BDMBV
ActiveSummary
BDMBV has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €544k and a net result of €286k. Equity is growing by ~97% per year across the filed fiscal years. Its solvency ranks better than 75% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record82
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days only on tighter terms
Liquidity ample (current ratio 6.41 against 3.93 in 2024; short-term debt: 15.6% and cash: 80.4% of total assets), and 15.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.4%
Return on assets
44.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-04-2026, 114 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
114 d early
2024
29 d late
2023
51 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€544k▲ 111%
2024 · €259k
2023: €43k
2024: €259k
2023 → 2025
Total assets
€645k▲ 86.2%
2024 · €346k
2023: €73k
2024: €346k
2023 → 2025
Net result
€286k▲ 31.8%
2024 · €217k
2023: €42k
2024: €217k
2023 → 2025
Working capital
€544k▲ 111%
2024 · €258k
2023: €44k
2024: €258k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€43k-€259k▲ 508%€544k▲ 111%
Operating result€53k-€284k▲ 433%€376k▲ 32.4%
Net result€42k-€217k▲ 412%€286k▲ 31.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 32% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €645k
Fixed assets
€502 ▼ 44.3%
Current assets
€644k ▲ 86.5%
Equity and liabilities €645k
Equity
€544k ▲ 111%
Debt
€101k ▲ 14.4%
Debt's share of the balance-sheet total falls from 25.4% to 15.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€376k▲
2024 · €285k
Cash flow
€286k▲
2024 · €218k
Current ratio
6.41▲
2024 · 3.93
Debt to equity
0.18▼
2024 · 0.34
ROE
52.5%▼
2024 · 83.9%
ROA
44.3%▼
2024 · 62.6%
Interest coverage
3602.87▼
2024 · 19595.51
Debt ≤ 1 year
€101k▲
2024 · €88k
Income taxes
€90k▲
2024 · €67k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€346k€645k▲
Fixed assets21/28€902€502▼
Tangible fixed assets22/27€902€502▼
Plant, machinery and equipment23€902€502▼
Current assets29/58€346k€644k▲
Cash at bank and in hand54/58€242k€518k▲
Deferred charges and accrued income490/1€103k€126k▲
Equity and liabilities
Total equity and liabilities10/49€346k€645k▲
Equity10/15€259k€544k▲
Contributions10/11€1k€1k=
Reserves13€258k€543k▲
Distributable reserves133€258k€543k▲
Amounts payable17/49€88k€101k▲
Amounts payable within one year42/48€88k€101k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€67k€90k▲
Taxes450/3€67k€90k▲
Other amounts payable47/48€18k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€400▼
Other operating charges640/8€384-
Gross operating margin9900€286k€376k▲
Operating profit (loss)9901€284k€376k▲
Financial charges65/66B€15€104▲
Recurring financial charges65€15€104▲
Profit (loss) for the period before taxes9903€284k€376k▲
Income taxes67/77€67k€90k▲
Profit (loss) for the period9904€217k€286k▲
Profit (loss) for the period to be appropriated9905€217k€286k▲
Appropriation of the result
Profit (loss) to be appropriated9906€258k€286k▲
Profit (loss) brought forward from the previous period14P€42k-
Transfer to equity691/2€258k€286k▲
To other reserves6921€258k€286k▲
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €286k ▲31.8%
Operating result €376k, net result €286k, both a record.
31-12
Financial
Equity above €500kEq €544k ▲111%
3 profitable years in a row build equity to €544k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €200kEq €259k ▲508%
2 profitable years in a row build equity to €259k.
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Richard Valvekensstraat 933010 LeuvenGround area
7,441 m²
Building footprint
6,129 m²
Volume, LiDAR
75,515 m³
2 parcels, Flanders · tallest building 25.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Dienst Medische Beeldvorming RZ HHT
since 20232.354.554.145
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24593G0005/00S000 | Flanders | 6,976 m² | 1 · 6,061 m² | 25.1 m · 4 fl. |
| 24483E0034/00W010 | Flanders | 464 m² | 1 · 68 m² | 7.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
CABINET MEDICAL ANNE DURSIN
BE 0828.333.082
Lasne · Eq €544,278
Dr.Slootmaekers Vanja
BE 0883.356.927
Antwerpen · Eq €544,573
JMLCB Médicale
BE 0756.445.392
Sprimont · Eq €544,137
ORTALGO
BE 0476.306.820
Tessenderlo-Ham · Eq €544,687
ALTAWAB KOCA MEDICAL CARE
BE 0876.443.993
Schaarbeek · Eq €544,052
Of 16,627 companies in sector 86220 we hold annual accounts for 7,974. 6,366 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-2023
Fiscal year end31-12
Activities, NACEBEL 2025
86220Specialist medical practice
66290Activities auxiliary to financial services and insurance activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.