BDFC

Active

Private limited companyfounded 20242 yrs activeRoute de Ham 10, 5190 Jemeppe-sur-Sambre, BelgiumKBO/BCE: BE 1007.230.974

Summary

The computed 12-month bankruptcy probability of BDFC is 2.2% (moderate). The 2025 annual accounts show equity of €9k and a net result of €9k. Its solvency ranks better than 35% of 18400 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysis Watch Report Compare

BDFCActiveChecked score 50/100

Risk analysis Report Compare

Checked score

Score 2025

50 / 100

Fair

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability89▲+22

Solvency41▲+16

Growth78

Track record82

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Retail trade (NACE 47)

about 45% more bankruptcies

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-03-2026, 132 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

132 d early

2024

146 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

25-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€9k▲ 4,422%

2024 · €200

2024: €200 2025: €9k▲ +4422% vs 2024

2024 → 2025

Total assets

€55k▼ 25.2%

2024 · €74k

2024: €74k 2025: €55k▼ -25.2% vs 2024

2024 → 2025

Net result

€9k

2024 · €-800

2024: €-800 2025: €9k▲ +1208% vs 2024

2024 → 2025

Working capital

€-41k▲ 23.9%

2024 · €-53k

2024: €-53k 2025: €-41k▲ +23.9% vs 2024

2024 → 2025

Trend over the years

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€200-€9k▲ 4,422% 2024: €200 2025: €9k▲ +4422% vs 2024

Operating result€271-€13k▲ 4,560% 2024: €271 2025: €13k▲ +4560% vs 2024

Net result€-800-€9k 2024: €-800 2025: €9k▲ +1208% vs 2024

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2025; 2025 is 4,560% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €55k

89.6%

10%

Fixed assets €50k ▼ 7.3%

Current assets €6k ▼ 72.0%

Equity and liabilities €55k

16.4%

83.6%

Equity €9k ▲ 4,422%

Debt €46k ▼ 37.3%

Debt's share of the balance-sheet total falls from 99.7% to 83.6%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€23k▲

2024 · €7k

Cash flow

€19k▲

2024 · €6k

Current ratio

0.12▼

2024 · 0.28

Quick ratio

0.10▼

2024 · 0.25

Debt to equity

5.11

ROE

97.8%

ROA

16.0%▲

2024 · -1.1%

Interest coverage

13.43▲

2024 · 6.30

Debt ≤ 1 year

€46k▼

2024 · €74k

Income taxes

€2k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

As filed By statement

Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines

Balance sheet Code20242025

Assets

Total assets20/58€74k€55k▼

Fixed assets21/28€54k€50k▼

Tangible fixed assets22/27€54k€50k▼

Plant, machinery and equipment23€45k€39k▼

Furniture and vehicles24€8k€10k▲

Current assets29/58€21k€6k▼

Stocks and contracts in progress3€2k€1k▼

Stocks30/36€2k€1k▼

Amounts receivable within one year40/41€612€483▼

Trade receivables40€462€483▲

Other amounts receivable41€150-

Cash at bank and in hand54/58€17k€3k▼

Deferred charges and accrued income490/1€656€760▲

Equity and liabilities

Total equity and liabilities10/49€74k€55k▼

Equity10/15€200€9k▲

Contributions10/11€1k€1k=

Profit (loss) carried forward14€-800€8k▲

Amounts payable17/49€74k€46k▼

Amounts payable within one year42/48€74k€46k▼

Trade debts44€43k€23k▼

Suppliers440/4€43k€23k▼

Taxes, remuneration and social security45€2k€5k▲

Taxes450/3€401€3k▲

Remuneration and social security454/9€2k€2k▲

Other amounts payable47/48€29k€18k▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€10k▲

Other operating charges640/8€1k€2k▲

Gross operating margin9900€8k€25k▲

Operating profit (loss)9901€271€13k▲

Financial income75/76B€1€38▲

Recurring financial income75€1€38▲

Financial charges65/66B€1k€2k▲

Recurring financial charges65€1k€2k▲

Profit (loss) for the period before taxes9903€-800€11k▲

Income taxes67/77-€2k

Profit (loss) for the period9904€-800€9k▲

Profit (loss) for the period to be appropriated9905€-800€9k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-800€8k▲

