BECOREM
ActiveBECOREM has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €407k and a net result of €14k. Equity is growing by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 36% of 31191 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability17=
Solvency83▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 3.63 against 2.09 in 2024), but 61.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.4%
Return on assets
1.3%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 07-04-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
30 d early
2023
41 d early
2022
32 d early
2021
50 d early
2020
16 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
07-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€407k▲ 3.6%
2024 · €393k
2019: €325k
2020: €379k
2021: €409k
2022: €378k
2023: €379k
2024: €393k
2019 → 2025
Total assets
€1.06M▼ 0.4%
2024 · €1.07M
2019: €1.12M
2020: €1.11M
2021: €1.13M
2022: €1.15M
2023: €1.08M
2024: €1.07M
2019 → 2025
Net result
€14k▲ 6.5%
2024 · €13k
2019: €-6k
2020: €24k
2021: €46k
2022: €-31k
2023: €2k
2024: €13k
2019 → 2025
Working capital
€108k▲ 130%
2024 · €47k
2019: €266k
2020: €323k
2021: €401k
2022: €-65k
2023: €-20k
2024: €47k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€409k-€378k▼ 7.6%€379k▲ 0.4%€393k▲ 3.5%€407k▲ 3.6%
Operating result€29k-€-39k€28k€44k▲ 61.3%€40k▼ 9.6%
Net result€46k-€-31k€2k€13k▲ 689%€14k▲ 6.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€912k▼ 6.5%
Current assets
€149k▲ 65.3%
Equity and liabilities €1.06M
Equity
€407k▲ 3.6%
Provisions
€32k▼ 10.7%
Debt
€622k▼ 2.4%
The debt ratio falls from 59.8% to 58.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€121k▼
2024 · €125k
Cash flow
€95k▲
2024 · €94k
Solvency
38.4%▲
2024 · 36.9%
Current ratio
3.63▲
2024 · 2.09
Quick ratio
3.63▲
2024 · 2.09
Debt / equity
1.53▼
2024 · 1.62
ROE
3.5%▲
2024 · 3.4%
ROA
1.3%▲
2024 · 1.3%
Interest coverage
5.71▲
2024 · 5.70
Debt
€622k▼
2024 · €637k
Debt ≤ 1 year
€41k▼
2024 · €43k
Debt > 1 year
€581k▼
2024 · €594k
Income taxes
€14k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.07M€1.06M▼
Fixed assets21/28€975k€912k▼
Tangible fixed assets22/27€975k€912k▼
Land and buildings22€943k€869k▼
Plant, machinery and equipment23€22k€35k▲
Furniture and vehicles24€9k€8k▼
Current assets29/58€90k€149k▲
Amounts receivable within one year40/41€69k€105k▲
Other amounts receivable41€69k€105k▲
Current investments50/53€7k€13k▲
Cash at bank and in hand54/58€12k€28k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.07M€1.06M▼
Equity10/15€393k€407k▲
Contributions10/11€12k€12k=
Outside capital11€12k-
Other1109/19€12k-
Reserves13€380k€395k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€142k€127k▼
Distributable reserves133€237k€266k▲
Provisions and deferred taxes16€35k€32k▼
Deferred taxes168€35k€32k▼
Amounts payable17/49€637k€622k▼
Amounts payable after more than one year17€594k€581k▼
Financial debts170/4€594k€581k▼
Amounts payable within one year42/48€43k€41k▼
Current portion of amounts payable after more than one year42€16k€13k▼
Financial debts43€5-
Credit institutions430/8€5-
Trade debts44€11k€7k▼
Suppliers440/4€11k€7k▼
Advances received on contracts in progress46-€3k
Taxes, remuneration and social security45€16k€18k▲
Taxes450/3€16k€18k▲
Accrued charges and deferred income492/3€11€3▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€80k€81k▲
Other operating charges640/8€15k€15k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€140k€138k▼
Operating profit (loss)9901€44k€40k▼
Financial income75/76B€431€6k▲
Recurring financial income75€431€6k▲
Financial charges65/66B€22k€21k▼
Recurring financial charges65€22k€21k▼
Profit (loss) for the period before taxes9903€23k€25k▲
Transfer from deferred taxes780€4k€4k=
Income taxes67/77€13k€14k▲
Profit (loss) for the period9904€13k€14k▲
Transfer from tax-exempt reserves789€15k€15k=
Profit (loss) for the period to be appropriated9905€28k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€29k▲
Transfer to equity691/2€28k€29k▲
To other reserves6921€28k€29k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity triplescurrent ratio 2.09
Current ratio from 0.61 to 2.09; short-term debt falls from €51k to €43k.
20-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-31k ▼168%
Net result drops to €-31k, the lowest in the series; recovery starts the following year.
11-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2019net €46k ▲93.6%
Net result €46k, the highest in the series.
14-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
02-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
EXCELSIOR REAL ESTATE
BE 0846.340.044
Nazareth-De Pinte · Eq €407k
WINERGY
BE 0471.885.501
Hoegaarden · Eq €407k
LEVA
BE 0846.183.161
Hasselt · Eq €407k
MADENOR
BE 0806.496.503
Mol · Eq €407k
NU CONSULT
BE 0537.571.525
Denderleeuw · Eq €407k
Of 82,136 companies in sector 70200 we hold annual accounts for 52,099. 36,059 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-02-2003
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 28-07-2026. Scores and ratios are computed by Checked and are not a credit decision.