Beatrijs SCHOCKAERT
ActiveSummary
Beatrijs SCHOCKAERT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €-50k. Equity is shrinking by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 13.2 against 10.6 in 2024; short-term debt: 4% and cash: 10.5% of total assets), and 4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96%
Return on assets
-34.6%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-50k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
on the day
2023
on the day
2022
1 d early
2021
on the day
2020
on the day
2019
14 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€140k▼ 26.5%
2024 · €190k
2019: €134k
2020: €202k
2021: €282k
2022: €264k
2023: €248k
2024: €190k
2019 → 2025
Total assets
€145k▼ 28.2%
2024 · €202k
2019: €161k
2020: €245k
2021: €323k
2022: €290k
2023: €263k
2024: €202k
2019 → 2025
Net result
€-50k▲ 12.9%
2024 · €-58k
2019: €39k
2020: €69k
2021: €80k
2022: €11k
2023: €-16k
2024: €-58k
2019 → 2025
Working capital
€71k▼ 40.6%
2024 · €120k
2019: €84k
2020: €162k
2021: €247k
2022: €228k
2023: €162k
2024: €120k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€282k-€264k▼ 6.2%€248k▼ 6.2%€190k▼ 23.3%€140k▼ 26.5%
Operating result€113k-€17k▼ 84.6%€-16k€-57k▼ 247%€-50k▲ 11.9%
Net result€80k-€11k▼ 85.9%€-16k€-58k▼ 253%€-50k▲ 12.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €50k in 2025 against €57k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €145k
Fixed assets
€68k ▼ 2.4%
Current assets
€77k ▼ 41.8%
Equity and liabilities €145k
Equity
€140k ▼ 26.5%
Debt
€6k ▼ 53.3%
Debt's share of the balance-sheet total falls from 6.2% to 4.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-32k▲
2024 · €-40k
Cash flow
€-32k▲
2024 · €-41k
Current ratio
13.20▲
2024 · 10.60
Debt to equity
0.04▼
2024 · 0.07
ROE
-36.1%▼
2024 · -30.4%
ROA
-34.6%▼
2024 · -28.6%
Interest coverage
-26.96▲
2024 · -30.20
Debt ≤ 1 year
€6k▼
2024 · €12k
Income taxes
€67▼
2024 · €256
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€202k€145k▼
Fixed assets21/28€70k€68k▼
Tangible fixed assets22/27€70k€68k▼
Plant, machinery and equipment23€20k€15k▼
Furniture and vehicles24€26k€18k▼
Other tangible fixed assets26€24k€34k▲
Financial fixed assets28€408€408=
Current assets29/58€132k€77k▼
Amounts receivable after more than one year29€29k€25k▼
Other amounts receivable291€29k€25k▼
Amounts receivable within one year40/41€34k€33k▼
Trade receivables40€0-
Other amounts receivable41€34k€33k▼
Cash at bank and in hand54/58€65k€15k▼
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€202k€145k▼
Equity10/15€190k€140k▼
Contributions10/11€12k€12k=
Reserves13€250k€250k=
Tax-exempt reserves132€23k€23k=
Distributable reserves133€227k€227k=
Profit (loss) carried forward14€-73k€-123k▼
Amounts payable17/49€12k€6k▼
Amounts payable within one year42/48€12k€6k▼
Current portion of amounts payable after more than one year42€6k€6k▼
Financial debts43€452€10▼
Credit institutions430/8€452€10▼
Trade debts44€6k€207▼
Suppliers440/4€6k€207▼
Taxes, remuneration and social security45€0€98▲
Taxes450/3€0€98▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€18k▲
Other operating charges640/8€675€294▼
Gross operating margin9900€-39k€-32k▲
Operating profit (loss)9901€-57k€-50k▲
Financial income75/76B€527€907▲
Recurring financial income75€527€907▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-58k€-50k▲
Income taxes67/77€256€67▼
Profit (loss) for the period9904€-58k€-50k▲
Profit (loss) for the period to be appropriated9905€-58k€-50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-73k€-123k▼
Profit (loss) brought forward from the previous period14P€-15k€-73k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-58k
Net result drops to €-58k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €80k ▲16.5%
Operating result €113k, net result €80k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Equity above €200kEq €202k ▲50.7%
2 profitable years in a row build equity to €202k.
14-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
27-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vossenlo(HEU) 249070 DestelbergenGround area
1,107 m²
Building footprint
243 m²
Volume, LiDAR
1,384 m³
Parcel 44028B0105/00G000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Beatrijs Schockaert Potterie
since 20102.189.918.421
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028B0105/00G000 | Flanders | 1,107 m² | 1 · 243 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 179 EUR awarded · 179 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 179 EUR | 179 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 7,154 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-06-2010
Fiscal year end30-06
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.