BDC CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of BDC CONSTRUCT is 2.5% (moderate). The 2024 annual accounts show equity of €36k and a net result of €33k. Its solvency ranks better than 55% of 9982 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+4
Solvency72▲+25
Growth78
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 1.87 against 1.18 in 2023; short-term debt: 53% and cash: 11.4% of total assets), but 53% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47%
Return on assets
42.2%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-06-2026, 306 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
306 d late
2023
91 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€36k▲ 884%
2023 · €4k
2023: €4k
2024: €36k▲ +884% vs 2023
2023 → 2024
Total assets
€77k▲ 355%
2023 · €17k
2023: €17k
2024: €77k▲ +355% vs 2023
2023 → 2024
Net result
€33k▲ 784%
2023 · €4k
2023: €4k
2024: €33k▲ +784% vs 2023
2023 → 2024
Working capital
€36k▲ 1,366%
2023 · €2k
2023: €2k
2024: €36k▲ +1366% vs 2023
2023 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€4k-€36k▲ 884%
2023: €4k
2024: €36k▲ +884% vs 2023
Operating result€6k-€48k▲ 672%
2023: €6k
2024: €48k▲ +672% vs 2023
Net result€4k-€33k▲ 784%
2023: €4k
2024: €33k▲ +784% vs 2023
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 672% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €77k
Fixed assets
€764 ▼ 39.5%
Current assets
€77k ▲ 387%
Equity and liabilities €77k
Equity
€36k ▲ 884%
Debt
€41k ▲ 209%
Debt's share of the balance-sheet total falls from 78.3% to 53.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€49k▲
2023 · €8k
Cash flow
€33k▲
2023 · €5k
Current ratio
1.87▲
2023 · 1.18
Debt to equity
1.13▼
2023 · 3.60
ROE
89.8%▼
2023 · 100.0%
ROA
42.2%▲
2023 · 21.7%
Interest coverage
87.90▲
2023 · 9.73
Debt ≤ 1 year
€41k▲
2023 · €13k
Income taxes
€18k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet
Code20232024
Assets
Total assets20/58€17k€77k▲
Fixed assets21/28€1k€764▼
Tangible fixed assets22/27€1k€764▼
Furniture and vehicles24€1k€764▼
Current assets29/58€16k€77k▲
Amounts receivable within one year40/41€6k€68k▲
Trade receivables40€2k€19k▲
Other amounts receivable41€5k€49k▲
Cash at bank and in hand54/58€10k€9k▼
Equity and liabilities
Total equity and liabilities10/49€17k€77k▲
Equity10/15€4k€36k▲
Profit (loss) carried forward14€4k€36k▲
Amounts payable17/49€13k€41k▲
Amounts payable within one year42/48€13k€41k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€12k€18k▲
Taxes450/3€12k€17k▲
Remuneration and social security454/9-€940
Other amounts payable47/48-€20k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€500▼
Other operating charges640/8€2k€5k▲
Gross operating margin9900€9k€53k▲
Operating profit (loss)9901€6k€48k▲
Financial income75/76B€252€3k▲
Recurring financial income75€252€3k▲
Financial charges65/66B€779€552▼
Recurring financial charges65€779€552▼
Profit (loss) for the period before taxes9903€6k€50k▲
Income taxes67/77€2k€18k▲
Profit (loss) for the period9904€4k€33k▲
Profit (loss) for the period to be appropriated9905€4k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€36k▲
Profit (loss) brought forward from the previous period14P-€4k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €500 | ▼ 63.2% |
| Other operating charges640/8 | €2k | €5k | ▲ 177% |
| Gross operating margin9900 | €9k | €53k | ▲ 474% |
| Operating profit (loss)9901 | €6k | €48k | ▲ 672% |
| Financial income75/76B | €252 | €3k | ▲ 1,013% |
| Recurring financial income75 | €252 | €3k | ▲ 1,013% |
| Financial charges65/66B | €779 | €552 | ▼ 29.1% |
| Recurring financial charges65 | €779 | €552 | ▼ 29.1% |
| Profit (loss) for the period before taxes9903 | €6k | €50k | ▲ 783% |
| Income taxes67/77 | €2k | €18k | ▲ 781% |
| Profit (loss) for the period9904 | €4k | €33k | ▲ 784% |
| Profit (loss) for the period to be appropriated9905 | €4k | €33k | ▲ 784% |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €17k | €77k | ▲ 355% |
| Fixed assets21/28 | €1k | €764 | ▼ 39.5% |
| Tangible fixed assets22/27 | €1k | €764 | ▼ 39.5% |
| Furniture and vehicles24 | €1k | €764 | ▼ 39.5% |
| Current assets29/58 | €16k | €77k | ▲ 387% |
| Amounts receivable within one year40/41 | €6k | €68k | ▲ 1,011% |
| Trade receivables40 | €2k | €19k | ▲ 1,109% |
| Other amounts receivable41 | €5k | €49k | ▲ 978% |
| Cash at bank and in hand54/58 | €10k | €9k | ▼ 8.1% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €17k | €77k | ▲ 355% |
| Equity10/15 | €4k | €36k | ▲ 884% |
| Profit (loss) carried forward14 | €4k | €36k | ▲ 884% |
| Amounts payable17/49 | €13k | €41k | ▲ 209% |
| Amounts payable within one year42/48 | €13k | €41k | ▲ 209% |
| Trade debts44 | €2k | €3k | ▲ 80.1% |
| Suppliers440/4 | €2k | €3k | ▲ 80.1% |
| Taxes, remuneration and social security45 | €12k | €18k | ▲ 55.1% |
| Taxes450/3 | €12k | €17k | ▲ 47.0% |
| Remuneration and social security454/9 | - | €940 | - |
| Other amounts payable47/48 | - | €20k | - |
| Line | 2023 | 2024 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €33k | ▲ 784% |
| + Depreciation and write-downs630 | €1k | €500 | ▼ 63.2% |
| Operating cash flow (approximation) | €5k | €33k | ▲ 556% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €-781 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 306 days late
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boechout · 1 establishment unit since 2023
Ground area
274 m²
Building footprint
297 m²
Volume, LiDAR
2,196 m³
Parcel 11004D0072/00H009, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
BDC CONSTRUCT
since 20232.343.154.467
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11004D0072/00H009 | Flanders | 274 m² | 1 · 296 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 12,730 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43230Insulation installation
43350Other building finishing work
43910Bricklaying and masonry work
43990Other specialised construction activities
81220Other building cleaning and industrial cleaning
Contact
E-mail
bdcconstruct@hotmail.com
Phone
+32465901307
Scores and ratios are computed by Checked and are not a credit decision.