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BE-TECH

Active
Private limited company (pre-2019)founded 200718 yrs activeFloris de Cuijperstraat 28, 2640 Mortsel, BelgiumKBO/BCE: BE 0893.231.824

BE-TECH has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €7k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 75% of 389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
88 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+73
Solvency100▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 61.39 against 16.11 in 2024; short-term debt: 1.2% and cash: 73.9% of total assets), and 24.1% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
75.9%
Return on assets
6.4%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-02-2026, 18 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
18 d late
2024
9 d early
2023
on the day
2022
on the day
2021
28 d late
2020
2 d early
2019
on the day
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€84k▲ 9.2%
2024 · €77k
2019: €71k 2020: €119k 2021: €99k 2022: €126k 2023: €136k 2024: €77k
2019 → 2025
Total assets
€111k▲ 1.8%
2024 · €109k
2019: €155k 2020: €170k 2021: €151k 2022: €173k 2023: €199k 2024: €109k
2019 → 2025
Net result
€7k
2024 · €-59k
2019: €19k 2020: €50k 2021: €-20k 2022: €29k 2023: €9k 2024: €-59k
2019 → 2025
Working capital
€83k▲ 12.8%
2024 · €73k
2019: €96k 2020: €88k 2021: €118k 2022: €141k 2023: €120k 2024: €73k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€99k-€126k▲ 27.3%€136k▲ 7.3%€77k▼ 43.3%€84k▲ 9.2%
Operating result€-19k-€36k€13k▼ 63.6%€-57k€10k
Net result€-20k-€29k€9k▼ 67.8%€-59k€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-75k€-50k€-25k€0€25kOperating result 2021: €-19k€-19kNet result 2021: €-20k€-20kOperating result 2022: €36k€36kNet result 2022: €29k€29kOperating result 2023: €13k€13kNet result 2023: €9k€9kOperating result 2024: €-57k€-57kNet result 2024: €-59k€-59kOperating result 2025: €10k€10kNet result 2025: €7k€7k20212022202320242025
The operating result returns to profit in 2025: €10k after a loss of €57k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets €26k▼ 12.9%
Current assets €84k▲ 7.5%
Equity and liabilities €111k
Equity €84k▲ 9.2%
Debt €27k▼ 16.1%
The debt ratio falls from 29.2% to 24.1%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€17k
2024 · €-50k
Cash flow
€14k
2024 · €-52k
Solvency
75.9%
2024 · 70.8%
Current ratio
61.39
2024 · 16.11
Quick ratio
61.39
2024 · 16.11
Debt / equity
0.32
2024 · 0.41
ROE
8.4%
2024 · -76.3%
ROA
6.4%
2024 · -54.1%
Interest coverage
5.54
2024 · -31.53
Debt
€27k
2024 · €32k
Debt ≤ 1 year
€1k
2024 · €5k
Debt > 1 year
€19k
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€109k€111k
Fixed assets21/28€30k€26k
Tangible fixed assets22/27€28k€24k
Furniture and vehicles24€28k€24k
Financial fixed assets28€2k€2k=
Current assets29/58€78k€84k
Amounts receivable within one year40/41€6k€2k
Trade receivables40€5k-
Other amounts receivable41€1k€2k
Cash at bank and in hand54/58€72k€82k
Deferred charges and accrued income490/1€745-
Equity and liabilities
Total equity and liabilities10/49€109k€111k
Equity10/15€77k€84k
Contributions10/11€6k€6k=
Reserves13€120k€120k=
Distributable reserves133€120k€120k=
Profit (loss) carried forward14€-49k€-42k
Amounts payable17/49€32k€27k
Amounts payable after more than one year17€24k€19k
Other amounts payable178/9€24k€19k
Amounts payable within one year42/48€5k€1k
Trade debts44€5k€1k
Suppliers440/4€5k€1k
Taxes, remuneration and social security45€57-
Taxes450/3€57-
Other amounts payable47/48€105-
Accrued charges and deferred income492/3€3k€6k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k
Other operating charges640/8€771€387
Gross operating margin9900€-49k€18k
Operating profit (loss)9901€-57k€10k
Financial income75/76B€2€1
Recurring financial income75€2€1
Financial charges65/66B€2k€3k
Recurring financial charges65€2k€3k
Profit (loss) for the period before taxes9903€-59k€7k
Income taxes67/77€57-
Profit (loss) for the period9904€-59k€7k
Profit (loss) for the period to be appropriated9905€-59k€7k
Appropriation of the result
Profit (loss) to be appropriated9906€-59k€-42k
Profit (loss) brought forward from the previous period14P-€-49k
Transfer from equity791/2€9k-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
30-03
State Gazette act Resignations & appointments
General meeting · Director appointment · Mandate compensation4 facts ▸
  • General meeting, 24/02/2026
  • Director appointment, Hilde Possemiers (bestuurder)
  • Mandate compensation, Hilde Possemiers
  • Power of attorney, FINQ NV
18-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
30-06
Financial Back to profitnet €7k
Net result €7k after one loss-making year.
30-06
Financial Liquidity quadruplescurrent ratio 61.39
Current ratio from 16.11 to 61.39; short-term debt falls from €5k to €1k.
22-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Weakest financial yearnet €-59k ▼737%
Net result drops to €-59k, the lowest in the series; recovery starts the following year.
30-06
Financial Liquidity quadruplescurrent ratio 16.11
Current ratio from 4.36 to 16.11; short-term debt falls from €36k to €5k.
31-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Back to profitnet €29k
Net result €29k after one loss-making year.
30-06
Financial Equity above €100kEq €126k ▲27.3%
Equity rises from €99k to €126k.
28-02
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
30-06
Financial Liquidity quadruplescurrent ratio 11.71
Current ratio from 2.78 to 11.71; short-term debt falls from €49k to €11k.
29-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Highest result since 2019net €50k ▲157%
Operating result €69k, net result €50k, both a record.
30-06
Financial Equity above €100kEq €119k ▲67.9%
2 profitable years in a row build equity to €119k.
31-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
11-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 director, no change since 2026
Hilde Possemiers
Director · since 24-02-2026
Current
24-02-2026 Appointed as Director
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Floris de Cuijperstraat 282640 Mortsel
Ground area
226 m²
Building footprint
83 m²
Volume, LiDAR
483 m³
Parcel 11029A0118/00P004, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BE-TECH
Floris de Cuijperstraat 28, 2640 MortselManufacture of machinery and equipment not elsewhere classified
since 20182.280.050.821
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11029A0118/00P004 Flanders 226 m² 1 · 83 m² 9.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 346 companies in sector 28990 we hold annual accounts for 278. 168 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded02-11-2007
Fiscal year end30-06
Activities, NACEBEL
28990Manufacture of machinery and equipment not elsewhere classified
29564
43211General electrical installation work
45310
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.