BEDANE
ActiveSummary
BEDANE has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.14M and a net result of €39k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 69% of 4602 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability54▼-46
Solvency95▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 77.2; short-term debt: 1.3% and cash: 1.4% of total assets), and 29.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
70.4%
Return on assets
2.4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
69 d late
2022
39 d early
2021
80 d late
2020
40 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€39k▼ 96.5%
2023 · €1.11M
2018: €57k
2019: €24k
2020: €123k
2021: €43k
2022: €48k
2023: €1.11M
2018 → 2024
Working capital
€1.59M▲ 1.9%
2023 · €1.56M
2018: €653k
2019: €621k
2020: €751k
2021: €-369k
2022: €755k
2023: €1.56M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-105k-€-62k▲ 40.9%€-14k▲ 77.4%€1.10M€1.14M▲ 3.6%
Operating result€34k-€12k▼ 64.3%€17k▲ 39.1%€1.55M▲ 9,016%€-634
Net result€123k-€43k▼ 64.9%€48k▲ 11.8%€1.11M▲ 2,210%€39k▼ 96.5%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €634 after €1.55M in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.62M
Fixed assets
€2k ▼ 51.1%
Current assets
€1.61M ▲ 2.3%
Equity and liabilities €1.62M
Equity
€1.14M ▲ 3.6%
Provisions
€452k =
Debt
€26k ▼ 17.9%
Debt's share of the balance-sheet total falls from 2.0% to 1.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2k▼
2023 · €1.55M
Cash flow
€42k▼
2023 · €1.12M
Current ratio
77.20
Debt to equity
0.02▼
2023 · 0.03
ROE
3.5%▼
2023 · 101.3%
ROA
2.4%▼
2023 · 70.3%
Interest coverage
3.81▼
2023 · 35.83
Debt ≤ 1 year
€21k▲
2023 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.58M€1.62M▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€2k€826▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€1.58M€1.61M▲
Amounts receivable within one year40/41€1.57M€1.59M▲
Trade receivables40€184k€240k▲
Other amounts receivable41€1.39M€1.35M▼
Cash at bank and in hand54/58€5k€23k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€1.58M€1.62M▲
Equity10/15€1.10M€1.14M▲
Contributions10/11€44k€44k=
Reserves13€1.39M€1.39M=
Tax-exempt reserves132€1.36M€1.36M=
Distributable reserves133€29k€29k=
Profit (loss) carried forward14€-332k€-292k▲
Provisions and deferred taxes16€452k€452k=
Deferred taxes168€452k€452k=
Amounts payable17/49€32k€26k▼
Amounts payable within one year42/48€15k€21k▲
Trade debts44€8k€13k▲
Suppliers440/4€8k€13k▲
Advances received on contracts in progress46€5k€5k=
Taxes, remuneration and social security45€75-
Taxes450/3€75-
Other amounts payable47/48€3k€3k▲
Accrued charges and deferred income492/3€17k€5k▼
Income statement
Code20232024
Non-recurring operating income76A-€2k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€171k-
Other operating charges640/8€11k-
Gross operating margin9900€1.73M€2k▼
Operating profit (loss)9901€1.55M€-634▼
Financial income75/76B€62k€41k▼
Recurring financial income75€62k€41k▼
Financial charges65/66B€43k€417▼
Recurring financial charges65€43k€417▼
Profit (loss) for the period before taxes9903€1.56M€39k▼
Transfer to deferred taxes680€452k-
Profit (loss) for the period9904€1.11M€39k▼
Transfer to tax-exempt reserves689€1.36M-
Profit (loss) for the period to be appropriated9905€-245k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-332k€-292k▲
Profit (loss) brought forward from the previous period14P€-87k€-332k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 56 days late
2024
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 69 days late
2023
31-12
Financial
Highest result since 2018net €1.11M ▲2,210%
Operating result €1.55M, net result €1.11M, both a record.
31-12
Financial
Liquidity times 72current ratio 103.23
Current ratio from 1.44 to 103.23; short-term debt falls from €1.73M to €15k.
31-12
Financial
Equity above €1MEq €1.10M
6 profitable years in a row build equity to €1.10M.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
19-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 80 days late
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €24k ▼57.4%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
07-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 38 days late
2016
20-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Enghien · 1 establishment unit since 1990
Ground area
2,981 m²
Building footprint
1,099 m²
Volume, LiDAR
11,235 m³
2 parcels, Brussels, Wallonia · tallest building 33.3 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
Sint-Michielslaan 25, 1040 Etterbeek
since 19902.050.147.854
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55025B0250/00L000 | Wallonia | 2,282 m² | 1 · 940 m² | 7.6 m · 2 fl. |
| 21362B0301/00P003 | Brussels | 700 m² | 1 · 159 m² | 33.3 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 26,407 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded31-08-1990
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.