▼ 42.2%€14k▲ 51.8%€140k▲ 915%
Net result€54k-€3.17M▲ 5,769%€-37k€-28k▲ 24.8%€101k
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 915% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €14.95M
Fixed assets
€11.99M =
Current assets
€2.95M ▼ 2.3%
Equity and liabilities €14.95M
Equity
€13.37M ▲ 0.8%
Debt
€1.58M ▼ 9.8%
Debt's share of the balance-sheet total falls from 11.6% to 10.5%. Equity is higher and debt is lower.
Key figures and ratios
ROE
0.8%▲
2024 · -0.2%
ROA
0.7%▲
2024 · -0.2%
Debt ≤ 1 year
€501k▼
2024 · €671k
Debt > 1 year
€1.06M=
2024 · €1.06M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 62 lines
Balance sheet
Code20242025
Assets
Total assets20/58€15.02M€14.95M▼
Fixed assets21/28€11.99M€11.99M=
Financial fixed assets28€11.99M€11.99M=
Affiliated companies280/1€11.99M€11.99M=
Participating interests280€11.99M€11.99M=
Current assets29/58€3.02M€2.95M▼
Amounts receivable after more than one year29€105k€105k=
Other amounts receivable291€105k€105k=
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€110k€37k▼
Trade receivables40€109k€36k▼
Other amounts receivable41€1k€1k▼
Current investments50/53€2.78M€2.78M=
Own shares50€2.78M€2.78M=
Cash at bank and in hand54/58€14k€9k▼
Deferred charges and accrued income490/1€12k€20k▲
Equity and liabilities
Total equity and liabilities10/49€15.02M€14.95M▼
Equity10/15€13.27M€13.37M▲
Contributions10/11€8.30M€8.30M=
Capital10€8.30M€8.30M=
Issued capital100€8.30M€8.30M=
Reserves13€4.97M€5.07M▲
Non-distributable reserves130/1€3.07M€3.07M▲
Legal reserve130€285k€290k▲
Own shares acquired1312€2.78M€2.78M=
Distributable reserves133€1.90M€2.00M▲
Amounts payable17/49€1.75M€1.58M▼
Amounts payable after more than one year17€1.06M€1.06M=
Financial debts170/4€1.06M€1.06M=
Subordinated loans170€603k€603k=
Other loans174€455k€455k=
Amounts payable within one year42/48€671k€501k▼
Current portion of amounts payable after more than one year42€200k€100k▼
Financial debts43€298k€303k▲
Other loans439€298k€303k▲
Trade debts44€35k€281▼
Suppliers440/4€35k€281▼
Other amounts payable47/48€138k€97k▼
Accrued charges and deferred income492/3€19k€17k▼
Income statement
Code20242025
Operating income70/76A€360k€485k▲
Turnover70€360k€485k▲
Operating charges60/66A€346k€345k▼
Services and other goods61€344k€343k▼
Other operating charges640/8€2k€1k▼
Operating profit (loss)9901€14k€140k▲
Financial income75/76B€8k€8k▼
Recurring financial income75€8k€8k▼
Income from current assets751€8k€8k▼
Other financial income752/9€0-
Financial charges65/66B€50k€47k▼
Recurring financial charges65€50k€47k▼
Debt charges650€49k€47k▼
Other financial charges652/9€553€133▼
Profit (loss) for the period before taxes9903€-28k€101k▲
Profit (loss) for the period9904€-28k€101k▲
Profit (loss) for the period to be appropriated9905€-28k€101k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€101k▲
Transfer from equity791/2€28k€0▼
From reserves792€28k€0▼
Transfer to equity691/2-€101k
To the legal reserve6920-€5k
To other reserves6921-€96k
The notes to these accounts (31 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial
Back to profitnet €101k
Net result €101k after 2 loss-making years.
2024
05-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 5 days late
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 90 days late
2023
31-03
Financial
Weakest financial yearnet €-37k
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
2022
09-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 9 days late
31-03
Financial
Highest result since 2019net €3.17M ▲5,769%
Net result €3.17M, the highest in the series.
31-03
Financial
Liquidity times 9current ratio 4.93
Current ratio from 0.56 to 4.93; short-term debt falls from €879k to €642k.
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2020
12-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
20-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 2009
Ground area
4.4 ha
Building footprint
3.3 ha
Parcel 34023A0499/00C000, Flanders. Linked by address, not a title deed.
9
companies at this address
See who is registered here
1 establishment unit
BEDDINGTON
since 20092.176.988.816
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023A0499/00C000 | Flanders | 4.4 ha | 1 · 3.3 ha | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 5,227 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-02-2009
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
64929Financial service activities, except insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.