Profit (loss) brought forward from the previous period14P-€-800

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement

Income statement Balance sheet Cash flow

Line	2024	2025	Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€6k	€10k	▲ 53.4%
Other operating charges640/8	€1k	€2k	▲ 90.8%
Gross operating margin9900	€8k	€25k	▲ 214%
Operating profit (loss)9901	€271	€13k	▲ 4,560%
Financial income75/76B	€1	€38	▲ 6,798%
Recurring financial income75	€1	€38	▲ 6,798%
Financial charges65/66B	€1k	€2k	▲ 56.7%
Recurring financial charges65	€1k	€2k	▲ 56.7%
Profit (loss) for the period before taxes9903	€-800	€11k	▲ 1,472%
Income taxes67/77	-	€2k	-
Profit (loss) for the period9904	€-800	€9k	▲ 1,208%
Profit (loss) for the period to be appropriated9905	€-800	€9k	▲ 1,208%

Line	2024	2025	Change
Assets
Total assets20/58	€74k	€55k	▼ 25.2%
Fixed assets21/28	€54k	€50k	▼ 7.3%
Tangible fixed assets22/27	€54k	€50k	▼ 7.3%
Plant, machinery and equipment23	€45k	€39k	▼ 13.3%
Furniture and vehicles24	€8k	€10k	▲ 26.8%
Current assets29/58	€21k	€6k	▼ 72.0%
Stocks and contracts in progress3	€2k	€1k	▼ 49.0%
Stocks30/36	€2k	€1k	▼ 49.0%
Amounts receivable within one year40/41	€612	€483	▼ 21.1%
Trade receivables40	€462	€483	▲ 4.5%
Other amounts receivable41	€150	-	-
Cash at bank and in hand54/58	€17k	€3k	▼ 79.9%
Deferred charges and accrued income490/1	€656	€760	▲ 15.9%
Equity and liabilities
Total equity and liabilities10/49	€74k	€55k	▼ 25.2%
Equity10/15	€200	€9k	▲ 4,422%
Contributions10/11	€1k	€1k	=
Profit (loss) carried forward14	€-800	€8k	▲ 1,108%
Amounts payable17/49	€74k	€46k	▼ 37.3%
Amounts payable within one year42/48	€74k	€46k	▼ 37.3%
Trade debts44	€43k	€23k	▼ 45.9%
Suppliers440/4	€43k	€23k	▼ 45.9%
Taxes, remuneration and social security45	€2k	€5k	▲ 168%
Taxes450/3	€401	€3k	▲ 646%
Remuneration and social security454/9	€2k	€2k	▲ 40.0%
Other amounts payable47/48	€29k	€18k	▼ 38.0%

Line	2024	2025	Change
Profit (loss) for the period9904	€-800	€9k	▲ 1,208%
+ Depreciation and write-downs630	€6k	€10k	▲ 53.4%
Operating cash flow (approximation)	€6k	€19k	▲ 231%
Investment in fixed assets (approximation)	-	€-6k	-
Change in cash	-	€-14k	-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

21-03

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Back to profitnet €9k

Net result €9k after one loss-making year.

07-03

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Jemeppe-sur-Sambre · 1 establishment unit since 2024

seat establishment The establishment unit on the map

Ground area

1,820 m²

Building footprint

107 m²

Volume, LiDAR

1,203 m³

Parcel 92068C0026/00D002, Wallonia · tallest building 12.9 m, ±4 floors. Linked by address, not a title deed.

2 companies at this address See who is registered here

1 establishment unit

BDFC

Route de Ham 10, 5190 Jemeppe-sur-SambreRetail trade

since 20242.357.565.501

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92068C0026/00D002	Wallonia	1,820 m²	1 · 107 m²	12.9 m · 4 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Jemeppe-sur-Sambre2.357.565.501

1 permission

Toelating · Ambulante viswinkel · since 29-05-2024

Similar companies · same sector, comparable size

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POISSONNERIE JULIEN WAUTERS

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Of 465 companies in sector 47230 we hold annual accounts for 269. 144 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded18-03-2024

Fiscal year end31-12

Activities, NACEBEL 2025

47230Retail trade

Contact

E-mail poissonnerieweerens@bdfc.be

Phone +32494112028

Scores and ratios are computed by Checked and are not a credit decision.