BE-TECH
ActiveSummary
BE-TECH has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €62k and a net result of €-22k. Equity is shrinking by ~5.9% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2026
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability0▼-73
Solvency95▼-5
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 3.24 against 61.39 in 2025; short-term debt: 30% and cash: 78.1% of total assets), and 30% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
70%
Return on assets
-24.5%
Age of the figures
3 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 21-09-2026, 132 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
132 d early
2025
18 d late
2024
9 d early
2023
on the day
2022
on the day
2021
28 d late
2020
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-06-2027 close31-01-2028 deadline
Financials · fiscal year 2026, micro schema
Equity
€62k▼ 26.0%
2025 · €84k
2019: €71k
2020: €119k
2021: €99k
2022: €126k
2023: €136k
2024: €77k
2025: €84k
2019 → 2026
Total assets
€89k▼ 19.6%
2025 · €111k
2019: €155k
2020: €170k
2021: €151k
2022: €173k
2023: €199k
2024: €109k
2025: €111k
2019 → 2026
Net result
€-22k
2025 · €7k
2019: €19k
2020: €50k
2021: €-20k
2022: €29k
2023: €9k
2024: €-59k
2025: €7k
2019 → 2026
Working capital
€60k▼ 27.7%
2025 · €83k
2019: €96k
2020: €88k
2021: €118k
2022: €141k
2023: €120k
2024: €73k
2025: €83k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€126k-€136k▲ 7.3%€77k▼ 43.3%€84k▲ 9.2%€62k▼ 26.0%
Operating result€36k-€13k▼ 63.6%€-57k€10k€-28k
Net result€29k-€9k▼ 67.8%€-59k€7k€-22k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2026: a loss of €28k after €10k in 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €89k
Fixed assets
€2k ▼ 91.2%
Current assets
€87k ▲ 2.8%
Equity and liabilities €89k
Equity
€62k ▼ 26.0%
Debt
€27k ▲ 0.3%
Debt's share of the balance-sheet total rises from 24.1% to 30.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-17k▼
2025 · €17k
Cash flow
€-12k▼
2025 · €14k
Current ratio
3.24▼
2025 · 61.39
Debt to equity
0.43▲
2025 · 0.32
ROE
-35.0%▼
2025 · 8.4%
ROA
-24.5%▼
2025 · 6.4%
Interest coverage
-80.79▼
2025 · 5.54
Debt ≤ 1 year
€27k▲
2025 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 38 lines
Balance sheet
Code20252026
Assets
Total assets20/58€111k€89k▼
Fixed assets21/28€26k€2k▼
Tangible fixed assets22/27€24k-
Furniture and vehicles24€24k-
Financial fixed assets28€2k€2k=
Current assets29/58€84k€87k▲
Amounts receivable within one year40/41€2k€17k▲
Trade receivables40-€16k
Other amounts receivable41€2k€700▼
Cash at bank and in hand54/58€82k€69k▼
Equity and liabilities
Total equity and liabilities10/49€111k€89k▼
Equity10/15€84k€62k▼
Contributions10/11€6k€6k=
Reserves13€120k€120k=
Distributable reserves133€120k€120k=
Profit (loss) carried forward14€-42k€-64k▼
Amounts payable17/49€27k€27k▲
Amounts payable after more than one year17€19k-
Other amounts payable178/9€19k-
Amounts payable within one year42/48€1k€27k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Other amounts payable47/48-€23k
Accrued charges and deferred income492/3€6k€13▼
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€10k▲
Other operating charges640/8€387€520▲
Non-recurring operating charges66A-€267
Gross operating margin9900€18k€-17k▼
Operating profit (loss)9901€10k€-28k▼
Financial income75/76B€1€6k▲
Recurring financial income75€1€6k▲
Financial charges65/66B€3k€216▼
Recurring financial charges65€3k€216▼
Profit (loss) for the period before taxes9903€7k€-22k▼
Profit (loss) for the period9904€7k€-22k▼
Profit (loss) for the period to be appropriated9905€7k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-42k€-64k▼
Profit (loss) brought forward from the previous period14P€-49k€-42k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
21-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
30-03
State Gazette act
Appointment: Hilde Possemiers (director)Mandate compensation · Power of attorney4 facts ▸
State Gazette act
Appointment: Hilde Possemiers (director)
Mandate compensation · Power of attorney4 facts ▸
- General meeting, 24/02/2026
- Director appointment, Hilde Possemiers (director)
- Mandate compensation, Hilde Possemiers
- Power of attorney, FINQ NV
18-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
30-06
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
30-06
Financial
Liquidity quadruplescurrent ratio 61.39
Current ratio from 16.11 to 61.39; short-term debt falls from €5k to €1k.
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-59k ▼737%
Net result drops to €-59k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity quadruplescurrent ratio 16.11
Current ratio from 4.36 to 16.11; short-term debt falls from €36k to €5k.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
30-06
Financial
Equity above €100kEq €126k ▲27.3%
Equity rises from €99k to €126k.
Show earlier events
28-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
30-06
Financial
Liquidity quadruplescurrent ratio 11.71
Current ratio from 2.78 to 11.71; short-term debt falls from €49k to €11k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €50k ▲157%
Operating result €69k, net result €50k, both a record.
30-06
Financial
Equity above €100kEq €119k ▲67.9%
2 profitable years in a row build equity to €119k.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Hilde Possemiers
CurrentDirector · since 24-02-2026
24-02-2026
Appointed as Director
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Floris de Cuijperstraat 282640 MortselGround area
226 m²
Building footprint
83 m²
Volume, LiDAR
483 m³
Parcel 11029A0118/00P004, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BE-TECH
since 20182.280.050.821
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11029A0118/00P004 | Flanders | 226 m² | 1 · 83 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GCK Technics
BE 0696.659.344
Lier · Eq €60k
B-VET
BE 0810.493.002
Kapellen · Eq €65k
JTCNC
BE 0788.255.454
Beringen · Eq €59k
CORRUGATED ENGINEERING AND MAINTENANCE
BE 0462.216.183
Hooglede · Eq €67k
Ecospenser Trading
BE 0676.518.184
Merelbeke-Melle · Eq €68k
Of 346 companies in sector 28990 we hold annual accounts for 278. 155 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-11-2007
Fiscal year end30-06
Activities, NACEBEL 2025
28990Manufacture of machinery and equipment not elsewhere classified
43211General electrical installation work
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.